Blue Ridge Bank and Trust Co. in city_name, state_name - Detailed Financial Reports, Location

Blue Ridge Bank and Trust Co. in Independence, Missouri (MO)
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Blue Ridge Bank and Trust Co. routing number info

Blue Ridge Bank and Trust Co. - Overview

General
FDIC Certificate #: 17933
Status: Active
Federal Reserve ID: 935250
Bank Holding Company (Regulatory Top Holder): Blue Ridge Bancshares, Inc. (RSSDID: 1891317, Location: Independence, MO)
Date Established: September 08, 1958
WWW: http://www.blueridgebank.net
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 11 (Domestic: 11, Interstate: No)
OTS Docket #: 12663
FDIC's unique #: 11868
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 20, 1958
Last Structure Change Effective Date: June 13, 2011
Last Structure Change Process Date: June 13, 2011
Last Data Update: June 13, 2011
Data Source Date: April 05, 2012
Location
Address: 4200 Little Blue Parkway, Independence, MO 64057
County: Jackson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Change in Geographic Region/Area/Territory/Field Office
Financial Summary
Total assets: $469.9 mil
Equity capital: $40.1 mil
Deposits held in domestic offices: $424.5 mil
Return on assets (ROA): -0.12% (-$0.6 mil)
Quarterly return on assets: -0.33% (-$1.6 mil)
Return on Equity (ROE): -1.35% (-$0.5 mil)
Quarterly return on equity: -3.80% (-$1.5 mil)
Net income: -$0.6 mil
Quarterly Net income: -$0.4 mil
Pretax return on assets: -0.12% (-$563.9 mil)
Quarterly Pretax return on assets: -0.37% (-$1,738.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
161Total employees (full-time equivalent)
$469,926Total assets
$75,226Cash and due from depository institutions
$65,890Interest-bearing balances
$71,223Securities
$0Federal funds sold & reverse repurchase agreements
$279,207Net loans & leases
$9,010Loan loss allowance
$0Trading account assets
$22,028Bank premises and fixed assets
$5,751Other real estate owned
$0Goodwill and other intangibles
$469,926Life insurance assets
$16,491All other assets
$429,815Total liabilities and capital
$424,504Total liabilities
$342,207Total deposits
$424,504Interest-bearing deposits
$92Deposits held in domestic offices
3873.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,438Subordinated debt
$40,111All other liabilities
$40,111Total equity capital
$40,111Total bank equity capital
$0Perpetual preferred stock
$1,425Common stock
$15,905Surplus
$22,781Undivided profits
Memoranda
$0Noncurrent loans and leases
$2,780Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,008Income earned, not collected on loans
$0Earning assets
$1,277Long-term assets (5+ years)
$416,320Average Assets, year-to-date
$54,384Average Assets, quarterly
$468,140Volatile liabilities
$469,893Insider loans
$319,063FHLB advances
$464,940Loans and leases held for sale
$8,815Unused loan commitments
$8,815Tier 1 (core) risk-based capital
$37,857Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$51,358Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,412Total interest income
$3,006Total interest expense
$14,406Net interest income
$3,840Provision for loan and lease losses
$5,357Total noninterest income
$1,766Fiduciary activities
$3,570Service charges on deposit accounts
$0Trading account gains & fees
$21Additional noninterest income
$16,844Total noninterest expense
$8,356Salaries and employee benefits
$3,480Premises and equipment expense
$5,008Additional noninterest expense
-$921Pre-tax net operating income
$353Securities gains (losses)
-$16Applicable income taxes
-$552Income before extraordinary items
$0Extraordinary gains - net
-$552Net income attributable to bank
$0Net charge-offs
-$552Cash dividends
$2,661Sale, conversion, retirement of capital stock, net
$491Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.23%Yield on earning assets
0.73%Cost of funding earning assets
3.50%Net interest margin
1.30%Noninterest income to earning assets
4.10%Noninterest expense to earning assets
-0.19%Net operating income to assets
-0.12%Return on assets (ROA)
-0.12%Pretax return on assets
-1.35%Return on equity (ROE)
-2.56%Retained earnings to average equity (YTD only)
0.91%Net charge-offs to loans
144.31%Credit loss provision to net charge-offs
1.10%Efficiency ratio
85,230Assets per employee
2.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
-88.95%Loss allowance to loans
3.13%Loss allowance to noncurrent loans
75.03%Noncurrent assets plus other real estate owned to assets
3.78%Noncurrent loans to loans
4.17%Net loans and leases to deposits
65.77%Net loans and leases to core deposits
67.36%Equity capital to assets
8.54%Core capital (leverage) ratio
8.14%Tier 1 risk-based capital ratio
11.87%Total risk-based capital ratio
Memoranda
$13Average assets
$468,140Average earning assets
$40,757Average equity
$411,229Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$362,899Managed Assets
1Number of Accounts
$165,228Personal trust and agency accounts
$100,715Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$20,029Corporate trust and agency accounts
$0Investment management agency accounts
$44,484Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
662Number of Accounts
$0Personal trust and agency accounts
$20,029Employee benefit-defined contribution accounts
$365Employee benefit-defined benefit accounts
$197,671Other retirement accounts
$292Corporate trust and agency accounts
$195,577Other fiduciary accounts
$725Fiduciary accounts held in foreign offices

List of branches

11 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	11868	Blue Ridge Bank And Trust Co.	4200 Little Blue Parkway, Independence, MO 64057	September 08, 1958	Full Service Brick and Mortar
3	243165	Drive-In Facility	4315 Sterling Avenue, Kansas City, MO 64133	November 13, 1975	Full Service Brick and Mortar
4	264381	Lee's Summit Branch	121 South M-291 Highway, Lee's Summit, MO 64063	January 01, 1918	Full Service Brick and Mortar
5	243166	Raytown Branch	6202 Raytown Trafficway, Raytown, MO 64133	June 13, 1994	Full Service Brick and Mortar
8	243169	Independence Branch	17911 East 24 Highway, Unit B-1, Independence, MO 64056	December 01, 1998	Full Service Brick and Mortar
11	360758	Parkwood Branch	606 Sw Parkwood Drive, Blue Springs, MO 64014	July 16, 2001	Full Service Brick and Mortar
12	363226	Blue Springs North Branch	621 Duncan Road, Blue Springs, MO 64014	March 04, 2002	Full Service Brick and Mortar
13	364308	Chipman Road Branch	1812 Nw Chipman Road, Lees Summit, MO 64081	May 28, 2002	Full Service Brick and Mortar
14	365482	Riverside Branch	4523 Nw Gateway Drive, Riverside, MO 64150	October 21, 2002	Full Service Brick and Mortar
15	426582	Blue Ridge Boulevard Branch	4240 Blue Ridge Boulevard, Kansas City, MO 64133	March 02, 2004	Full Service Brick and Mortar
16	242784	Lee's Summit Branch	651 N.E. Woods Chapel Road, Lees Summit, MO 64064	December 20, 1995	Full Service Brick and Mortar

Sharla Ashmore

⚠

Jan 3, 2024 @ 4:16 pm

My granddaughter has an account at the Little Blue Parkway branch in Indep., MO. She lives in Odessa. Mo and a couple of ATMs between there and Independence have been removed or do not work. She saw a troubling article about banks in Virginia having the same name were being phased out and was afraid her bank might be closing. What is the status of our local bank???

Blue Ridge Bank and Trust Co. in Independence, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Blue Ridge Bank and Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Blue Ridge Bank and Trust Co. in Independence, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Blue Ridge Bank and Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Blue Ridge Bank and Trust Co. in Independence, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches