DMB Community Bank in De Forest, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • DMB Community Bank in De Forest, Wisconsin (WI)
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DMB Community Bank - Overview

  • General
  • FDIC Certificate #: 14769
    Status: Active
    Federal Reserve ID: 56548
    Bank Holding Company (Regulatory Top Holder): Dmb Corporation, Inc. (RSSDID: 1135628, Location: Deforest, WI)
    Date Established: June 29, 1922
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 10002
    FDIC's unique #: 9237
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 321 North Main Street, De Forest, WI 53532
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $325.8 mil
    Equity capital: $31.6 mil
    Deposits held in domestic offices: $289.0 mil
    Return on assets (ROA): 0.46% ($1.5 mil)
    Quarterly return on assets: -0.21% (-$0.7 mil)
    Return on Equity (ROE): 4.96% ($1.6 mil)
    Quarterly return on equity: -2.16% (-$0.7 mil)
    Net income: $1.5 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: 0.70% ($2,280.5 mil)
    Quarterly Pretax return on assets: -0.28% (-$912.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $325,780Total assets
  • $14,856Cash and due from depository institutions
  • $11,772Interest-bearing balances
  • $17,630Securities
  • $1,408Federal funds sold & reverse repurchase agreements
  • $273,621Net loans & leases
  • $6,323Loan loss allowance
  • $0Trading account assets
  • $4,331Bank premises and fixed assets
  • $1,562Other real estate owned
  • $975Goodwill and other intangibles
  • $325,780Life insurance assets
  • $11,397All other assets
  • $294,223Total liabilities and capital
  • $289,018Total liabilities
  • $262,611Total deposits
  • $289,018Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,000Other borrowed funds
  • $1,205Subordinated debt
  • $31,557All other liabilities
  • $31,557Total equity capital
  • $31,557Total bank equity capital
  • $0Perpetual preferred stock
  • $180Common stock
  • $18,330Surplus
  • $13,047Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,608Income earned, not collected on loans
  • $0Earning assets
  • $1,001Long-term assets (5+ years)
  • $304,431Average Assets, year-to-date
  • $20,406Average Assets, quarterly
  • $335,691Volatile liabilities
  • $327,416Insider loans
  • $266,218FHLB advances
  • $331,589Loans and leases held for sale
  • $2,927Unused loan commitments
  • $2,927Tier 1 (core) risk-based capital
  • $31,480Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $20,618Restructured Loans and leases
  • $1,377Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $17,234Total interest income
  • $6,362Total interest expense
  • $10,872Net interest income
  • $3,570Provision for loan and lease losses
  • $1,690Total noninterest income
  • $0Fiduciary activities
  • $414Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,276Additional noninterest income
  • $6,688Total noninterest expense
  • $3,621Salaries and employee benefits
  • $575Premises and equipment expense
  • $2,492Additional noninterest expense
  • $2,304Pre-tax net operating income
  • $31Securities gains (losses)
  • $791Applicable income taxes
  • $1,544Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,544Net income attributable to bank
  • $0Net charge-offs
  • $1,544Cash dividends
  • $4,262Sale, conversion, retirement of capital stock, net
  • $113Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.48%Yield on earning assets
  • 2.02%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 2.13%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.46%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 4.96%Return on equity (ROE)
  • 4.59%Retained earnings to average equity (YTD only)
  • 1.44%Net charge-offs to loans
  • 83.76%Credit loss provision to net charge-offs
  • 1.38%Efficiency ratio
  • 53,240Assets per employee
  • 6.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.32%Loss allowance to loans
  • 2.26%Loss allowance to noncurrent loans
  • 242.45%Noncurrent assets plus other real estate owned to assets
  • 1.92%Noncurrent loans to loans
  • 0.93%Net loans and leases to deposits
  • 94.67%Net loans and leases to core deposits
  • 154.52%Equity capital to assets
  • 9.69%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 11.82%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $335,691Average earning assets
  • $31,149Average equity
  • $314,665Average loans

List of branches

  • 3 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09237Dmb Community Bank321 North Main Street, De Forest, WI 53532June 29, 1922Full Service Brick and Mortar
    1232084Lake Windsor BranchLake Road, Windsor, WI 53598Febuary 01, 1971Full Service Brick and Mortar
    2364088South Main Branch815 S. Main Street, De Forest, WI 53532April 01, 2002Full Service Brick and Mortar

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