Bank of the Prairie in Olathe, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of the Prairie in Olathe, Kansas (KS)
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Bank of the Prairie - Overview

  • General
  • FDIC Certificate #: 4626
    Status: Active
    Federal Reserve ID: 1007659
    Bank Holding Company (Regulatory Top Holder): Prairie Star Bancshares, Inc. (RSSDID: 1058624, Location: Olathe, KS)
    Date Established: January 01, 1914
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 52232
    FDIC's unique #: 3067
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 18675 West 151st Street, Olathe, KS 66062
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $83.0 mil
    Equity capital: $8.0 mil
    Deposits held in domestic offices: $71.8 mil
    Return on assets (ROA): -0.41% (-$0.3 mil)
    Quarterly return on assets: 0.08% ($0.1 mil)
    Return on Equity (ROE): -4.51% (-$0.4 mil)
    Quarterly return on equity: 0.85% ($0.1 mil)
    Net income: -$0.4 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.41% (-$340.3 mil)
    Quarterly Pretax return on assets: 0.08% ($66.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $83,011Total assets
  • $1,830Cash and due from depository institutions
  • $299Interest-bearing balances
  • $10,380Securities
  • $2,600Federal funds sold & reverse repurchase agreements
  • $54,994Net loans & leases
  • $1,135Loan loss allowance
  • $0Trading account assets
  • $4,796Bank premises and fixed assets
  • $5,035Other real estate owned
  • $0Goodwill and other intangibles
  • $83,011Life insurance assets
  • $3,376All other assets
  • $75,014Total liabilities and capital
  • $71,833Total liabilities
  • $62,877Total deposits
  • $71,833Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $181Subordinated debt
  • $7,997All other liabilities
  • $7,997Total equity capital
  • $7,997Total bank equity capital
  • $0Perpetual preferred stock
  • $33Common stock
  • $8,752Surplus
  • $-788Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,008Income earned, not collected on loans
  • $8Earning assets
  • $246Long-term assets (5+ years)
  • $68,273Average Assets, year-to-date
  • $9,178Average Assets, quarterly
  • $89,918Volatile liabilities
  • $85,335Insider loans
  • $63,440FHLB advances
  • $84,231Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,579Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,882Restructured Loans and leases
  • $294Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,251Total interest income
  • $980Total interest expense
  • $3,271Net interest income
  • $348Provision for loan and lease losses
  • $56Total noninterest income
  • $0Fiduciary activities
  • $126Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$70Additional noninterest income
  • $3,341Total noninterest expense
  • $1,513Salaries and employee benefits
  • $450Premises and equipment expense
  • $1,378Additional noninterest expense
  • -$362Pre-tax net operating income
  • -$3Securities gains (losses)
  • $0Applicable income taxes
  • -$365Income before extraordinary items
  • $0Extraordinary gains - net
  • -$365Net income attributable to bank
  • $0Net charge-offs
  • -$365Cash dividends
  • $514Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.56%Yield on earning assets
  • 1.28%Cost of funding earning assets
  • 4.28%Net interest margin
  • 0.07%Noninterest income to earning assets
  • 4.37%Noninterest expense to earning assets
  • -0.40%Net operating income to assets
  • -0.41%Return on assets (ROA)
  • -0.41%Pretax return on assets
  • -4.51%Return on equity (ROE)
  • -4.51%Retained earnings to average equity (YTD only)
  • 0.82%Net charge-offs to loans
  • 67.70%Credit loss provision to net charge-offs
  • -0.03%Efficiency ratio
  • 100,421Assets per employee
  • 3.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.02%Loss allowance to noncurrent loans
  • 56.52%Noncurrent assets plus other real estate owned to assets
  • 8.48%Noncurrent loans to loans
  • 3.58%Net loans and leases to deposits
  • 76.56%Net loans and leases to core deposits
  • 83.92%Equity capital to assets
  • 9.63%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 10.37%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $89,918Average earning assets
  • $8,086Average equity
  • $76,400Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03067Bank Of The Prairie18675 West 151st Street, Olathe, KS 66062January 01, 1914Full Service Brick and Mortar
    2474218Bank Of The Prairie College Point Br23600 College Boulevard, Olathe, KS 66061May 05, 2008Full Service Brick and Mortar

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