United Bank of Kansas in Lenexa, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

United Bank of Kansas - Overview

  • General
  • FDIC Certificate #: 17104
    Status: Active
    Federal Reserve ID: 74458
    Bank Holding Company (Regulatory Top Holder): Jtb Bancshares, Inc. (RSSDID: 2918864, Location: Lenexa, KS)
    Date Established: January 01, 1902
    WWW: http://www.unitedbankks.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 11150
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 03, 1952
    Last Structure Change Effective Date: January 15, 2010
    Last Structure Change Process Date: January 29, 2010
    Last Data Update: January 29, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 10101 Woodland Drive, Lenexa, KS 66220
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $109.0 mil
    Equity capital: $10.4 mil
    Deposits held in domestic offices: $93.4 mil
    Return on assets (ROA): 0.44% ($0.5 mil)
    Quarterly return on assets: 0.43% ($0.5 mil)
    Return on Equity (ROE): 4.48% ($0.4 mil)
    Quarterly return on equity: 4.41% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.68% ($741.4 mil)
    Quarterly Pretax return on assets: 0.65% ($708.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $109,030Total assets
  • $19,714Cash and due from depository institutions
  • $18,653Interest-bearing balances
  • $5,511Securities
  • $144Federal funds sold & reverse repurchase agreements
  • $76,712Net loans & leases
  • $929Loan loss allowance
  • $0Trading account assets
  • $657Bank premises and fixed assets
  • $3,134Other real estate owned
  • $1,917Goodwill and other intangibles
  • $109,030Life insurance assets
  • $1,241All other assets
  • $98,638Total liabilities and capital
  • $93,385Total liabilities
  • $74,522Total deposits
  • $93,385Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $253Subordinated debt
  • $10,392All other liabilities
  • $10,392Total equity capital
  • $10,392Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $8,087Surplus
  • $2,055Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $51Income earned, not collected on loans
  • $0Earning assets
  • $337Long-term assets (5+ years)
  • $101,020Average Assets, year-to-date
  • $4,003Average Assets, quarterly
  • $104,465Volatile liabilities
  • $106,956Insider loans
  • $75,228FHLB advances
  • $104,607Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,424Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22,592Restructured Loans and leases
  • $958Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,378Total interest income
  • $943Total interest expense
  • $3,435Net interest income
  • $250Provision for loan and lease losses
  • $336Total noninterest income
  • $0Fiduciary activities
  • $181Service charges on deposit accounts
  • $0Trading account gains & fees
  • $155Additional noninterest income
  • $2,814Total noninterest expense
  • $1,102Salaries and employee benefits
  • $411Premises and equipment expense
  • $1,301Additional noninterest expense
  • $707Pre-tax net operating income
  • $0Securities gains (losses)
  • $248Applicable income taxes
  • $459Income before extraordinary items
  • $0Extraordinary gains - net
  • $459Net income attributable to bank
  • $0Net charge-offs
  • $459Cash dividends
  • $439Sale, conversion, retirement of capital stock, net
  • $145Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.53%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 3.55%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 2.91%Noninterest expense to earning assets
  • 0.44%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 4.48%Return on equity (ROE)
  • 3.07%Retained earnings to average equity (YTD only)
  • 0.56%Net charge-offs to loans
  • 56.95%Credit loss provision to net charge-offs
  • 2.18%Efficiency ratio
  • 72,951Assets per employee
  • 5.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.59%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 1821.57%Noncurrent assets plus other real estate owned to assets
  • 2.92%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 82.15%Net loans and leases to core deposits
  • 85.79%Equity capital to assets
  • 9.53%Core capital (leverage) ratio
  • 8.05%Tier 1 risk-based capital ratio
  • 11.20%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $104,465Average earning assets
  • $10,241Average equity
  • $96,724Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011150United Bank Of Kansas10101 Woodland Drive, Lenexa, KS 66220January 01, 1902Full Service Brick and Mortar
    311554201 North Broadway Branch201 North Broadway Branch, Lancaster, KS 66041March 23, 1896Full Service Brick and Mortar
    6282947Atchison Branch734 Commercial Street, Atchison, KS 66002June 30, 1985Full Service Brick and Mortar

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