Jefferson County Bank in Daykin, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


Jefferson County Bank - Overview

  • General
  • FDIC Certificate #: 17452
    Status: Active
    Federal Reserve ID: 249957
    Bank Holding Company (Regulatory Top Holder): Jefferson County Bancshares, Inc. (RSSDID: 2062347, Location: Daykin, NE)
    Date Established: September 17, 1892
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 11441
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 08, 1955
    Last Structure Change Effective Date: August 31, 2008
    Last Structure Change Process Date: September 03, 2008
    Last Data Update: September 03, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 306 Jefferson St, Daykin, NE 68338
    County: Jefferson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $40.0 mil
    Equity capital: $5.0 mil
    Deposits held in domestic offices: $28.9 mil
    Return on assets (ROA): 1.89% ($0.8 mil)
    Quarterly return on assets: 1.52% ($0.6 mil)
    Return on Equity (ROE): 15.73% ($0.8 mil)
    Quarterly return on equity: 11.88% ($0.6 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.92% ($767.3 mil)
    Quarterly Pretax return on assets: 1.56% ($623.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $39,966Total assets
  • $8,091Cash and due from depository institutions
  • $7,260Interest-bearing balances
  • $11,257Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $18,564Net loans & leases
  • $295Loan loss allowance
  • $0Trading account assets
  • $321Bank premises and fixed assets
  • $216Other real estate owned
  • $0Goodwill and other intangibles
  • $39,966Life insurance assets
  • $1,517All other assets
  • $34,928Total liabilities and capital
  • $28,856Total liabilities
  • $24,334Total deposits
  • $28,856Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 2543.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,500Trading liabilities
  • $0Other borrowed funds
  • $29Subordinated debt
  • $5,038All other liabilities
  • $5,038Total equity capital
  • $5,038Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $2,800Surplus
  • $1,838Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $194Income earned, not collected on loans
  • $0Earning assets
  • $559Long-term assets (5+ years)
  • $37,081Average Assets, year-to-date
  • $17,465Average Assets, quarterly
  • $38,494Volatile liabilities
  • $38,831Insider loans
  • $24,687FHLB advances
  • $39,215Loans and leases held for sale
  • $536Unused loan commitments
  • $536Tier 1 (core) risk-based capital
  • $4,908Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,374Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,719Total interest income
  • $259Total interest expense
  • $1,460Net interest income
  • $0Provision for loan and lease losses
  • $84Total noninterest income
  • $0Fiduciary activities
  • $13Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $818Total noninterest expense
  • $482Salaries and employee benefits
  • $80Premises and equipment expense
  • $256Additional noninterest expense
  • $726Pre-tax net operating income
  • $14Securities gains (losses)
  • $14Applicable income taxes
  • $726Income before extraordinary items
  • $0Extraordinary gains - net
  • $726Net income attributable to bank
  • $0Net charge-offs
  • $726Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.79%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 4.07%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.85%Net operating income to assets
  • 1.89%Return on assets (ROA)
  • 1.92%Pretax return on assets
  • 15.73%Return on equity (ROE)
  • 9.23%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,979Assets per employee
  • 5.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.32%Loss allowance to loans
  • 1.56%Loss allowance to noncurrent loans
  • 152.06%Noncurrent assets plus other real estate owned to assets
  • 1.03%Noncurrent loans to loans
  • 1.03%Net loans and leases to deposits
  • 64.33%Net loans and leases to core deposits
  • 65.47%Equity capital to assets
  • 12.61%Core capital (leverage) ratio
  • 12.52%Tier 1 risk-based capital ratio
  • 19.88%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $38,494Average earning assets
  • $4,614Average equity
  • $35,869Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011441Jefferson County Bank306 Jefferson St, Daykin, NE 68338September 17, 1892Full Service Brick and Mortar

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