Forrest City Bank, National Association in Forrest City, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Forrest City Bank, National Association - Overview

  • General
  • FDIC Certificate #: 28812
    Status: Active
    Federal Reserve ID: 168571
    Bank Holding Company (Regulatory Top Holder): Forrest City Financial Corporation (RSSDID: 2501305, Location: Forrest City, AR)
    Date Established: January 01, 1919
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 2407
    FDIC's unique #: 41646
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: December 14, 1951
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 715 N Washington, Forrest City, AR 72335
    County: St. Francis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Forrest City, AR (#22620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $52.1 mil
    Equity capital: $4.5 mil
    Deposits held in domestic offices: $47.4 mil
    Return on assets (ROA): -0.31% (-$0.2 mil)
    Quarterly return on assets: -0.28% (-$0.1 mil)
    Return on Equity (ROE): -3.52% (-$0.2 mil)
    Quarterly return on equity: -3.09% (-$0.2 mil)
    Net income: -$0.2 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.55% (-$286.6 mil)
    Quarterly Pretax return on assets: -0.66% (-$343.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $52,102Total assets
  • $2,323Cash and due from depository institutions
  • $760Interest-bearing balances
  • $15,662Securities
  • $1,550Federal funds sold & reverse repurchase agreements
  • $28,343Net loans & leases
  • $376Loan loss allowance
  • $0Trading account assets
  • $1,542Bank premises and fixed assets
  • $492Other real estate owned
  • $0Goodwill and other intangibles
  • $52,102Life insurance assets
  • $2,190All other assets
  • $47,572Total liabilities and capital
  • $47,401Total liabilities
  • $41,572Total deposits
  • $47,401Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $171Subordinated debt
  • $4,530All other liabilities
  • $4,530Total equity capital
  • $4,530Total bank equity capital
  • $0Perpetual preferred stock
  • $2Common stock
  • $2,290Surplus
  • $2,238Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $906Income earned, not collected on loans
  • $0Earning assets
  • $194Long-term assets (5+ years)
  • $46,315Average Assets, year-to-date
  • $12,231Average Assets, quarterly
  • $52,417Volatile liabilities
  • $51,853Insider loans
  • $37,540FHLB advances
  • $52,714Loans and leases held for sale
  • $206Unused loan commitments
  • $206Tier 1 (core) risk-based capital
  • $5,467Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,355Restructured Loans and leases
  • $1,163Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,234Total interest income
  • $489Total interest expense
  • $1,745Net interest income
  • $140Provision for loan and lease losses
  • $280Total noninterest income
  • $0Fiduciary activities
  • $286Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$6Additional noninterest income
  • $2,069Total noninterest expense
  • $838Salaries and employee benefits
  • $169Premises and equipment expense
  • $1,062Additional noninterest expense
  • -$184Pre-tax net operating income
  • -$102Securities gains (losses)
  • -$124Applicable income taxes
  • -$162Income before extraordinary items
  • $0Extraordinary gains - net
  • -$162Net income attributable to bank
  • $0Net charge-offs
  • -$162Cash dividends
  • $139Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.78%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 3.74%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 4.43%Noninterest expense to earning assets
  • -0.18%Net operating income to assets
  • -0.31%Return on assets (ROA)
  • -0.55%Pretax return on assets
  • -3.52%Return on equity (ROE)
  • -3.52%Retained earnings to average equity (YTD only)
  • 0.48%Net charge-offs to loans
  • 100.72%Credit loss provision to net charge-offs
  • -0.32%Efficiency ratio
  • 102,173Assets per employee
  • 3.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.31%Loss allowance to noncurrent loans
  • 41.50%Noncurrent assets plus other real estate owned to assets
  • 2.89%Noncurrent loans to loans
  • 3.15%Net loans and leases to deposits
  • 59.79%Net loans and leases to core deposits
  • 64.03%Equity capital to assets
  • 8.69%Core capital (leverage) ratio
  • 10.37%Tier 1 risk-based capital ratio
  • 14.56%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $52,417Average earning assets
  • $4,607Average equity
  • $46,715Average loans

List of branches

  • 2 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041646Forrest City Bank, National Association715 N Washington, Forrest City, AR 72335January 01, 1919Full Service Brick and Mortar
    1270765Express Bank Branch3200 North Washington, Forrest City, AR 72335April 25, 1998Limited Service Facility

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Forrest City Bank, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents