The Park Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Park Bank in Madison, Wisconsin (WI)
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The Park Bank - Overview

  • General
  • FDIC Certificate #: 19608
    Status: Active
    Federal Reserve ID: 403946
    Bank Holding Company (Regulatory Top Holder): Park Bancorporation, Inc. (RSSDID: 1209716, Location: Madison, WI)
    Date Established: July 18, 1966
    WWW: http://www.parkbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 12 (Domestic: 12, Interstate: No)
    OTS Docket #: 10183
    FDIC's unique #: 13407
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 18, 1966
    Last Structure Change Effective Date: January 12, 2012
    Last Structure Change Process Date: January 13, 2012
    Last Data Update: January 13, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 2401 South Park Street, Madison, WI 53713
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • Financial Summary
  • Total assets: $769.4 mil
    Equity capital: $82.0 mil
    Deposits held in domestic offices: $604.8 mil
    Return on assets (ROA): 0.50% ($3.8 mil)
    Quarterly return on assets: 0.57% ($4.4 mil)
    Return on Equity (ROE): 4.96% ($4.1 mil)
    Quarterly return on equity: 5.36% ($4.4 mil)
    Net income: $4.0 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.81% ($6,231.9 mil)
    Quarterly Pretax return on assets: 0.91% ($7,001.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 183Total employees (full-time equivalent)
  • $769,369Total assets
  • $45,141Cash and due from depository institutions
  • $5,346Interest-bearing balances
  • $78,067Securities
  • $7,394Federal funds sold & reverse repurchase agreements
  • $584,689Net loans & leases
  • $12,117Loan loss allowance
  • $0Trading account assets
  • $13,556Bank premises and fixed assets
  • $6,035Other real estate owned
  • $2,298Goodwill and other intangibles
  • $769,369Life insurance assets
  • $32,189All other assets
  • $687,418Total liabilities and capital
  • $604,819Total liabilities
  • $508,986Total deposits
  • $604,819Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 9691.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $59,100Trading liabilities
  • $0Other borrowed funds
  • $13,808Subordinated debt
  • $81,951All other liabilities
  • $81,951Total equity capital
  • $81,951Total bank equity capital
  • $0Perpetual preferred stock
  • $380Common stock
  • $49,247Surplus
  • $32,324Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,946Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16,546Income earned, not collected on loans
  • $75Earning assets
  • $2,392Long-term assets (5+ years)
  • $675,496Average Assets, year-to-date
  • $111,867Average Assets, quarterly
  • $796,076Volatile liabilities
  • $779,153Insider loans
  • $633,563FHLB advances
  • $769,072Loans and leases held for sale
  • $3,593Unused loan commitments
  • $3,593Tier 1 (core) risk-based capital
  • $79,632Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $97,502Restructured Loans and leases
  • $27,365Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $36,570Total interest income
  • $7,030Total interest expense
  • $29,540Net interest income
  • $6,969Provision for loan and lease losses
  • $9,284Total noninterest income
  • $0Fiduciary activities
  • $1,128Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,156Additional noninterest income
  • $25,414Total noninterest expense
  • $11,662Salaries and employee benefits
  • $3,646Premises and equipment expense
  • $10,106Additional noninterest expense
  • $6,441Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,435Applicable income taxes
  • $4,006Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,006Net income attributable to bank
  • $0Net charge-offs
  • $4,006Cash dividends
  • $7,296Sale, conversion, retirement of capital stock, net
  • $2,200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.15%Yield on earning assets
  • 0.99%Cost of funding earning assets
  • 4.16%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 3.58%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.81%Pretax return on assets
  • 4.96%Return on equity (ROE)
  • 2.24%Retained earnings to average equity (YTD only)
  • 1.14%Net charge-offs to loans
  • 95.52%Credit loss provision to net charge-offs
  • 1.84%Efficiency ratio
  • 65,460Assets per employee
  • 4.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.92%Loss allowance to loans
  • 2.03%Loss allowance to noncurrent loans
  • 73.23%Noncurrent assets plus other real estate owned to assets
  • 2.94%Noncurrent loans to loans
  • 2.77%Net loans and leases to deposits
  • 96.67%Net loans and leases to core deposits
  • 109.69%Equity capital to assets
  • 10.65%Core capital (leverage) ratio
  • 10.35%Tier 1 risk-based capital ratio
  • 12.57%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $796,076Average earning assets
  • $80,794Average equity
  • $710,330Average loans

List of branches

  • 12 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013407The Park Bank2401 South Park Street, Madison, WI 53713July 18, 1966Full Service Brick and Mortar
    1248971Fitchburg Branch2802 Fish Hatchery Road, Fitchburg, WI 53713October 05, 1983Full Service Brick and Mortar
    2248972Raymond Road Branch6701 Raymond Road, Madison, WI 53719May 18, 1987Full Service Brick and Mortar
    5248975Old Sauk Branch8001 Excelsior Drive Ste 100, Madison, WI 53717April 30, 1996Full Service Brick and Mortar
    6248976Meriter Hospital Branch202 South Park Street, Madison, WI 53715October 03, 1996Full Service Brick and Mortar
    7248977High Crossing Branch2910 Crossroads Drive, Madison, WI 53718May 18, 1997Full Service Brick and Mortar
    8359862Capitol Square Branch33 East Main Street, Madison, WI 53703March 26, 2001Full Service Brick and Mortar
    9365400Park Bank-Support Center Branch1815 Greenway Cross, Madison, WI 53713January 01, 2002Full Service Brick and Mortar
    11432366Middleton Branch2275 Deming Way, Middleton, WI 53562September 20, 2004Full Service Brick and Mortar
    12432367Research Drive Branch2693 Research Drive, Fitchburg, WI 53711September 27, 2004Full Service Brick and Mortar
    13449798Verona Branch104 South Main Street, Verona, WI 53593December 19, 2005Full Service Brick and Mortar
    14478309Sun Prairie Branch2679 Windsor Street, Sun Prairie, WI 53590December 28, 2007Full Service Brick and Mortar

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