Brentwood Savings Association in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 03, 1995

  • Brentwood Savings Association in Cincinnati, Ohio (OH)
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Brentwood Savings Association - Overview

  • General
  • FDIC Certificate #: 31060
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: PNC Bank, Ohio, National Association (#742)
    Federal Reserve ID: 879970
    Date Established: January 01, 1882
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 6323
    FDIC's unique #: 43894
    Numeric code: 36
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 30, 1959
    Last Structure Change Effective Date: March 03, 1995
    Last Structure Change Process Date: March 22, 1995
    Last Data Update: March 22, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 8420 Winton Road, Cincinnati, OH 45231
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $95.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $22Total assets
  • $95,203Cash and due from depository institutions
  • $2,704Interest-bearing balances
  • $2,435Securities
  • $31,684Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $57,931Loan loss allowance
  • $415Trading account assets
  • $0Bank premises and fixed assets
  • $1,503Other real estate owned
  • $58Goodwill and other intangibles
  • $1,323Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $95,203Total liabilities
  • $83,518Total deposits
  • $82,086Interest-bearing deposits
  • $82,086Deposits held in domestic offices
  • 82086.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,197Subordinated debt
  • $0All other liabilities
  • $235Total equity capital
  • $235Total bank equity capital
  • $11,685Perpetual preferred stock
  • $0Common stock
  • $536Surplus
  • $3,719Undivided profits
  • Memoranda
  • $7,430Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $906Income earned, not collected on loans
  • $270Earning assets
  • $92,050Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $97,908Average Assets, quarterly
  • $96,752Volatile liabilities
  • $5,795Insider loans
  • $68FHLB advances
  • $1,197Loans and leases held for sale
  • $0Unused loan commitments
  • $1,619Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,685Total risk weighted assets
  • $41,392Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,362Total interest expense
  • $3,592Net interest income
  • $2,770Provision for loan and lease losses
  • $21Total noninterest income
  • $267Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $267Total noninterest expense
  • $2,133Salaries and employee benefits
  • $1,013Premises and equipment expense
  • $389Additional noninterest expense
  • $731Pre-tax net operating income
  • $883Securities gains (losses)
  • $22Applicable income taxes
  • $299Income before extraordinary items
  • $606Extraordinary gains - net
  • $0Net income attributable to bank
  • $606Net charge-offs
  • $42Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • -$138Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.74%Cost of funding earning assets
  • 3.81%Net interest margin
  • 2.93%Noninterest income to earning assets
  • 0.28%Noninterest expense to earning assets
  • 2.26%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.62%Pretax return on assets
  • 0.92%Return on equity (ROE)
  • 5.23%Retained earnings to average equity (YTD only)
  • 5.23%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • 50.00%Efficiency ratio
  • 70,234Assets per employee
  • 4.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.71%Loss allowance to noncurrent loans
  • 45.81%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 1.55%Net loans and leases to deposits
  • 70.57%Net loans and leases to core deposits
  • 74.76%Equity capital to assets
  • 12.27%Core capital (leverage) ratio
  • 12.27%Tier 1 risk-based capital ratio
  • 28.23%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $97,908Average earning assets
  • $11,579Average equity
  • $94,380Average loans

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