Bryant State Bank in Bryant, South Dakota (SD)



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Bryant State Bank routing number info

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Bryant State Bank
GeneralFDIC Certificate #: 6064
Status: Active
Federal Reserve ID: 82257
Bank Holding Company (Regulatory Top Holder): Bryant Bancshares, Inc. (RSSDID: 1127717, Location: Bryant, SD)
Date Established: March 01, 1915
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 14159
FDIC's unique #: 4092
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 02, 2010
Last Structure Change Process Date: June 02, 2010
Last Data Update: June 02, 2010
Data Source Date: April 05, 2012
LocationAddress: 124 Main Avenue, Bryant, SD 57221
County: Hamlin
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Watertown, SD (#47980)
CBSA Micro Statistical Area: Yes
History of ChangesChange in Location
Financial SummaryTotal assets: $23.4 mil
Equity capital: $3.0 mil
Deposits held in domestic offices: $19.9 mil
Return on assets (ROA): 1.22% ($0.3 mil)
Quarterly return on assets: 1.13% ($0.3 mil)
Return on Equity (ROE): 9.27% ($0.3 mil)
Quarterly return on equity: 8.40% ($0.3 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.22% ($285.4 mil)
Quarterly Pretax return on assets: 1.13% ($264.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$23,394
Cash and due from depository institutions$4,205
Interest-bearing balances$3,440
Securities$8,143
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$10,390
Loan loss allowance $209
Trading account assets$0
Bank premises and fixed assets$259
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$397
Life insurance assets$23,394
Total liabilities and capital$20,348
Total liabilities$19,939
Total deposits$13,988
Interest-bearing deposits$19,939
Deposits held in domestic offices$89
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $409
All other liabilities $3,046
Total equity capital$3,046
Total bank equity capital$3,046
Perpetual preferred stock$0
Common stock$50
Surplus$2,275
Undivided profits $721
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $14
Earning assets $0
Long-term assets (5+ years) $210
Average Assets, year-to-date $21,973
Average Assets, quarterly $2,872
Volatile liabilities $22,647
Insider loans $22,954
FHLB advances $14,510
Loans and leases held for sale $23,223
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,943
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,388
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $802
Total interest expense $99
Net interest income $703
Provision for loan and lease losses $0
Total noninterest income $273
Fiduciary activities $0
Service charges on deposit accounts $43
Trading account gains & fees $0
Additional noninterest income $230
Total noninterest expense $699
Salaries and employee benefits $433
Premises and equipment expense $94
Additional noninterest expense $172
Pre-tax net operating income $277
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $277
Extraordinary gains - net $0
Net income attributable to bank $277
Net charge-offs $0
Cash dividends $277
Sale, conversion, retirement of capital stock, net -$3
Net operating income $150
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.75%
Cost of funding earning assets 0.46%
Net interest margin 3.29%
Noninterest income to earning assets 1.28%
Noninterest expense to earning assets 3.27%
Net operating income to assets 1.22%
Return on assets (ROA) 1.22%
Pretax return on assets 1.22%
Return on equity (ROE) 9.27%
Retained earnings to average equity (YTD only) 4.25%
Net charge-offs to loans -0.03%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$71,619
Cash dividends to net income (YTD only)3.90%
Condition Ratios (%)
Loss allowance to loans 54.15%
Loss allowance to noncurrent loans 1.97%
Noncurrent assets plus other real estate owned to assets 1492.86%
Noncurrent loans to loans 0.06%
Net loans and leases to deposits0.13%
Net loans and leases to core deposits 52.11%
Equity capital to assets 52.93%
Core capital (leverage) ratio 13.02%
Tier 1 risk-based capital ratio 12.67%
Total risk-based capital ratio 20.28%
Memoranda
Average assets$22
Average earning assets$22,647
Average equity $2,987
Average loans $21,363
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1 South Dakota Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
04092Bryant State Bank124 Main Avenue, Bryant, SD 57221March 01, 1915Full Service Brick and Mortar
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