Capital City Bank in Topeka, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Capital City Bank in Topeka, Kansas (KS)
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Capital City Bank - Overview

  • General
  • FDIC Certificate #: 16803
    Status: Active
    Federal Reserve ID: 348551
    Bank Holding Company (Regulatory Top Holder): Capital City Bancshares, Inc. (RSSDID: 1055427, Location: Topeka, KS)
    Date Established: January 30, 1892
    WWW: http://www.capcitybank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Domestic: 10, Interstate: No)
    OTS Docket #: 13715
    FDIC's unique #: 10910
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 29, 1949
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 3710 Southwest Topeka Boulevard, Topeka, KS 66609
    County: Shawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Topeka, KS (#8440)
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $414.6 mil
    Equity capital: $33.0 mil
    Deposits held in domestic offices: $317.2 mil
    Return on assets (ROA): 0.57% ($2.4 mil)
    Quarterly return on assets: 0.51% ($2.1 mil)
    Return on Equity (ROE): 7.17% ($2.4 mil)
    Quarterly return on equity: 6.41% ($2.1 mil)
    Net income: $2.3 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.80% ($3,316.9 mil)
    Quarterly Pretax return on assets: 0.71% ($2,943.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 100Total employees (full-time equivalent)
  • $414,607Total assets
  • $9,277Cash and due from depository institutions
  • $104Interest-bearing balances
  • $138,540Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $237,816Net loans & leases
  • $3,138Loan loss allowance
  • $0Trading account assets
  • $4,668Bank premises and fixed assets
  • $6,895Other real estate owned
  • $0Goodwill and other intangibles
  • $414,607Life insurance assets
  • $17,411All other assets
  • $381,627Total liabilities and capital
  • $317,178Total liabilities
  • $259,380Total deposits
  • $317,178Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 25807.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $36,847Trading liabilities
  • $0Other borrowed funds
  • $1,795Subordinated debt
  • $32,980All other liabilities
  • $32,980Total equity capital
  • $32,980Total bank equity capital
  • $0Perpetual preferred stock
  • $1,275Common stock
  • $11,638Surplus
  • $20,067Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,030Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,214Income earned, not collected on loans
  • $0Earning assets
  • $1,442Long-term assets (5+ years)
  • $376,460Average Assets, year-to-date
  • $115,669Average Assets, quarterly
  • $407,691Volatile liabilities
  • $415,166Insider loans
  • $282,871FHLB advances
  • $416,699Loans and leases held for sale
  • $8,409Unused loan commitments
  • $8,409Tier 1 (core) risk-based capital
  • $31,725Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $46,865Restructured Loans and leases
  • $7,451Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $16,037Total interest income
  • $4,334Total interest expense
  • $11,703Net interest income
  • $1,275Provision for loan and lease losses
  • $3,635Total noninterest income
  • $438Fiduciary activities
  • $1,049Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,148Additional noninterest income
  • $12,675Total noninterest expense
  • $6,192Salaries and employee benefits
  • $1,522Premises and equipment expense
  • $4,961Additional noninterest expense
  • $1,388Pre-tax net operating income
  • $1,861Securities gains (losses)
  • $931Applicable income taxes
  • $2,318Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,318Net income attributable to bank
  • $0Net charge-offs
  • $2,318Cash dividends
  • $1,202Sale, conversion, retirement of capital stock, net
  • $1,530Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.33%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 3.16%Net interest margin
  • 0.98%Noninterest income to earning assets
  • 3.42%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.80%Pretax return on assets
  • 7.17%Return on equity (ROE)
  • 2.44%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 106.07%Credit loss provision to net charge-offs
  • 2.22%Efficiency ratio
  • 82,638Assets per employee
  • 4.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 66.01%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 258.48%Noncurrent assets plus other real estate owned to assets
  • 1.96%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 74.98%Net loans and leases to core deposits
  • 81.22%Equity capital to assets
  • 7.95%Core capital (leverage) ratio
  • 7.61%Tier 1 risk-based capital ratio
  • 11.22%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $407,691Average earning assets
  • $32,334Average equity
  • $370,545Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $62,264Managed Assets
  • 1Number of Accounts
  • $59,717Personal trust and agency accounts
  • $29,118Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $2,134Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $28,464Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $1Non-managed Assets
  • 194Number of Accounts
  • $0Personal trust and agency accounts
  • $2,134Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,547Other retirement accounts
  • $784Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $534Fiduciary accounts held in foreign offices

List of branches

  • 10 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010910Capital City Bank3710 Southwest Topeka Boulevard, Topeka, KS 66609January 30, 1892Full Service Brick and Mortar
    1238850Oakland BranchSeward And Chester Avenues, Topeka, KS 66616August 13, 1979Full Service Brick and Mortar
    2238851Downtown Branch120 West 6th Street, Topeka, KS 66603December 08, 1988Full Service Brick and Mortar
    411846Southwest Branch1701 Gage Boulevard, Topeka, KS 66604October 04, 1958Full Service Brick and Mortar
    6238854Southeast Branch2825 Southeast California, Topeka, KS 66605June 14, 1999Full Service Brick and Mortar
    7238855Wanamaker Branch2915 Southwest Wanamaker Road, Topeka, KS 66614November 15, 1999Full Service Brick and Mortar
    8357878Hy-Vee Branch4000 W. 6th Avenue, Lawrence, KS 66049June 20, 2000Full Service Retail
    9358972Overland Park Branch6900 College Boulevard, Overland Park, KS 66211July 05, 2000Full Service Brick and Mortar
    10358973North Branch2040 Nw Topeka Boulevard, Topeka, KS 66618September 21, 2000Full Service Brick and Mortar
    11446239Capital City Bank - Hobbs Taylor740 New Hampshire Street, Lawrence, KS 66044December 14, 2005Full Service Brick and Mortar

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