FDIC Certificate #: 57203 Status: Active Federal Reserve ID: 2980209 Bank Holding Company (Regulatory Top Holder): Barclays Plc (RSSDID: 1231418, Location: London) Date Established: May 23, 2001 WWW:http://www.barclaycardus.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 359447 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Credit Card Institutions: Yes Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Credit-Card Specialization Date of Deposit Insurance: May 23, 2001 Last Structure Change Effective Date: March 01, 2010 Last Structure Change Process Date: Febuary 07, 2011 Last Data Update: Febuary 07, 2011 Data Source Date: April 05, 2012
Location
Address: 100 South West Street, Wilmington, DE 19801 County: New Castle Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Claymont Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160) Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77) Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428) Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980) CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980) Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
Financial Summary
Total assets: $15,264.9 mil Equity capital: $2,161.0 mil Deposits held in domestic offices: $6,939.4 mil Return on assets (ROA): 1.86% ($283.9 mil) Quarterly return on assets: 1.14% ($174.0 mil) Return on Equity (ROE): 13.09% ($282.9 mil) Quarterly return on equity: 7.88% ($170.3 mil) Net income: $271.7 mil Quarterly Net income: $42.1 mil Pretax return on assets: 2.87% ($438,102.1 mil) Quarterly Pretax return on assets: 1.66% ($253,397.0 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
1,295Total employees (full-time equivalent)
$15,264,882Total assets
$529,937Cash and due from depository institutions
$396,960Interest-bearing balances
$22,482Securities
$1,200,000Federal funds sold & reverse repurchase agreements
$11,693,905Net loans & leases
$470,006Loan loss allowance
$2,069Trading account assets
$19,960Bank premises and fixed assets
$0Other real estate owned
$623,882Goodwill and other intangibles
$15,264,882Life insurance assets
$1,172,647All other assets
$11,133,866Total liabilities and capital
$6,939,439Total liabilities
$6,862,369Total deposits
$6,939,439Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,152,000Trading liabilities
$225,000Other borrowed funds
$817,427Subordinated debt
$4,131,016All other liabilities
$2,161,007Total equity capital
$2,161,007Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$2,285,197Surplus
$-124,690Undivided profits
Memoranda
$1,970,009Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$182,075Income earned, not collected on loans
$0Earning assets
$452,107Long-term assets (5+ years)
$13,315,416Average Assets, year-to-date
$24,266Average Assets, quarterly
$14,601,073Volatile liabilities
$14,813,591Insider loans
$13,398,377FHLB advances
$13,946,991Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,808,190Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$59,353,200Restructured Loans and leases
$481Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,208,030Total interest income
$107,617Total interest expense
$1,100,413Net interest income
$294,801Provision for loan and lease losses
$321,920Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
-$68Trading account gains & fees
$321,988Additional noninterest income
$707,855Total noninterest expense
$121,214Salaries and employee benefits
$29,757Premises and equipment expense
$556,884Additional noninterest expense
$419,677Pre-tax net operating income
$0Securities gains (losses)
$147,967Applicable income taxes
$271,710Income before extraordinary items
$0Extraordinary gains - net
$271,710Net income attributable to bank
$0Net charge-offs
$271,710Cash dividends
$526,862Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.45%Yield on earning assets
0.84%Cost of funding earning assets
8.61%Net interest margin
2.52%Noninterest income to earning assets
5.54%Noninterest expense to earning assets
1.86%Net operating income to assets
1.86%Return on assets (ROA)
2.87%Pretax return on assets
13.09%Return on equity (ROE)
13.09%Retained earnings to average equity (YTD only)
5.09%Net charge-offs to loans
55.95%Credit loss provision to net charge-offs
1.36%Efficiency ratio
46,423Assets per employee
11.79%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.86%Loss allowance to noncurrent loans
258.14%Noncurrent assets plus other real estate owned to assets
1.19%Noncurrent loans to loans
1.50%Net loans and leases to deposits
168.51%Net loans and leases to core deposits
1577.98%Equity capital to assets
14.16%Core capital (leverage) ratio
12.96%Tier 1 risk-based capital ratio
13.50%Total risk-based capital ratio
Memoranda
$16Average assets
$14,601,073Average earning assets
$2,076,130Average equity
$12,787,758Average loans
Bank Assets Sold and Securitized (December 31, 2003)
Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$1,143,000Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
List of branches
1 Delaware Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
359447
Barclays Bank Delaware
100 South West Street, Wilmington, DE 19801
May 23, 2001
Full Service Brick and Mortar
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