Bankers' Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bankers' Bank in Madison, Wisconsin (WI)
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Bankers' Bank - Overview

  • General
  • FDIC Certificate #: 23537
    Status: Active
    Federal Reserve ID: 408642
    Bank Holding Company (Regulatory Top Holder): Bankers' Bancorporation, Inc. (RSSDID: 1209958, Location: Madison, WI)
    Date Established: September 01, 1981
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 16484
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: September 01, 1981
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 7700 Mineral Point Road, Madison, WI 53717
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $417.2 mil
    Equity capital: $51.0 mil
    Deposits held in domestic offices: $215.1 mil
    Return on assets (ROA): 0.28% ($1.2 mil)
    Quarterly return on assets: 0.89% ($3.7 mil)
    Return on Equity (ROE): 2.56% ($1.3 mil)
    Quarterly return on equity: 8.12% ($4.1 mil)
    Net income: $1.3 mil
    Quarterly Net income: $1.0 mil
    Pretax return on assets: 0.46% ($1,919.1 mil)
    Quarterly Pretax return on assets: 1.63% ($6,800.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 103Total employees (full-time equivalent)
  • $417,187Total assets
  • $149,215Cash and due from depository institutions
  • $146,584Interest-bearing balances
  • $4,440Securities
  • $107,122Federal funds sold & reverse repurchase agreements
  • $130,606Net loans & leases
  • $13,760Loan loss allowance
  • $0Trading account assets
  • $3,137Bank premises and fixed assets
  • $2,709Other real estate owned
  • $1,848Goodwill and other intangibles
  • $417,188Life insurance assets
  • $18,110All other assets
  • $366,145Total liabilities and capital
  • $215,104Total liabilities
  • $18,391Total deposits
  • $215,104Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 141316.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,223Trading liabilities
  • $0Other borrowed funds
  • $5,502Subordinated debt
  • $51,043All other liabilities
  • $51,043Total equity capital
  • $51,043Total bank equity capital
  • $0Perpetual preferred stock
  • $4,257Common stock
  • $6,831Surplus
  • $39,955Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $7,351Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14,760Income earned, not collected on loans
  • $0Earning assets
  • $625Long-term assets (5+ years)
  • $388,752Average Assets, year-to-date
  • $2,505Average Assets, quarterly
  • $460,009Volatile liabilities
  • $462,468Insider loans
  • $184,357FHLB advances
  • $452,196Loans and leases held for sale
  • $8,746Unused loan commitments
  • $6,962Tier 1 (core) risk-based capital
  • $50,889Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,784Total unused commitments
  • $58,381Restructured Loans and leases
  • $3,275Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,411Total interest income
  • $776Total interest expense
  • $7,635Net interest income
  • $6,634Provision for loan and lease losses
  • $21,366Total noninterest income
  • $0Fiduciary activities
  • $8,533Service charges on deposit accounts
  • $1,239Trading account gains & fees
  • $11,594Additional noninterest income
  • $20,081Total noninterest expense
  • $9,561Salaries and employee benefits
  • $838Premises and equipment expense
  • $9,682Additional noninterest expense
  • $2,286Pre-tax net operating income
  • -$150Securities gains (losses)
  • $866Applicable income taxes
  • $1,270Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,270Net income attributable to bank
  • $0Net charge-offs
  • $1,270Cash dividends
  • $6,856Sale, conversion, retirement of capital stock, net
  • $50Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.98%Yield on earning assets
  • 0.18%Cost of funding earning assets
  • 1.79%Net interest margin
  • 5.02%Noninterest income to earning assets
  • 4.72%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.28%Return on assets (ROA)
  • 0.46%Pretax return on assets
  • 2.56%Return on equity (ROE)
  • 2.46%Retained earnings to average equity (YTD only)
  • 4.37%Net charge-offs to loans
  • 96.76%Credit loss provision to net charge-offs
  • 1.30%Efficiency ratio
  • 69,242Assets per employee
  • 4.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.94%Loss allowance to loans
  • 9.53%Loss allowance to noncurrent loans
  • 93.22%Noncurrent assets plus other real estate owned to assets
  • 4.21%Noncurrent loans to loans
  • 10.22%Net loans and leases to deposits
  • 60.72%Net loans and leases to core deposits
  • 62.16%Equity capital to assets
  • 12.24%Core capital (leverage) ratio
  • 11.25%Tier 1 risk-based capital ratio
  • 27.60%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $460,009Average earning assets
  • $49,648Average equity
  • $425,490Average loans

List of branches

  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016484Bankers' Bank7700 Mineral Point Road, Madison, WI 53717September 01, 1981Full Service Brick and Mortar

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