Thayer County Bank in Hebron, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Thayer County Bank in Hebron, Nebraska (NE)
  • Show street view No street view available for this location

Thayer County Bank - Overview

  • General
  • FDIC Certificate #: 11475
    Status: Active
    Federal Reserve ID: 157155
    Bank Holding Company (Regulatory Top Holder): Thayer Agency, Inc. (RSSDID: 1058932, Location: Hebron, NE)
    Date Established: July 01, 1874
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12522
    FDIC's unique #: 7332
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 402 Lincoln Avenue, Hebron, NE 68370
    County: Thayer
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $60.3 mil
    Equity capital: $5.6 mil
    Deposits held in domestic offices: $48.7 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: 1.91% ($1.1 mil)
    Return on Equity (ROE): 0.15% ($0.0 mil)
    Quarterly return on equity: 21.11% ($1.3 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.02% ($12.1 mil)
    Quarterly Pretax return on assets: 1.94% ($1,170.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $60,314Total assets
  • $2,038Cash and due from depository institutions
  • $157Interest-bearing balances
  • $16,377Securities
  • $732Federal funds sold & reverse repurchase agreements
  • $34,344Net loans & leases
  • $413Loan loss allowance
  • $0Trading account assets
  • $257Bank premises and fixed assets
  • $3,306Other real estate owned
  • $0Goodwill and other intangibles
  • $60,314Life insurance assets
  • $3,260All other assets
  • $54,737Total liabilities and capital
  • $48,701Total liabilities
  • $40,823Total deposits
  • $48,701Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,958Trading liabilities
  • $0Other borrowed funds
  • $78Subordinated debt
  • $5,577All other liabilities
  • $5,577Total equity capital
  • $5,577Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $3,600Surplus
  • $1,477Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $615Income earned, not collected on loans
  • $0Earning assets
  • $540Long-term assets (5+ years)
  • $51,610Average Assets, year-to-date
  • $31,195Average Assets, quarterly
  • $60,305Volatile liabilities
  • $60,368Insider loans
  • $41,506FHLB advances
  • $60,519Loans and leases held for sale
  • $1,635Unused loan commitments
  • $1,635Tier 1 (core) risk-based capital
  • $5,132Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,526Restructured Loans and leases
  • $607Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,019Total interest income
  • $916Total interest expense
  • $2,103Net interest income
  • $434Provision for loan and lease losses
  • -$453Total noninterest income
  • $0Fiduciary activities
  • $113Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$566Additional noninterest income
  • $1,447Total noninterest expense
  • $657Salaries and employee benefits
  • $212Premises and equipment expense
  • $578Additional noninterest expense
  • -$231Pre-tax net operating income
  • $243Securities gains (losses)
  • $4Applicable income taxes
  • $8Income before extraordinary items
  • $0Extraordinary gains - net
  • $8Net income attributable to bank
  • $0Net charge-offs
  • $8Cash dividends
  • $494Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.76%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 4.01%Net interest margin
  • -0.86%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • -0.26%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 0.15%Return on equity (ROE)
  • 0.15%Retained earnings to average equity (YTD only)
  • 1.38%Net charge-offs to loans
  • 87.85%Credit loss provision to net charge-offs
  • 0.41%Efficiency ratio
  • 87,697Assets per employee
  • 5.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 67.15%Noncurrent assets plus other real estate owned to assets
  • 6.50%Noncurrent loans to loans
  • 1.77%Net loans and leases to deposits
  • 70.52%Net loans and leases to core deposits
  • 83.56%Equity capital to assets
  • 9.25%Core capital (leverage) ratio
  • 8.48%Tier 1 risk-based capital ratio
  • 12.36%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $60,305Average earning assets
  • $5,419Average equity
  • $52,421Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07332Thayer County Bank402 Lincoln Avenue, Hebron, NE 68370July 01, 1874Full Service Brick and Mortar
    1467761Thayer County Bank402 Lincoln Avenue, Hebron, NE 68370September 04, 2007Limited Service Mobile

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Thayer County Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents