Wilmington Trust, National Association in Wilmington, Delaware (DE), FL, MD

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Wilmington Trust, National Association
GeneralFDIC Certificate #: 34069
Status: Active
Federal Reserve ID: 2265456
Bank Holding Company (Regulatory Top Holder): M&T Bank Corporation (RSSDID: 1037003, Location: Buffalo, NY)
Date Established: October 02, 1995
WWW: http://www.wilmingtontrust.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: Yes)
FDIC's unique #: 56206
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: October 02, 1995
Last Structure Change Effective Date: July 01, 2011
Last Structure Change Process Date: July 15, 2011
Last Data Update: July 15, 2011
Data Source Date: April 05, 2012
LocationAddress: 1100 North Market Street, Rodney Square North, Wilmington, DE 19801
County: New Castle
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Syracuse
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
History of ChangesParticipated in Absorption/Consolidation/Merger
Change in Location
Financial SummaryTotal assets: $1,108.2 mil
Equity capital: $389.3 mil
Deposits held in domestic offices: $410.4 mil
Return on assets (ROA): -0.36% (-$4.0 mil)
Quarterly return on assets: -1.02% (-$11.3 mil)
Return on Equity (ROE): -1.73% (-$6.7 mil)
Quarterly return on equity: -3.36% (-$13.1 mil)
Net income: -$7.0 mil
Quarterly Net income: -$3.3 mil
Pretax return on assets: -0.58% (-$6,427.6 mil)
Quarterly Pretax return on assets: -1.66% (-$18,396.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)482
Total assets$1,108,203
Cash and due from depository institutions$346,964
Interest-bearing balances$84,986
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$637,423
Loan loss allowance $5,817
Trading account assets$0
Bank premises and fixed assets$15,199
Other real estate owned$96
Goodwill and other intangibles$11,906
All other assets$70,654
Life insurance assets$1,108,203
Total liabilities and capital$718,924
Total liabilities$410,436
Total deposits$233,668
Interest-bearing deposits$410,436
Deposits held in domestic offices$87
% insured (estimated)174000.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $134,488
All other liabilities $389,279
Total equity capital$389,279
Total bank equity capital$389,279
Perpetual preferred stock$0
Common stock$1,000
Undivided profits $7,741
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $7,235
Earning assets $54
Long-term assets (5+ years) $2,231
Average Assets, year-to-date $748,370
Average Assets, quarterly $244,371
Volatile liabilities $1,933,534
Insider loans $1,284,215
FHLB advances $547,171
Loans and leases held for sale $2,049,251
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $393,360
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $698,445
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $31,345
Total interest expense $9,449
Net interest income $21,896
Provision for loan and lease losses $2,650
Total noninterest income $98,769
Fiduciary activities $93,956
Service charges on deposit accounts $8
Trading account gains & fees $0
Additional noninterest income $4,805
Total noninterest expense $102,632
Salaries and employee benefits $41,923
Premises and equipment expense $6,512
Additional noninterest expense $54,197
Pre-tax net operating income $15,383
Securities gains (losses) -$26,689
Applicable income taxes -$4,323
Income before extraordinary items -$6,983
Extraordinary gains - net $0
Net income attributable to bank -$6,983
Net charge-offs $0
Cash dividends -$6,983
Sale, conversion, retirement of capital stock, net $2,822
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.06%
Cost of funding earning assets 1.22%
Net interest margin 2.84%
Noninterest income to earning assets 12.80%
Noninterest expense to earning assets 13.30%
Net operating income to assets 0.52%
Return on assets (ROA) -0.36%
Pretax return on assets -0.58%
Return on equity (ROE) -1.73%
Retained earnings to average equity (YTD only) -1.73%
Net charge-offs to loans 0.26%
Credit loss provision to net charge-offs 93.91%
Efficiency ratio6.39%
Assets per employee$82,574
Cash dividends to net income (YTD only)2.30%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.90%
Noncurrent assets plus other real estate owned to assets 80.40%
Noncurrent loans to loans 0.90%
Net loans and leases to deposits1.12%
Net loans and leases to core deposits 155.30%
Equity capital to assets 160.65%
Core capital (leverage) ratio 35.13%
Tier 1 risk-based capital ratio 19.20%
Total risk-based capital ratio 71.89%
Average assets$73
Average earning assets$1,933,534
Average equity $404,049
Average loans $771,684
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$33,516,576
Number of Accounts1
Personal trust and agency accounts$9,353,968
Employee benefit-defined contribution accounts$3,094,516
Employee benefit-defined benefit accounts$7,902
Other retirement accounts$101,091
Corporate trust and agency accounts$318,847
Investment management agency accounts$0
Other fiduciary accounts$5,414,527
Fiduciary accounts held in foreign offices$417,085
Non-managed Assets$0
Number of Accounts17285
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$318,847
Employee benefit-defined benefit accounts$382,877
Other retirement accounts$24,162,608
Corporate trust and agency accounts$1,318,367
Other fiduciary accounts$15,743,836
Fiduciary accounts held in foreign offices$1,517,658
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2 Delaware Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
056206Wilmington Trust, National Association1100 North Market Street, Rodney Square North, Wilmington, DE 19801October 02, 1995Full Service Brick and Mortar
10419401Millsboro Branch499 Mitchell Road, Millsboro, DE 19966July 01, 2003Full Service Brick and Mortar
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2 Florida Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
218287Trust Branch4725 North A1a, Vero Beach, FL 32963July 11, 1983Full Service Brick and Mortar
4290206Stuart Branch800 Se Monterey Commons Blvd, Ste 100, Stuart, FL 34996January 15, 1996Full Service Brick and Mortar
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1 Maryland Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
154767Calvert Street Branch111 South Calvert Street, Suite 2620, Baltimore, MD 21202June 10, 1994Full Service Brick and Mortar
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