VisionBank in Topeka, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

VisionBank - Overview

  • General
  • FDIC Certificate #: 58000
    Status: Active
    Federal Reserve ID: 3312124
    Bank Holding Company (Regulatory Top Holder): Bots, Inc. (RSSDID: 3317651, Location: Topeka, KS)
    Date Established: April 29, 2005
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 433470
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 29, 2005
    Last Structure Change Effective Date: August 16, 2010
    Last Structure Change Process Date: August 24, 2010
    Last Data Update: August 24, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 3031 Sw Wanamaker Road, Topeka, KS 66614
    County: Shawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Topeka, KS (#8440)
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $84.8 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $68.3 mil
    Return on assets (ROA): 0.30% ($0.3 mil)
    Quarterly return on assets: 0.33% ($0.3 mil)
    Return on Equity (ROE): 3.22% ($0.3 mil)
    Quarterly return on equity: 3.45% ($0.3 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.47% ($398.5 mil)
    Quarterly Pretax return on assets: 0.54% ($457.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $84,781Total assets
  • $7,776Cash and due from depository institutions
  • $6,420Interest-bearing balances
  • $8,089Securities
  • $200Federal funds sold & reverse repurchase agreements
  • $61,057Net loans & leases
  • $833Loan loss allowance
  • $0Trading account assets
  • $2,789Bank premises and fixed assets
  • $2,604Other real estate owned
  • $763Goodwill and other intangibles
  • $84,781Life insurance assets
  • $1,503All other assets
  • $76,864Total liabilities and capital
  • $68,299Total liabilities
  • $59,353Total deposits
  • $68,299Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 3914.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,500Trading liabilities
  • $0Other borrowed funds
  • $151Subordinated debt
  • $7,917All other liabilities
  • $7,917Total equity capital
  • $7,917Total bank equity capital
  • $0Perpetual preferred stock
  • $3,480Common stock
  • $3,640Surplus
  • $797Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,425Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $224Long-term assets (5+ years)
  • $75,766Average Assets, year-to-date
  • $28,431Average Assets, quarterly
  • $83,234Volatile liabilities
  • $82,914Insider loans
  • $60,908FHLB advances
  • $82,252Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,097Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,386Restructured Loans and leases
  • $1,253Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,836Total interest income
  • $792Total interest expense
  • $3,044Net interest income
  • $180Provision for loan and lease losses
  • $373Total noninterest income
  • $0Fiduciary activities
  • $134Service charges on deposit accounts
  • $0Trading account gains & fees
  • $239Additional noninterest income
  • $2,849Total noninterest expense
  • $1,217Salaries and employee benefits
  • $345Premises and equipment expense
  • $1,287Additional noninterest expense
  • $388Pre-tax net operating income
  • $0Securities gains (losses)
  • $138Applicable income taxes
  • $250Income before extraordinary items
  • $0Extraordinary gains - net
  • $250Net income attributable to bank
  • $0Net charge-offs
  • $250Cash dividends
  • $225Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.15%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 4.08%Net interest margin
  • 0.50%Noninterest income to earning assets
  • 3.82%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.30%Return on assets (ROA)
  • 0.47%Pretax return on assets
  • 3.22%Return on equity (ROE)
  • 3.22%Retained earnings to average equity (YTD only)
  • 0.37%Net charge-offs to loans
  • 80.00%Credit loss provision to net charge-offs
  • 2.52%Efficiency ratio
  • 83,377Assets per employee
  • 4.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 3.07%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 89.40%Net loans and leases to core deposits
  • 90.14%Equity capital to assets
  • 9.34%Core capital (leverage) ratio
  • 8.63%Tier 1 risk-based capital ratio
  • 11.65%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $83,234Average earning assets
  • $7,763Average equity
  • $74,519Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0433470Visionbank3031 Sw Wanamaker Road, Topeka, KS 66614April 29, 2005Full Service Brick and Mortar
    2419418Downtown Branch712 S Kansas Avenue, Topeka, KS 66603January 02, 2003Full Service Brick and Mortar

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