Bank of Wausau in Wausau, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Wausau in Wausau, Wisconsin (WI)
  • Show street view No street view available for this location

Bank of Wausau - Overview

  • General
  • FDIC Certificate #: 35016
    Status: Active
    Federal Reserve ID: 2797171
    Bank Holding Company (Regulatory Top Holder): Central Wisconsin Financial Services, Inc. (RSSDID: 3272376, Location: Wausau, WI)
    Date Established: May 25, 1999
    WWW: http://www.bankofwausau.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 73840
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 25, 1999
    Last Structure Change Effective Date: Febuary 11, 2011
    Last Structure Change Process Date: Febuary 14, 2011
    Last Data Update: Febuary 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2010 West Stewart Avenue, Wausau, WI 54402
    County: Marathon
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Wausau, WI (#8940)
    Combined Statistical Area (CSA): Wausau-Merrill, WI (#554)
    Core Based Statistical Area (CBSA): Wausau, WI (#48140)
    CBSA Metro Statistical Area: Wausau, WI (#48140)
  • Financial Summary
  • Total assets: $66.7 mil
    Equity capital: $3.2 mil
    Deposits held in domestic offices: $59.9 mil
    Return on assets (ROA): -3.17% (-$2.1 mil)
    Quarterly return on assets: -3.11% (-$2.1 mil)
    Return on Equity (ROE): -53.98% (-$1.6 mil)
    Quarterly return on equity: -61.53% (-$1.8 mil)
    Net income: -$2.3 mil
    Quarterly Net income: -$0.5 mil
    Pretax return on assets: -3.25% (-$2,166.5 mil)
    Quarterly Pretax return on assets: -3.46% (-$2,306.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $66,663Total assets
  • $5,825Cash and due from depository institutions
  • $5,434Interest-bearing balances
  • $7,635Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,472Net loans & leases
  • $1,642Loan loss allowance
  • $0Trading account assets
  • $2,286Bank premises and fixed assets
  • $3,962Other real estate owned
  • $0Goodwill and other intangibles
  • $66,663Life insurance assets
  • $1,483All other assets
  • $63,462Total liabilities and capital
  • $59,903Total liabilities
  • $56,385Total deposits
  • $59,903Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,200Trading liabilities
  • $0Other borrowed funds
  • $359Subordinated debt
  • $3,201All other liabilities
  • $3,201Total equity capital
  • $3,201Total bank equity capital
  • $0Perpetual preferred stock
  • $1,612Common stock
  • $6,543Surplus
  • $-4,954Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,865Income earned, not collected on loans
  • $0Earning assets
  • $225Long-term assets (5+ years)
  • $58,541Average Assets, year-to-date
  • $1,570Average Assets, quarterly
  • $73,156Volatile liabilities
  • $68,769Insider loans
  • $52,851FHLB advances
  • $68,375Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,175Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,166Restructured Loans and leases
  • $2,443Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,345Total interest income
  • $1,018Total interest expense
  • $2,327Net interest income
  • $1,030Provision for loan and lease losses
  • -$258Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$301Additional noninterest income
  • $3,417Total noninterest expense
  • $1,249Salaries and employee benefits
  • $209Premises and equipment expense
  • $1,959Additional noninterest expense
  • -$2,378Pre-tax net operating income
  • $0Securities gains (losses)
  • -$60Applicable income taxes
  • -$2,318Income before extraordinary items
  • $0Extraordinary gains - net
  • -$2,318Net income attributable to bank
  • $0Net charge-offs
  • -$2,318Cash dividends
  • $1,441Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 1.56%Cost of funding earning assets
  • 3.58%Net interest margin
  • -0.40%Noninterest income to earning assets
  • 5.25%Noninterest expense to earning assets
  • -3.17%Net operating income to assets
  • -3.17%Return on assets (ROA)
  • -3.25%Pretax return on assets
  • -53.98%Return on equity (ROE)
  • -53.98%Retained earnings to average equity (YTD only)
  • 2.59%Net charge-offs to loans
  • 71.48%Credit loss provision to net charge-offs
  • -0.94%Efficiency ratio
  • 165,152Assets per employee
  • 4.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.49%Loss allowance to noncurrent loans
  • 42.48%Noncurrent assets plus other real estate owned to assets
  • 13.99%Noncurrent loans to loans
  • 8.20%Net loans and leases to deposits
  • 75.91%Net loans and leases to core deposits
  • 77.05%Equity capital to assets
  • 4.80%Core capital (leverage) ratio
  • 4.64%Tier 1 risk-based capital ratio
  • 6.01%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $73,156Average earning assets
  • $4,294Average equity
  • $65,075Average loans

List of branches

  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    073840Bank Of Wausau2010 West Stewart Avenue, Wausau, WI 54402May 25, 1999Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Wausau.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents