Capital Bank in Delhi, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 1997

  • Capital Bank in Delhi, Louisiana (LA)
  • Show street view No street view available for this location

Capital Bank - Overview

  • General
  • FDIC Certificate #: 14607
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Deposit Guaranty National Bank of Louisiana (#14189)
    Federal Reserve ID: 118259
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10632
    FDIC's unique #: 9130
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 1997
    Last Structure Change Process Date: April 17, 1997
    Last Data Update: April 17, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Oak Street, Delhi, LA 71232
    County: Richland
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $182.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $81Total assets
  • $182,936Cash and due from depository institutions
  • $8,803Interest-bearing balances
  • $239Securities
  • $27,023Federal funds sold & reverse repurchase agreements
  • $22,245Net loans & leases
  • $115,862Loan loss allowance
  • $2,282Trading account assets
  • $0Bank premises and fixed assets
  • $4,154Other real estate owned
  • $7Goodwill and other intangibles
  • $4,842Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $182,936Total liabilities
  • $172,307Total deposits
  • $162,286Interest-bearing deposits
  • $133,917Deposits held in domestic offices
  • 162286.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $7,801Subordinated debt
  • $0All other liabilities
  • $2,220Total equity capital
  • $2,220Total bank equity capital
  • $10,629Perpetual preferred stock
  • $0Common stock
  • $375Surplus
  • $5,625Undivided profits
  • Memoranda
  • $4,629Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,596Income earned, not collected on loans
  • $2,725Earning assets
  • $165,369Long-term assets (5+ years)
  • $4,609Average Assets, year-to-date
  • $176,010Average Assets, quarterly
  • $184,284Volatile liabilities
  • $8,278Insider loans
  • $2,763FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $14,153Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,792Total risk weighted assets
  • $101,636Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,782Total interest expense
  • $6,612Net interest income
  • $9,170Provision for loan and lease losses
  • $1,453Total noninterest income
  • $1,575Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,160Trading account gains & fees
  • $0Additional noninterest income
  • $415Total noninterest expense
  • $8,862Salaries and employee benefits
  • $4,361Premises and equipment expense
  • $1,259Additional noninterest expense
  • $3,242Pre-tax net operating income
  • $430Securities gains (losses)
  • $1Applicable income taxes
  • $146Income before extraordinary items
  • $285Extraordinary gains - net
  • $0Net income attributable to bank
  • $285Net charge-offs
  • $431Cash dividends
  • $420Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.88%Cost of funding earning assets
  • 4.14%Net interest margin
  • 5.74%Noninterest income to earning assets
  • 0.99%Noninterest expense to earning assets
  • 5.55%Net operating income to assets
  • 0.16%Return on assets (ROA)
  • 0.16%Pretax return on assets
  • 0.24%Return on equity (ROE)
  • 2.51%Retained earnings to average equity (YTD only)
  • -1.19%Net charge-offs to loans
  • 0.35%Credit loss provision to net charge-offs
  • 337.12%Efficiency ratio
  • 82,476Assets per employee
  • 2.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 147.37%Loss allowance to loans
  • 1.93%Loss allowance to noncurrent loans
  • 63.46%Noncurrent assets plus other real estate owned to assets
  • 1.97%Noncurrent loans to loans
  • 3.04%Net loans and leases to deposits
  • 71.39%Net loans and leases to core deposits
  • 75.23%Equity capital to assets
  • 5.81%Core capital (leverage) ratio
  • 5.17%Tier 1 risk-based capital ratio
  • 9.63%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $176,010Average earning assets
  • $11,350Average equity
  • $159,817Average loans

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