Bruning State Bank in city_name, state_name - Detailed Financial Reports, Location

Bruning State Bank in Bruning, Nebraska (NE)
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Bruning State Bank routing number info

Bruning State Bank - Overview

General
FDIC Certificate #: 18748
Status: Active
Federal Reserve ID: 71457
Bank Holding Company (Regulatory Top Holder): Bruning Bancshares, Inc. (RSSDID: 1840753, Location: Bruning, NE)
Date Established: September 01, 1891
WWW: http://www.bruningbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 14596
FDIC's unique #: 12614
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: April 05, 1963
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: June 21, 2010
Last Data Update: June 21, 2010
Data Source Date: April 05, 2012
Location
Address: 104 Main Street, Bruning, NE 68322
County: Thayer
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $260.5 mil
Equity capital: $26.1 mil
Deposits held in domestic offices: $196.1 mil
Return on assets (ROA): 0.97% ($2.5 mil)
Quarterly return on assets: 1.04% ($2.7 mil)
Return on Equity (ROE): 9.43% ($2.5 mil)
Quarterly return on equity: 10.05% ($2.6 mil)
Net income: $2.3 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.38% ($3,595.3 mil)
Quarterly Pretax return on assets: 1.48% ($3,855.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
54Total employees (full-time equivalent)
$260,530Total assets
$13,069Cash and due from depository institutions
$1,704Interest-bearing balances
$74,742Securities
$1,595Federal funds sold & reverse repurchase agreements
$156,781Net loans & leases
$3,049Loan loss allowance
$0Trading account assets
$3,734Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$260,530Life insurance assets
$10,609All other assets
$234,427Total liabilities and capital
$196,127Total liabilities
$162,796Total deposits
$196,127Interest-bearing deposits
$85Deposits held in domestic offices
19488.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$17,847Trading liabilities
$0Other borrowed funds
$965Subordinated debt
$26,103All other liabilities
$26,103Total equity capital
$26,103Total bank equity capital
$0Perpetual preferred stock
$600Common stock
$13,800Surplus
$11,703Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$26Income earned, not collected on loans
$0Earning assets
$2,519Long-term assets (5+ years)
$234,822Average Assets, year-to-date
$28,919Average Assets, quarterly
$237,755Volatile liabilities
$250,210Insider loans
$190,057FHLB advances
$244,279Loans and leases held for sale
$4,375Unused loan commitments
$3,876Tier 1 (core) risk-based capital
$24,580Tier 2 risk-based capital
$499Total risk weighted assets
$0Total unused commitments
$59,402Restructured Loans and leases
$1,243Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,611Total interest income
$2,179Total interest expense
$7,432Net interest income
$360Provision for loan and lease losses
$1,647Total noninterest income
$35Fiduciary activities
$141Service charges on deposit accounts
$0Trading account gains & fees
$1,471Additional noninterest income
$5,500Total noninterest expense
$3,543Salaries and employee benefits
$793Premises and equipment expense
$1,164Additional noninterest expense
$3,219Pre-tax net operating income
$57Securities gains (losses)
$972Applicable income taxes
$2,304Income before extraordinary items
$0Extraordinary gains - net
$2,304Net income attributable to bank
$0Net charge-offs
$2,304Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$300Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.41%Yield on earning assets
1.00%Cost of funding earning assets
3.41%Net interest margin
0.76%Noninterest income to earning assets
2.52%Noninterest expense to earning assets
0.95%Net operating income to assets
0.97%Return on assets (ROA)
1.38%Pretax return on assets
9.43%Return on equity (ROE)
8.20%Retained earnings to average equity (YTD only)
-0.00%Net charge-offs to loans
-18000.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
60,579Assets per employee
4.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
13.02%Loss allowance to loans
1.91%Loss allowance to noncurrent loans
11726.92%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.02%Net loans and leases to deposits
79.94%Net loans and leases to core deposits
81.41%Equity capital to assets
10.02%Core capital (leverage) ratio
10.06%Tier 1 risk-based capital ratio
12.93%Total risk-based capital ratio
Memoranda
$14Average assets
$237,755Average earning assets
$24,436Average equity
$218,002Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$13,372Managed Assets
1Number of Accounts
$13,372Personal trust and agency accounts
$13,372Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
30Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	12614	Bruning State Bank	104 Main Street, Bruning, NE 68322	September 01, 1891	Full Service Brick and Mortar
1	246392	Hebron Branch	252 South 13th Street, Hebron, NE 68370	March 18, 1996	Full Service Brick and Mortar
3	441963	Bank Of Broken Bow, A Branch Of Bruning State Bank Branch	803 South D Street, Broken Bow, NE 68822	April 04, 2005	Full Service Brick and Mortar
4	498635	Bruning State Bank - Holdrege Branch	1215 Burlington Street, Holdrege, NE 68949	December 01, 2009	Full Service Brick and Mortar

Bruning State Bank in Bruning, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bruning State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bruning State Bank in Bruning, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Bruning State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bruning State Bank in Bruning, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches