Bell Federal Savings and Loan Association in Bellevue, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 20, 2003

  • Bell Federal Savings and Loan Association in Bellevue, Pennsylvania (PA)
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Bell Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 28421
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Northwest Savings Bank (#28178)
    Federal Reserve ID: 466978
    Date Established: January 01, 1891
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1562
    FDIC's unique #: 41255
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 05, 1941
    Last Structure Change Effective Date: October 20, 2003
    Last Structure Change Process Date: December 01, 2003
    Last Data Update: December 01, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 532 Lincoln Avenue, Bellevue, PA 15202
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $817.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $893,125Total assets
  • $34,363Cash and due from depository institutions
  • $30,714Interest-bearing balances
  • $467,742Securities
  • $10,000Federal funds sold & reverse repurchase agreements
  • $332,248Net loans & leases
  • $925Loan loss allowance
  • $0Trading account assets
  • $3,209Bank premises and fixed assets
  • $0Other real estate owned
  • $158Goodwill and other intangibles
  • $0Life insurance assets
  • $45,405All other assets
  • $893,125Total liabilities and capital
  • $809,588Total liabilities
  • $593,909Total deposits
  • $585,248Interest-bearing deposits
  • $593,909Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $211,880Other borrowed funds
  • $0Subordinated debt
  • $3,799All other liabilities
  • $83,537Total equity capital
  • $83,537Total bank equity capital
  • $83,537Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $42,084Undivided profits
  • Memoranda
  • $41,452Noncurrent loans and leases
  • $20,502Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,806Earning assets
  • $0Long-term assets (5+ years)
  • $6,433Average Assets, year-to-date
  • $840,704Average Assets, quarterly
  • $0Volatile liabilities
  • $881,700Insider loans
  • $890,373FHLB advances
  • $270,365Loans and leases held for sale
  • $625Unused loan commitments
  • $208,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,502Total unused commitments
  • $0Restructured Loans and leases
  • $925Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $48,134Total interest income
  • $32,699Total interest expense
  • $15,435Net interest income
  • $0Provision for loan and lease losses
  • $2,767Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,767Additional noninterest income
  • $5,262Total noninterest expense
  • $2,695Salaries and employee benefits
  • $1,272Premises and equipment expense
  • $1,295Additional noninterest expense
  • $12,940Pre-tax net operating income
  • $846Securities gains (losses)
  • $4,843Applicable income taxes
  • $8,943Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,943Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $8,000Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.80%Yield on earning assets
  • 3.94%Cost of funding earning assets
  • 1.86%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 0.63%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.56%Pretax return on assets
  • 10.99%Return on equity (ROE)
  • 1.16%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 28,909Assets per employee
  • 16.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.46%Loss allowance to loans
  • 0.28%Loss allowance to noncurrent loans
  • 51.22%Noncurrent assets plus other real estate owned to assets
  • 0.20%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 55.94%Net loans and leases to core deposits
  • 62.05%Equity capital to assets
  • 9.35%Core capital (leverage) ratio
  • 9.04%Tier 1 risk-based capital ratio
  • 25.36%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $881,700Average earning assets
  • $81,385Average equity
  • $829,288Average loans

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