Plattsmouth State Bank in Plattsmouth, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Plattsmouth State Bank in Plattsmouth, Nebraska (NE)
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Plattsmouth State Bank - Overview

  • General
  • FDIC Certificate #: 8350
    Status: Active
    Federal Reserve ID: 735656
    Bank Holding Company (Regulatory Top Holder): Schneider Bancorporation (RSSDID: 1399644, Location: Plattsmouth, NE)
    Date Established: June 06, 1904
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 9869
    FDIC's unique #: 5330
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 446 Main Street, Plattsmouth, NE 68048
    County: Cass
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $78.9 mil
    Equity capital: $7.3 mil
    Deposits held in domestic offices: $65.1 mil
    Return on assets (ROA): 0.02% ($0.0 mil)
    Quarterly return on assets: -0.32% (-$0.3 mil)
    Return on Equity (ROE): 0.24% ($0.0 mil)
    Quarterly return on equity: -3.34% (-$0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.06% ($47.3 mil)
    Quarterly Pretax return on assets: -0.34% (-$268.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $78,880Total assets
  • $2,827Cash and due from depository institutions
  • $0Interest-bearing balances
  • $28,741Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $41,459Net loans & leases
  • $574Loan loss allowance
  • $0Trading account assets
  • $2,227Bank premises and fixed assets
  • $372Other real estate owned
  • $0Goodwill and other intangibles
  • $78,880Life insurance assets
  • $3,254All other assets
  • $71,552Total liabilities and capital
  • $65,091Total liabilities
  • $55,884Total deposits
  • $65,091Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 1250.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,000Trading liabilities
  • $0Other borrowed funds
  • $1,211Subordinated debt
  • $7,328All other liabilities
  • $7,328Total equity capital
  • $7,328Total bank equity capital
  • $0Perpetual preferred stock
  • $900Common stock
  • $1,500Surplus
  • $4,928Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $495Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,699Income earned, not collected on loans
  • $0Earning assets
  • $637Long-term assets (5+ years)
  • $70,200Average Assets, year-to-date
  • $32,122Average Assets, quarterly
  • $79,040Volatile liabilities
  • $77,918Insider loans
  • $55,636FHLB advances
  • $76,689Loans and leases held for sale
  • $1,462Unused loan commitments
  • $1,005Tier 1 (core) risk-based capital
  • $7,660Tier 2 risk-based capital
  • $457Total risk weighted assets
  • $0Total unused commitments
  • $4,610Restructured Loans and leases
  • $82Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,358Total interest income
  • $684Total interest expense
  • $2,674Net interest income
  • $605Provision for loan and lease losses
  • $360Total noninterest income
  • $0Fiduciary activities
  • $149Service charges on deposit accounts
  • $0Trading account gains & fees
  • $211Additional noninterest income
  • $2,936Total noninterest expense
  • $1,714Salaries and employee benefits
  • $492Premises and equipment expense
  • $730Additional noninterest expense
  • -$507Pre-tax net operating income
  • $556Securities gains (losses)
  • $31Applicable income taxes
  • $18Income before extraordinary items
  • $0Extraordinary gains - net
  • $18Net income attributable to bank
  • $0Net charge-offs
  • $18Cash dividends
  • $743Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 0.96%Cost of funding earning assets
  • 3.74%Net interest margin
  • 0.50%Noninterest income to earning assets
  • 4.11%Noninterest expense to earning assets
  • -0.43%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • 0.06%Pretax return on assets
  • 0.24%Return on equity (ROE)
  • 0.24%Retained earnings to average equity (YTD only)
  • 1.65%Net charge-offs to loans
  • 81.43%Credit loss provision to net charge-offs
  • 0.13%Efficiency ratio
  • 96,770Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 21.27%Noncurrent assets plus other real estate owned to assets
  • 3.89%Noncurrent loans to loans
  • 6.42%Net loans and leases to deposits
  • 63.69%Net loans and leases to core deposits
  • 65.63%Equity capital to assets
  • 9.29%Core capital (leverage) ratio
  • 9.99%Tier 1 risk-based capital ratio
  • 13.77%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $79,040Average earning assets
  • $7,411Average equity
  • $71,509Average loans

List of branches

  • 3 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05330Plattsmouth State Bank446 Main Street, Plattsmouth, NE 68048June 06, 1904Full Service Brick and Mortar
    1218296Drive-In BranchFourth And Chicago Avenues, Plattsmouth, NE 68048November 16, 1966Limited Service Facility
    3218297Drive-In Branch2249 1st Avenue (Highway 75), Plattsmouth, NE 68048August 27, 1993Limited Service Facility

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