Bank of Wausau in Wausau, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Wausau in Wausau, Wisconsin (WI)
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Bank of Wausau - Overview

  • General
  • FDIC Certificate #: 35016
    Status: Active
    Federal Reserve ID: 2797171
    Bank Holding Company (Regulatory Top Holder): Central Wisconsin Financial Services, Inc. (RSSDID: 3272376, Location: Wausau, WI)
    Date Established: May 25, 1999
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 73840
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 25, 1999
    Last Structure Change Effective Date: Febuary 11, 2011
    Last Structure Change Process Date: Febuary 14, 2011
    Last Data Update: Febuary 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2010 West Stewart Avenue, Wausau, WI 54402
    County: Marathon
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Wausau, WI (#8940)
    Combined Statistical Area (CSA): Wausau-Merrill, WI (#554)
    Core Based Statistical Area (CBSA): Wausau, WI (#48140)
    CBSA Metro Statistical Area: Wausau, WI (#48140)
  • Financial Summary
  • Total assets: $66.7 mil
    Equity capital: $3.2 mil
    Deposits held in domestic offices: $59.9 mil
    Return on assets (ROA): -3.17% (-$2.1 mil)
    Quarterly return on assets: -3.11% (-$2.1 mil)
    Return on Equity (ROE): -53.98% (-$1.6 mil)
    Quarterly return on equity: -61.53% (-$1.8 mil)
    Net income: -$2.3 mil
    Quarterly Net income: -$0.5 mil
    Pretax return on assets: -3.25% (-$2,166.5 mil)
    Quarterly Pretax return on assets: -3.46% (-$2,306.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $66,663Total assets
  • $5,825Cash and due from depository institutions
  • $5,434Interest-bearing balances
  • $7,635Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,472Net loans & leases
  • $1,642Loan loss allowance
  • $0Trading account assets
  • $2,286Bank premises and fixed assets
  • $3,962Other real estate owned
  • $0Goodwill and other intangibles
  • $66,663Life insurance assets
  • $1,483All other assets
  • $63,462Total liabilities and capital
  • $59,903Total liabilities
  • $56,385Total deposits
  • $59,903Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,200Trading liabilities
  • $0Other borrowed funds
  • $359Subordinated debt
  • $3,201All other liabilities
  • $3,201Total equity capital
  • $3,201Total bank equity capital
  • $0Perpetual preferred stock
  • $1,612Common stock
  • $6,543Surplus
  • $-4,954Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,865Income earned, not collected on loans
  • $0Earning assets
  • $225Long-term assets (5+ years)
  • $58,541Average Assets, year-to-date
  • $1,570Average Assets, quarterly
  • $73,156Volatile liabilities
  • $68,769Insider loans
  • $52,851FHLB advances
  • $68,375Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,175Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,166Restructured Loans and leases
  • $2,443Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,345Total interest income
  • $1,018Total interest expense
  • $2,327Net interest income
  • $1,030Provision for loan and lease losses
  • -$258Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$301Additional noninterest income
  • $3,417Total noninterest expense
  • $1,249Salaries and employee benefits
  • $209Premises and equipment expense
  • $1,959Additional noninterest expense
  • -$2,378Pre-tax net operating income
  • $0Securities gains (losses)
  • -$60Applicable income taxes
  • -$2,318Income before extraordinary items
  • $0Extraordinary gains - net
  • -$2,318Net income attributable to bank
  • $0Net charge-offs
  • -$2,318Cash dividends
  • $1,441Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 1.56%Cost of funding earning assets
  • 3.58%Net interest margin
  • -0.40%Noninterest income to earning assets
  • 5.25%Noninterest expense to earning assets
  • -3.17%Net operating income to assets
  • -3.17%Return on assets (ROA)
  • -3.25%Pretax return on assets
  • -53.98%Return on equity (ROE)
  • -53.98%Retained earnings to average equity (YTD only)
  • 2.59%Net charge-offs to loans
  • 71.48%Credit loss provision to net charge-offs
  • -0.94%Efficiency ratio
  • 165,152Assets per employee
  • 4.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.49%Loss allowance to noncurrent loans
  • 42.48%Noncurrent assets plus other real estate owned to assets
  • 13.99%Noncurrent loans to loans
  • 8.20%Net loans and leases to deposits
  • 75.91%Net loans and leases to core deposits
  • 77.05%Equity capital to assets
  • 4.80%Core capital (leverage) ratio
  • 4.64%Tier 1 risk-based capital ratio
  • 6.01%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $73,156Average earning assets
  • $4,294Average equity
  • $65,075Average loans

List of branches

  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    073840Bank Of Wausau2010 West Stewart Avenue, Wausau, WI 54402May 25, 1999Full Service Brick and Mortar

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