Fidelity State Bank and Trust Company in Topeka, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Fidelity State Bank and Trust Company in Topeka, Kansas (KS)
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Fidelity State Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 1150
    Status: Active
    Federal Reserve ID: 55653
    Bank Holding Company (Regulatory Top Holder): Fidelity Kansas Bankshares, Inc. (RSSDID: 1066526, Location: Topeka, KS)
    Date Established: April 29, 1922
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 787
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 600 Kansas Avenue, Topeka, KS 66603
    County: Shawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Topeka, KS (#8440)
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $96.7 mil
    Equity capital: $11.6 mil
    Deposits held in domestic offices: $79.8 mil
    Return on assets (ROA): 0.55% ($0.5 mil)
    Quarterly return on assets: 0.55% ($0.5 mil)
    Return on Equity (ROE): 4.54% ($0.5 mil)
    Quarterly return on equity: 4.43% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.60% ($580.1 mil)
    Quarterly Pretax return on assets: 0.55% ($531.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $96,690Total assets
  • $11,786Cash and due from depository institutions
  • $11,207Interest-bearing balances
  • $25,406Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $56,660Net loans & leases
  • $841Loan loss allowance
  • $0Trading account assets
  • $1,467Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $96,690Life insurance assets
  • $1,371All other assets
  • $85,062Total liabilities and capital
  • $79,776Total liabilities
  • $55,397Total deposits
  • $79,776Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 5082.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $204Subordinated debt
  • $11,628All other liabilities
  • $11,628Total equity capital
  • $11,628Total bank equity capital
  • $0Perpetual preferred stock
  • $2,000Common stock
  • $2,000Surplus
  • $7,628Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $238Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $243Income earned, not collected on loans
  • $0Earning assets
  • $333Long-term assets (5+ years)
  • $93,273Average Assets, year-to-date
  • $19,601Average Assets, quarterly
  • $94,635Volatile liabilities
  • $94,410Insider loans
  • $62,703FHLB advances
  • $95,490Loans and leases held for sale
  • $219Unused loan commitments
  • $219Tier 1 (core) risk-based capital
  • $10,941Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,906Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,996Total interest income
  • $356Total interest expense
  • $3,640Net interest income
  • $475Provision for loan and lease losses
  • $531Total noninterest income
  • $0Fiduciary activities
  • $318Service charges on deposit accounts
  • $0Trading account gains & fees
  • $213Additional noninterest income
  • $3,127Total noninterest expense
  • $1,820Salaries and employee benefits
  • $402Premises and equipment expense
  • $905Additional noninterest expense
  • $569Pre-tax net operating income
  • $0Securities gains (losses)
  • $48Applicable income taxes
  • $521Income before extraordinary items
  • $0Extraordinary gains - net
  • $521Net income attributable to bank
  • $0Net charge-offs
  • $521Cash dividends
  • $31Sale, conversion, retirement of capital stock, net
  • $460Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.39%Yield on earning assets
  • 0.39%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.60%Pretax return on assets
  • 4.54%Return on equity (ROE)
  • 0.53%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 1532.26%Credit loss provision to net charge-offs
  • 33.68%Efficiency ratio
  • 74,970Assets per employee
  • 2.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.29%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 346.09%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 71.02%Net loans and leases to core deposits
  • 72.77%Equity capital to assets
  • 12.03%Core capital (leverage) ratio
  • 11.46%Tier 1 risk-based capital ratio
  • 17.45%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $94,635Average earning assets
  • $11,478Average equity
  • $91,060Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0787Fidelity State Bank And Trust Compan600 Kansas Avenue, Topeka, KS 66603April 29, 1922Full Service Brick and Mortar
    2187953Southwest Branch3835 Sw 29th Street, Topeka, KS 66604October 27, 1973Full Service Brick and Mortar
    3187954Gage Boulevard Branch1241 Gage Boulevard, Topeka, KS 66604December 29, 1973Full Service Brick and Mortar
    4187955Topeka Branch5926 Southwest 21st Street, Topeka, KS 66604November 20, 1989Full Service Brick and Mortar

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