Delta Trust & Bank in Parkdale, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Delta Trust & Bank in Parkdale, Arkansas (AR)
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Delta Trust & Bank - Overview

  • General
  • FDIC Certificate #: 92
    Status: Active
    Federal Reserve ID: 914349
    Bank Holding Company (Regulatory Top Holder): Delta Trust And Banking Corporation (RSSDID: 2834115, Location: Little Rock, AR)
    Date Established: Febuary 01, 1910
    WWW: http://www.delta-trust.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 15840
    FDIC's unique #: 72
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1853 Highway 165 South, Parkdale, AR 71661
    County: Ashley
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $381.7 mil
    Equity capital: $34.6 mil
    Deposits held in domestic offices: $342.8 mil
    Return on assets (ROA): 0.98% ($3.7 mil)
    Quarterly return on assets: 1.01% ($3.9 mil)
    Return on Equity (ROE): 11.25% ($3.9 mil)
    Quarterly return on equity: 11.18% ($3.9 mil)
    Net income: $3.7 mil
    Quarterly Net income: $1.0 mil
    Pretax return on assets: 1.53% ($5,840.2 mil)
    Quarterly Pretax return on assets: 1.54% ($5,878.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 118Total employees (full-time equivalent)
  • $381,710Total assets
  • $20,581Cash and due from depository institutions
  • $11,493Interest-bearing balances
  • $66,335Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $280,451Net loans & leases
  • $4,994Loan loss allowance
  • $0Trading account assets
  • $3,873Bank premises and fixed assets
  • $4,344Other real estate owned
  • $822Goodwill and other intangibles
  • $381,710Life insurance assets
  • $5,304All other assets
  • $347,119Total liabilities and capital
  • $342,783Total liabilities
  • $308,438Total deposits
  • $342,783Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 1700.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $931Trading liabilities
  • $0Other borrowed funds
  • $1,705Subordinated debt
  • $34,591All other liabilities
  • $34,591Total equity capital
  • $34,591Total bank equity capital
  • $0Perpetual preferred stock
  • $160Common stock
  • $26,554Surplus
  • $7,877Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,170Income earned, not collected on loans
  • $0Earning assets
  • $1,868Long-term assets (5+ years)
  • $358,279Average Assets, year-to-date
  • $47,509Average Assets, quarterly
  • $377,926Volatile liabilities
  • $383,848Insider loans
  • $284,695FHLB advances
  • $380,891Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $33,778Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $44,353Restructured Loans and leases
  • $6,030Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $19,007Total interest income
  • $3,921Total interest expense
  • $15,086Net interest income
  • $1,084Provision for loan and lease losses
  • $5,223Total noninterest income
  • $1,526Fiduciary activities
  • $745Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,952Additional noninterest income
  • $13,500Total noninterest expense
  • $8,553Salaries and employee benefits
  • $1,615Premises and equipment expense
  • $3,332Additional noninterest expense
  • $5,725Pre-tax net operating income
  • $45Securities gains (losses)
  • $2,071Applicable income taxes
  • $3,699Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,699Net income attributable to bank
  • $0Net charge-offs
  • $3,699Cash dividends
  • $396Sale, conversion, retirement of capital stock, net
  • $826Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.34%Yield on earning assets
  • 1.10%Cost of funding earning assets
  • 4.24%Net interest margin
  • 1.47%Noninterest income to earning assets
  • 3.79%Noninterest expense to earning assets
  • 0.97%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 11.25%Return on equity (ROE)
  • 8.74%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 273.74%Credit loss provision to net charge-offs
  • 17.19%Efficiency ratio
  • 66,473Assets per employee
  • 3.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 22.33%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 96.60%Noncurrent assets plus other real estate owned to assets
  • 2.49%Noncurrent loans to loans
  • 1.81%Net loans and leases to deposits
  • 81.82%Net loans and leases to core deposits
  • 103.36%Equity capital to assets
  • 9.06%Core capital (leverage) ratio
  • 8.87%Tier 1 risk-based capital ratio
  • 11.86%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $377,926Average earning assets
  • $32,869Average equity
  • $355,767Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $449,707Managed Assets
  • 1Number of Accounts
  • $133,096Personal trust and agency accounts
  • $98,124Employee benefit-defined contribution accounts
  • $5,216Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $655Corporate trust and agency accounts
  • $1,583Investment management agency accounts
  • $27,511Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $7Non-managed Assets
  • 339Number of Accounts
  • $0Personal trust and agency accounts
  • $655Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $316,611Other retirement accounts
  • $284,499Corporate trust and agency accounts
  • $28,454Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 9 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    072Delta Trust & Bank1853 Highway 165 South, Parkdale, AR 71661Febuary 01, 1910Full Service Brick and Mortar
    1181025Hamburg Branch612 South Main Street, Hamburg, AR 71646December 19, 1988Full Service Brick and Mortar
    2181026Eudora Branch2943 Highway 65 South, Eudora, AR 71640May 02, 1994Full Service Brick and Mortar
    39844Wilmot Branch418 East Main Street, Wilmot, AR 71676October 12, 1937Full Service Brick and Mortar
    4357258Hillcrest Branch2924 Kavanaugh Blvd., Little Rock, AR 72205January 17, 2000Full Service Brick and Mortar
    5360331Chenal Branch16600 Chenal Parkway, Little Rock, AR 72211May 14, 2001Full Service Brick and Mortar
    7290502Bella Vista Branch1790 Forest Hills Boulevard, Bella Vista, AR 72715May 13, 1998Full Service Brick and Mortar
    8363222Walton Heights Branch11700 Cantrell Road, Little Rock, AR 72223January 29, 2002Full Service Brick and Mortar
    9510602Fayetteville Branch1676 E Joyce, Fayetteville, AR 72703July 15, 2009Full Service Brick and Mortar

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