Cass County Bank, Inc. in Plattsmouth, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Cass County Bank, Inc. in Plattsmouth, Nebraska (NE)
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Cass County Bank, Inc. - Overview

  • General
  • FDIC Certificate #: 19645
    Status: Active
    Federal Reserve ID: 734051
    Bank Holding Company (Regulatory Top Holder): Cass County State Company (RSSDID: 1061576, Location: Plattsmouth, NE)
    Date Established: November 08, 1966
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 13444
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 08, 1966
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: June 21, 2010
    Last Data Update: June 21, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 2020 West Holdrege Street, Plattsmouth, NE 68048
    County: Cass
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $48.5 mil
    Equity capital: $5.9 mil
    Deposits held in domestic offices: $42.5 mil
    Return on assets (ROA): 0.49% ($0.2 mil)
    Quarterly return on assets: 0.39% ($0.2 mil)
    Return on Equity (ROE): 4.27% ($0.3 mil)
    Quarterly return on equity: 3.29% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.78% ($377.9 mil)
    Quarterly Pretax return on assets: 0.84% ($407.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $48,451Total assets
  • $7,837Cash and due from depository institutions
  • $6,103Interest-bearing balances
  • $2,815Securities
  • $808Federal funds sold & reverse repurchase agreements
  • $33,916Net loans & leases
  • $394Loan loss allowance
  • $0Trading account assets
  • $1,759Bank premises and fixed assets
  • $694Other real estate owned
  • $0Goodwill and other intangibles
  • $48,451Life insurance assets
  • $622All other assets
  • $42,590Total liabilities and capital
  • $42,537Total liabilities
  • $37,836Total deposits
  • $42,537Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $53Subordinated debt
  • $5,861All other liabilities
  • $5,861Total equity capital
  • $5,861Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $740Surplus
  • $4,921Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,211Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $619Income earned, not collected on loans
  • $0Earning assets
  • $226Long-term assets (5+ years)
  • $43,642Average Assets, year-to-date
  • $4,854Average Assets, quarterly
  • $50,050Volatile liabilities
  • $49,649Insider loans
  • $31,565FHLB advances
  • $49,574Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,828Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,071Restructured Loans and leases
  • $46Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,462Total interest income
  • $511Total interest expense
  • $1,951Net interest income
  • $15Provision for loan and lease losses
  • $261Total noninterest income
  • $0Fiduciary activities
  • $95Service charges on deposit accounts
  • $0Trading account gains & fees
  • $166Additional noninterest income
  • $1,806Total noninterest expense
  • $963Salaries and employee benefits
  • $215Premises and equipment expense
  • $628Additional noninterest expense
  • $391Pre-tax net operating income
  • $0Securities gains (losses)
  • $146Applicable income taxes
  • $245Income before extraordinary items
  • $0Extraordinary gains - net
  • $245Net income attributable to bank
  • $0Net charge-offs
  • $245Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.40%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 4.07%Noninterest expense to earning assets
  • 0.49%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 4.27%Return on equity (ROE)
  • 4.27%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -1500.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 81,646Assets per employee
  • 2.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 63.65%Noncurrent assets plus other real estate owned to assets
  • 2.71%Noncurrent loans to loans
  • 1.80%Net loans and leases to deposits
  • 79.73%Net loans and leases to core deposits
  • 83.29%Equity capital to assets
  • 12.10%Core capital (leverage) ratio
  • 11.76%Tier 1 risk-based capital ratio
  • 18.46%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $50,050Average earning assets
  • $5,736Average equity
  • $44,345Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013444Cass County Bank, Inc.2020 West Holdrege Street, Plattsmouth, NE 68048November 08, 1966Full Service Brick and Mortar
    1249132Downtown BranchSixth And Main Streets, Plattsmouth, NE 68048January 25, 1975Full Service Brick and Mortar

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