Marathon Savings Bank in Wausau, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Marathon Savings Bank in Wausau, Wisconsin (WI)
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Marathon Savings Bank - Overview

  • General
  • FDIC Certificate #: 29745
    Status: Active
    Federal Reserve ID: 596978
    Date Established: January 01, 1902
    WWW: http://www.marathonsavingsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 4000
    FDIC's unique #: 42579
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: March 12, 1958
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 500 Scott Street, Wausau, WI 54401
    County: Marathon
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Wausau, WI (#8940)
    Combined Statistical Area (CSA): Wausau-Merrill, WI (#554)
    Core Based Statistical Area (CBSA): Wausau, WI (#48140)
    CBSA Metro Statistical Area: Wausau, WI (#48140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $178.2 mil
    Equity capital: $21.8 mil
    Deposits held in domestic offices: $141.2 mil
    Return on assets (ROA): 0.24% ($0.4 mil)
    Quarterly return on assets: 0.27% ($0.5 mil)
    Return on Equity (ROE): 2.05% ($0.5 mil)
    Quarterly return on equity: 2.22% ($0.5 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.14% ($249.4 mil)
    Quarterly Pretax return on assets: 0.15% ($267.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $178,166Total assets
  • $1,861Cash and due from depository institutions
  • $173Interest-bearing balances
  • $81,787Securities
  • $562Federal funds sold & reverse repurchase agreements
  • $82,000Net loans & leases
  • $1,757Loan loss allowance
  • $0Trading account assets
  • $1,547Bank premises and fixed assets
  • $1,383Other real estate owned
  • $270Goodwill and other intangibles
  • $178,166Life insurance assets
  • $8,756All other assets
  • $156,361Total liabilities and capital
  • $141,209Total liabilities
  • $136,224Total deposits
  • $141,209Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $14,000Trading liabilities
  • $0Other borrowed funds
  • $1,152Subordinated debt
  • $21,805All other liabilities
  • $21,805Total equity capital
  • $21,805Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $21,805Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,388Income earned, not collected on loans
  • $0Earning assets
  • $841Long-term assets (5+ years)
  • $164,522Average Assets, year-to-date
  • $51,981Average Assets, quarterly
  • $174,634Volatile liabilities
  • $178,950Insider loans
  • $114,792FHLB advances
  • $178,372Loans and leases held for sale
  • $5,113Unused loan commitments
  • $4,030Tier 1 (core) risk-based capital
  • $20,230Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,083Total unused commitments
  • $3,350Restructured Loans and leases
  • $140Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,596Total interest income
  • $2,941Total interest expense
  • $5,655Net interest income
  • $1,554Provision for loan and lease losses
  • $550Total noninterest income
  • $0Fiduciary activities
  • $268Service charges on deposit accounts
  • $0Trading account gains & fees
  • $282Additional noninterest income
  • $4,400Total noninterest expense
  • $2,451Salaries and employee benefits
  • $518Premises and equipment expense
  • $1,431Additional noninterest expense
  • $251Pre-tax net operating income
  • $2Securities gains (losses)
  • -$174Applicable income taxes
  • $427Income before extraordinary items
  • $0Extraordinary gains - net
  • $427Net income attributable to bank
  • $0Net charge-offs
  • $427Cash dividends
  • $1,460Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.36%Yield on earning assets
  • 1.83%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 2.74%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.14%Pretax return on assets
  • 2.05%Return on equity (ROE)
  • 2.05%Retained earnings to average equity (YTD only)
  • 1.71%Net charge-offs to loans
  • 106.44%Credit loss provision to net charge-offs
  • 1.24%Efficiency ratio
  • 70,911Assets per employee
  • 4.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.10%Loss allowance to noncurrent loans
  • 20.95%Noncurrent assets plus other real estate owned to assets
  • 5.48%Noncurrent loans to loans
  • 10.01%Net loans and leases to deposits
  • 58.07%Net loans and leases to core deposits
  • 59.84%Equity capital to assets
  • 12.24%Core capital (leverage) ratio
  • 11.34%Tier 1 risk-based capital ratio
  • 17.62%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $174,634Average earning assets
  • $20,791Average equity
  • $160,496Average loans

List of branches

  • 4 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042579Marathon Savings Bank500 Scott Street, Wausau, WI 54401January 01, 1902Full Service Brick and Mortar
    1277041Mosinee Branch307 Third Street, Mosinee, WI 54455January 01, 1902Full Service Brick and Mortar
    101277043Rothschild Branch1133 E Rand Ave Suite 1, Rothschild, WI 54474January 01, 1902Full Service Brick and Mortar
    102277044Rib Mountain Drive Branch4500 Rib Mountain Drive, Wausau, WI 54401December 04, 1995Full Service Brick and Mortar

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