Bruning State Bank in Bruning, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bruning State Bank in Bruning, Nebraska (NE)
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Bruning State Bank - Overview

  • General
  • FDIC Certificate #: 18748
    Status: Active
    Federal Reserve ID: 71457
    Bank Holding Company (Regulatory Top Holder): Bruning Bancshares, Inc. (RSSDID: 1840753, Location: Bruning, NE)
    Date Established: September 01, 1891
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 14596
    FDIC's unique #: 12614
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: April 05, 1963
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: June 21, 2010
    Last Data Update: June 21, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 104 Main Street, Bruning, NE 68322
    County: Thayer
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $260.5 mil
    Equity capital: $26.1 mil
    Deposits held in domestic offices: $196.1 mil
    Return on assets (ROA): 0.97% ($2.5 mil)
    Quarterly return on assets: 1.04% ($2.7 mil)
    Return on Equity (ROE): 9.43% ($2.5 mil)
    Quarterly return on equity: 10.05% ($2.6 mil)
    Net income: $2.3 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.38% ($3,595.3 mil)
    Quarterly Pretax return on assets: 1.48% ($3,855.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $260,530Total assets
  • $13,069Cash and due from depository institutions
  • $1,704Interest-bearing balances
  • $74,742Securities
  • $1,595Federal funds sold & reverse repurchase agreements
  • $156,781Net loans & leases
  • $3,049Loan loss allowance
  • $0Trading account assets
  • $3,734Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $260,530Life insurance assets
  • $10,609All other assets
  • $234,427Total liabilities and capital
  • $196,127Total liabilities
  • $162,796Total deposits
  • $196,127Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 19488.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $17,847Trading liabilities
  • $0Other borrowed funds
  • $965Subordinated debt
  • $26,103All other liabilities
  • $26,103Total equity capital
  • $26,103Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $13,800Surplus
  • $11,703Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26Income earned, not collected on loans
  • $0Earning assets
  • $2,519Long-term assets (5+ years)
  • $234,822Average Assets, year-to-date
  • $28,919Average Assets, quarterly
  • $237,755Volatile liabilities
  • $250,210Insider loans
  • $190,057FHLB advances
  • $244,279Loans and leases held for sale
  • $4,375Unused loan commitments
  • $3,876Tier 1 (core) risk-based capital
  • $24,580Tier 2 risk-based capital
  • $499Total risk weighted assets
  • $0Total unused commitments
  • $59,402Restructured Loans and leases
  • $1,243Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,611Total interest income
  • $2,179Total interest expense
  • $7,432Net interest income
  • $360Provision for loan and lease losses
  • $1,647Total noninterest income
  • $35Fiduciary activities
  • $141Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,471Additional noninterest income
  • $5,500Total noninterest expense
  • $3,543Salaries and employee benefits
  • $793Premises and equipment expense
  • $1,164Additional noninterest expense
  • $3,219Pre-tax net operating income
  • $57Securities gains (losses)
  • $972Applicable income taxes
  • $2,304Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,304Net income attributable to bank
  • $0Net charge-offs
  • $2,304Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 1.00%Cost of funding earning assets
  • 3.41%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 2.52%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 9.43%Return on equity (ROE)
  • 8.20%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -18000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 60,579Assets per employee
  • 4.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 13.02%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 11726.92%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 79.94%Net loans and leases to core deposits
  • 81.41%Equity capital to assets
  • 10.02%Core capital (leverage) ratio
  • 10.06%Tier 1 risk-based capital ratio
  • 12.93%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $237,755Average earning assets
  • $24,436Average equity
  • $218,002Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $13,372Managed Assets
  • 1Number of Accounts
  • $13,372Personal trust and agency accounts
  • $13,372Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 30Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012614Bruning State Bank104 Main Street, Bruning, NE 68322September 01, 1891Full Service Brick and Mortar
    1246392Hebron Branch252 South 13th Street, Hebron, NE 68370March 18, 1996Full Service Brick and Mortar
    3441963Bank Of Broken Bow, A Branch Of Bruning State Bank Branch803 South D Street, Broken Bow, NE 68822April 04, 2005Full Service Brick and Mortar
    4498635Bruning State Bank - Holdrege Branch1215 Burlington Street, Holdrege, NE 68949December 01, 2009Full Service Brick and Mortar

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