Bank of Sun Prairie in Sun Prairie, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Sun Prairie in Sun Prairie, Wisconsin (WI)
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Bank of Sun Prairie - Overview

  • General
  • FDIC Certificate #: 13565
    Status: Active
    Federal Reserve ID: 124344
    Bank Holding Company (Regulatory Top Holder): Bosp Bancshares, Inc. (RSSDID: 3808113, Location: Sun Prairie, WI)
    Date Established: August 08, 1903
    WWW: http://www.bankofsunprairie.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 15599
    FDIC's unique #: 8481
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 06, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 228 East Main Street, Sun Prairie, WI 53590
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $331.7 mil
    Equity capital: $41.6 mil
    Deposits held in domestic offices: $288.9 mil
    Return on assets (ROA): 0.60% ($2.0 mil)
    Quarterly return on assets: 0.58% ($1.9 mil)
    Return on Equity (ROE): 4.63% ($1.9 mil)
    Quarterly return on equity: 4.55% ($1.9 mil)
    Net income: $1.9 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.98% ($3,251.0 mil)
    Quarterly Pretax return on assets: 0.95% ($3,151.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 68Total employees (full-time equivalent)
  • $331,739Total assets
  • $43,670Cash and due from depository institutions
  • $37,212Interest-bearing balances
  • $0Securities
  • $5,030Federal funds sold & reverse repurchase agreements
  • $257,696Net loans & leases
  • $6,984Loan loss allowance
  • $0Trading account assets
  • $2,087Bank premises and fixed assets
  • $16,230Other real estate owned
  • $0Goodwill and other intangibles
  • $331,739Life insurance assets
  • $7,026All other assets
  • $290,107Total liabilities and capital
  • $288,850Total liabilities
  • $237,339Total deposits
  • $288,850Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $275Trading liabilities
  • $0Other borrowed funds
  • $982Subordinated debt
  • $41,632All other liabilities
  • $41,632Total equity capital
  • $41,632Total bank equity capital
  • $0Perpetual preferred stock
  • $12,000Common stock
  • $12,005Surplus
  • $17,627Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,389Income earned, not collected on loans
  • $0Earning assets
  • $923Long-term assets (5+ years)
  • $299,938Average Assets, year-to-date
  • $18,210Average Assets, quarterly
  • $317,660Volatile liabilities
  • $324,461Insider loans
  • $273,523FHLB advances
  • $318,103Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $41,632Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $20,158Restructured Loans and leases
  • $7,905Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $16,090Total interest income
  • $2,775Total interest expense
  • $13,315Net interest income
  • $3,224Provision for loan and lease losses
  • $2,080Total noninterest income
  • $267Fiduciary activities
  • $285Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,528Additional noninterest income
  • $9,047Total noninterest expense
  • $4,498Salaries and employee benefits
  • $523Premises and equipment expense
  • $4,026Additional noninterest expense
  • $3,124Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,214Applicable income taxes
  • $1,910Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,910Net income attributable to bank
  • $0Net charge-offs
  • $1,910Cash dividends
  • $2,275Sale, conversion, retirement of capital stock, net
  • $957Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.60%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 4.64%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 4.63%Return on equity (ROE)
  • 2.31%Retained earnings to average equity (YTD only)
  • 0.84%Net charge-offs to loans
  • 141.71%Credit loss provision to net charge-offs
  • 2.79%Efficiency ratio
  • 58,766Assets per employee
  • 4.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.10%Loss allowance to loans
  • 2.64%Loss allowance to noncurrent loans
  • 159.13%Noncurrent assets plus other real estate owned to assets
  • 6.22%Noncurrent loans to loans
  • 1.66%Net loans and leases to deposits
  • 89.21%Net loans and leases to core deposits
  • 101.08%Equity capital to assets
  • 12.55%Core capital (leverage) ratio
  • 13.09%Tier 1 risk-based capital ratio
  • 15.22%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $317,660Average earning assets
  • $41,282Average equity
  • $287,181Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $41,953Managed Assets
  • 1Number of Accounts
  • $25,853Personal trust and agency accounts
  • $25,853Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 117Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $16,100Other retirement accounts
  • $9,341Corporate trust and agency accounts
  • $2,699Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08481Bank Of Sun Prairie228 East Main Street, Sun Prairie, WI 53590August 08, 1903Full Service Brick and Mortar
    1229686Broadway Office550 Broadway Drive, Sun Prairie, WI 53590May 08, 1990Full Service Brick and Mortar
    2229687Wilburn Office119 Wilburn Road, Sun Prairie, WI 53590June 11, 1990Full Service Brick and Mortar
    4432879Cottage Grove Branch419 West Cottage Grove Road, Cottage Grove, WI 53527October 18, 2004Full Service Brick and Mortar

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