Home Bank of Arkansas in Portland, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Home Bank of Arkansas in Portland, Arkansas (AR)
  • Show street view No street view available for this location

Home Bank of Arkansas - Overview

  • General
  • FDIC Certificate #: 5629
    Status: Active
    Federal Reserve ID: 596642
    Bank Holding Company (Regulatory Top Holder): Peoples Home Holding, Inc (RSSDID: 3029196, Location: Greenbrier, AR)
    Date Established: January 23, 1908
    WWW: http://www.homebankofar.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 3835
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 19, 2010
    Last Structure Change Process Date: October 19, 2010
    Last Data Update: October 19, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 113 Highway 165 South, Portland, AR 71663
    County: Faulkner
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $69.4 mil
    Equity capital: $7.1 mil
    Deposits held in domestic offices: $62.2 mil
    Return on assets (ROA): 0.12% ($0.1 mil)
    Quarterly return on assets: 0.65% ($0.4 mil)
    Return on Equity (ROE): 1.21% ($0.1 mil)
    Quarterly return on equity: 6.52% ($0.5 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.09% ($62.5 mil)
    Quarterly Pretax return on assets: 0.61% ($423.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $69,430Total assets
  • $1,855Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,028Securities
  • $475Federal funds sold & reverse repurchase agreements
  • $55,496Net loans & leases
  • $1,056Loan loss allowance
  • $0Trading account assets
  • $2,212Bank premises and fixed assets
  • $4,247Other real estate owned
  • $0Goodwill and other intangibles
  • $69,430Life insurance assets
  • $1,117All other assets
  • $62,305Total liabilities and capital
  • $62,151Total liabilities
  • $57,547Total deposits
  • $62,151Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $154Subordinated debt
  • $7,125All other liabilities
  • $7,125Total equity capital
  • $7,125Total bank equity capital
  • $0Perpetual preferred stock
  • $585Common stock
  • $4,757Surplus
  • $1,783Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,276Income earned, not collected on loans
  • $0Earning assets
  • $254Long-term assets (5+ years)
  • $59,999Average Assets, year-to-date
  • $4,339Average Assets, quarterly
  • $74,665Volatile liabilities
  • $71,096Insider loans
  • $54,602FHLB advances
  • $70,449Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,014Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,845Restructured Loans and leases
  • $2,409Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,202Total interest income
  • $890Total interest expense
  • $3,312Net interest income
  • $538Provision for loan and lease losses
  • $455Total noninterest income
  • $0Fiduciary activities
  • $208Service charges on deposit accounts
  • $0Trading account gains & fees
  • $247Additional noninterest income
  • $3,131Total noninterest expense
  • $1,420Salaries and employee benefits
  • $468Premises and equipment expense
  • $1,243Additional noninterest expense
  • $98Pre-tax net operating income
  • -$34Securities gains (losses)
  • -$22Applicable income taxes
  • $86Income before extraordinary items
  • $0Extraordinary gains - net
  • $86Net income attributable to bank
  • $0Net charge-offs
  • $86Cash dividends
  • $922Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.38%Yield on earning assets
  • 1.35%Cost of funding earning assets
  • 5.03%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 4.76%Noninterest expense to earning assets
  • 0.16%Net operating income to assets
  • 0.12%Return on assets (ROA)
  • 0.09%Pretax return on assets
  • 1.21%Return on equity (ROE)
  • 1.21%Retained earnings to average equity (YTD only)
  • 1.53%Net charge-offs to loans
  • 58.35%Credit loss provision to net charge-offs
  • 0.69%Efficiency ratio
  • 83,117Assets per employee
  • 2.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 24.70%Noncurrent assets plus other real estate owned to assets
  • 12.28%Noncurrent loans to loans
  • 7.56%Net loans and leases to deposits
  • 89.29%Net loans and leases to core deposits
  • 102.13%Equity capital to assets
  • 10.26%Core capital (leverage) ratio
  • 9.96%Tier 1 risk-based capital ratio
  • 12.85%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $74,665Average earning assets
  • $7,084Average equity
  • $65,825Average loans

List of branches

  • 6 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03835Home Bank Of Arkansas113 Highway 165 South, Portland, AR 71663January 23, 1908Full Service Brick and Mortar
    1418943Greenbrier Branch61-A South Broadview, Greenbrier, AR 72058August 01, 2001Full Service Brick and Mortar
    2418944Marshall BranchHighway 65 North And Nome Street, Marshall, AR 72650July 15, 2002Full Service Brick and Mortar
    3422559Damascus Branch17401 Highway 65 South, Damascus, AR 72039June 01, 2003Full Service Brick and Mortar
    4446050Otter Creek Branch8800 Stagecoach Road, Little Rock, AR 72210November 17, 2005Full Service Brick and Mortar
    5490052Center Ridge Branch5756 Highway 9, Center Ridge, AR 72027April 01, 2009Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Home Bank of Arkansas.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents