Citizens State Bank, of Arlington in city_name, state_name - Detailed Financial Reports, Location

Citizens State Bank, of Arlington in Arlington, South Dakota (SD)
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Citizens State Bank, of Arlington routing number info

Citizens State Bank, of Arlington - Overview

General
FDIC Certificate #: 1118
Status: Active
Federal Reserve ID: 274856
Date Established: August 28, 1901
WWW: http://www.csbarlington.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 761
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 128 Main St, Arlington, SD 57212
County: Kingsbury
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $98.6 mil
Equity capital: $11.9 mil
Deposits held in domestic offices: $85.7 mil
Return on assets (ROA): 0.47% ($0.5 mil)
Quarterly return on assets: 0.43% ($0.4 mil)
Return on Equity (ROE): 3.86% ($0.5 mil)
Quarterly return on equity: 3.46% ($0.4 mil)
Net income: $0.4 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.72% ($710.0 mil)
Quarterly Pretax return on assets: 0.64% ($631.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
21Total employees (full-time equivalent)
$98,611Total assets
$4,375Cash and due from depository institutions
$1,269Interest-bearing balances
$21,010Securities
$4,600Federal funds sold & reverse repurchase agreements
$66,097Net loans & leases
$531Loan loss allowance
$0Trading account assets
$472Bank premises and fixed assets
$0Other real estate owned
$353Goodwill and other intangibles
$98,611Life insurance assets
$1,704All other assets
$86,709Total liabilities and capital
$85,735Total liabilities
$72,540Total deposits
$85,735Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$974Subordinated debt
$11,902All other liabilities
$11,902Total equity capital
$11,902Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$1,300Surplus
$10,502Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,261Income earned, not collected on loans
$0Earning assets
$1,168Long-term assets (5+ years)
$92,976Average Assets, year-to-date
$26,529Average Assets, quarterly
$94,793Volatile liabilities
$95,905Insider loans
$69,075FHLB advances
$94,950Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,786Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$13,603Restructured Loans and leases
$1,607Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,449Total interest income
$1,254Total interest expense
$3,195Net interest income
$447Provision for loan and lease losses
$310Total noninterest income
$0Fiduciary activities
$134Service charges on deposit accounts
$0Trading account gains & fees
$176Additional noninterest income
$2,369Total noninterest expense
$1,480Salaries and employee benefits
$264Premises and equipment expense
$625Additional noninterest expense
$689Pre-tax net operating income
-$7Securities gains (losses)
$233Applicable income taxes
$449Income before extraordinary items
$0Extraordinary gains - net
$449Net income attributable to bank
$0Net charge-offs
$449Cash dividends
$429Sale, conversion, retirement of capital stock, net
$29Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.95%Yield on earning assets
1.39%Cost of funding earning assets
3.55%Net interest margin
0.34%Noninterest income to earning assets
2.63%Noninterest expense to earning assets
0.48%Net operating income to assets
0.47%Return on assets (ROA)
0.72%Pretax return on assets
3.86%Return on equity (ROE)
3.61%Retained earnings to average equity (YTD only)
0.64%Net charge-offs to loans
104.20%Credit loss provision to net charge-offs
2.65%Efficiency ratio
67,589Assets per employee
4.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
6.46%Loss allowance to loans
0.80%Loss allowance to noncurrent loans
16.28%Noncurrent assets plus other real estate owned to assets
3.31%Noncurrent loans to loans
4.89%Net loans and leases to deposits
77.09%Net loans and leases to core deposits
81.86%Equity capital to assets
12.07%Core capital (leverage) ratio
11.36%Tier 1 risk-based capital ratio
15.61%Total risk-based capital ratio
Memoranda
$16Average assets
$94,793Average earning assets
$11,630Average equity
$89,919Average loans

List of branches

3 South Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	761	Citizens State Bank, Of Arlington	128 Main St, Arlington, SD 57212	August 28, 1901	Full Service Brick and Mortar
1	187924	Castlewood Branch	108 East Main, Castlewood, SD 57223	December 12, 1994	Full Service Brick and Mortar
2	359	First State Bank Of Sinai Branch	Main Street, Sinai, SD 57061	January 01, 1907	Full Service Brick and Mortar

Citizens State Bank, of Arlington in Arlington, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens State Bank, of Arlington - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Citizens State Bank, of Arlington in Arlington, South Dakota (SD)Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens State Bank, of Arlington - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Citizens State Bank, of Arlington in Arlington, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches