Central Pacific Bank in Honolulu, Hawaii (HI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Central Pacific Bank in Honolulu, Hawaii (HI)
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Central Pacific Bank - Overview

  • General
  • FDIC Certificate #: 17308
    Status: Active
    Federal Reserve ID: 701062
    Bank Holding Company (Regulatory Top Holder): Central Pacific Financial Corp. (RSSDID: 1022764, Location: Honolulu, HI)
    Date Established: Febuary 15, 1954
    WWW: http://www.centralpacificbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 34 (Domestic: 34, Interstate: No)
    OTS Docket #: 9334
    FDIC's unique #: 11321
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 15, 1954
    Last Structure Change Effective Date: August 20, 2010
    Last Structure Change Process Date: August 20, 2010
    Last Data Update: August 20, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 220 South King Street, 22nd Fl., Honolulu, HI 96813
    County: Honolulu
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Honolulu, HI (#3320)
    Core Based Statistical Area (CBSA): Honolulu, HI (#26180)
    CBSA Metro Statistical Area: Honolulu, HI (#26180)
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $4,134.6 mil
    Equity capital: $530.2 mil
    Deposits held in domestic offices: $3,489.2 mil
    Return on assets (ROA): 1.04% ($43.0 mil)
    Quarterly return on assets: 1.33% ($55.0 mil)
    Return on Equity (ROE): 9.60% ($50.9 mil)
    Quarterly return on equity: 10.52% ($55.8 mil)
    Net income: $42.4 mil
    Quarterly Net income: $13.7 mil
    Pretax return on assets: 1.04% ($43,000.2 mil)
    Quarterly Pretax return on assets: 1.33% ($54,990.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 878Total employees (full-time equivalent)
  • $4,134,631Total assets
  • $257,072Cash and due from depository institutions
  • $180,839Interest-bearing balances
  • $1,492,955Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,992,644Net loans & leases
  • $122,093Loan loss allowance
  • $0Trading account assets
  • $51,414Bank premises and fixed assets
  • $61,681Other real estate owned
  • $41,986Goodwill and other intangibles
  • $4,134,631Life insurance assets
  • $236,879All other assets
  • $3,594,478Total liabilities and capital
  • $3,489,218Total liabilities
  • $3,147,023Total deposits
  • $3,489,218Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $50,083Trading liabilities
  • $0Other borrowed funds
  • $55,177Subordinated debt
  • $540,153All other liabilities
  • $530,173Total equity capital
  • $530,173Total bank equity capital
  • $0Perpetual preferred stock
  • $17,710Common stock
  • $951,766Surplus
  • $-439,303Undivided profits
  • Memoranda
  • $9,980Noncurrent loans and leases
  • $50,290Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $133,941Income earned, not collected on loans
  • $7Earning assets
  • $11,674Long-term assets (5+ years)
  • $3,666,438Average Assets, year-to-date
  • $1,362,940Average Assets, quarterly
  • $4,068,585Volatile liabilities
  • $4,127,828Insider loans
  • $2,422,909FHLB advances
  • $4,031,487Loans and leases held for sale
  • $144,474Unused loan commitments
  • $59,121Tier 1 (core) risk-based capital
  • $524,057Tier 2 risk-based capital
  • $76,135Total risk weighted assets
  • $9,218Total unused commitments
  • $451,378Restructured Loans and leases
  • $5,529Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $136,450Total interest income
  • $15,346Total interest expense
  • $121,104Net interest income
  • -$40,690Provision for loan and lease losses
  • $40,570Total noninterest income
  • $2,794Fiduciary activities
  • $10,257Service charges on deposit accounts
  • $0Trading account gains & fees
  • $27,519Additional noninterest income
  • $161,316Total noninterest expense
  • $63,675Salaries and employee benefits
  • $18,495Premises and equipment expense
  • $79,146Additional noninterest expense
  • $41,048Pre-tax net operating income
  • $1,306Securities gains (losses)
  • $0Applicable income taxes
  • $42,354Income before extraordinary items
  • $0Extraordinary gains - net
  • $42,377Net income attributable to bank
  • -$23Net charge-offs
  • $42,354Cash dividends
  • $30,071Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.78%Yield on earning assets
  • 0.43%Cost of funding earning assets
  • 3.35%Net interest margin
  • 1.12%Noninterest income to earning assets
  • 4.47%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 9.60%Return on equity (ROE)
  • 9.60%Retained earnings to average equity (YTD only)
  • 1.41%Net charge-offs to loans
  • -135.31%Credit loss provision to net charge-offs
  • 0.01%Efficiency ratio
  • 98,001Assets per employee
  • 4.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.77%Loss allowance to noncurrent loans
  • 91.15%Noncurrent assets plus other real estate owned to assets
  • 4.73%Noncurrent loans to loans
  • 6.33%Net loans and leases to deposits
  • 57.11%Net loans and leases to core deposits
  • 65.83%Equity capital to assets
  • 12.82%Core capital (leverage) ratio
  • 13.00%Tier 1 risk-based capital ratio
  • 21.63%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $4,068,585Average earning assets
  • $441,414Average equity
  • $3,610,015Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,219,139Managed Assets
  • 1Number of Accounts
  • $231,721Personal trust and agency accounts
  • $74,806Employee benefit-defined contribution accounts
  • $444Employee benefit-defined benefit accounts
  • $42,132Other retirement accounts
  • $14,175Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $86,283Other fiduciary accounts
  • $13,881Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 440Number of Accounts
  • $0Personal trust and agency accounts
  • $11,965Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $987,418Other retirement accounts
  • $4,046Corporate trust and agency accounts
  • $259,242Other fiduciary accounts
  • $112,167Fiduciary accounts held in foreign offices

List of branches

  • 34 Hawaii Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011321Central Pacific Bank220 South King Street, 22nd Fl., Honolulu, HI 96813Febuary 15, 1954Full Service Brick and Mortar
    2241391Kalihi Branch2024 North King Street, Honolulu, HI 96819January 11, 1955Full Service Brick and Mortar
    3241392University Branch2615 South King Street, Honolulu, HI 96826January 05, 1956Full Service Brick and Mortar
    4241393Kaimuki Branch3465 Waialae Avenue, Honolulu, HI 96816May 01, 1959Full Service Brick and Mortar
    5241394Keeaumoku Branch818 Keeaumoku Street, Honolulu, HI 96814October 02, 1961Full Service Brick and Mortar
    6241395Waikiki Branch105 Uluniu Avenue, Honolulu, HI 96815June 17, 1964Full Service Brick and Mortar
    8241397Kahului Branch85 West Kaahumanu Avenue, Kahului, HI 96732July 30, 1966Full Service Brick and Mortar
    9241398Pearlridge Branch98-150 Kaonohi Street, Aiea, HI 96701May 06, 1967Full Service Brick and Mortar
    10241399Lihue Branch4364 Rice Street, Lihue, HI 96766November 01, 1969Full Service Brick and Mortar
    11241400Hilo Branch525 Kilauea Avenue, Hilo, HI 96720June 05, 1971Full Service Brick and Mortar
    12241401Ward Branch505 Ward Avenue, Honolulu, HI 96814April 02, 1973Full Service Brick and Mortar
    13241402Waipahu Branch94-210 Pupukahi Street, Waipahu, HI 96797April 22, 1978Full Service Brick and Mortar
    14241403Mapunapuna Branch960 Mapunapuna Street, Honolulu, HI 96819March 22, 1980Full Service Brick and Mortar
    16241405Hawaii Kai Branch6600 Kalanianaole Highway, Honolulu, HI 96825December 05, 1987Full Service Brick and Mortar
    19241407Mililani Branch95-720 Lanikuhana Avenue, Mililani, HI 96789September 20, 1993Full Service Brick and Mortar
    21241409Royal Kunia Times94-615 Kupuohi Street, Unit A1, Waipahu, HI 96797September 23, 1994Full Service Retail
    24241412Pearl City Don Quijote850 Kamehameha Highway, Pearl City, HI 96782November 03, 1995Full Service Retail
    25241413Kahala Times1173 21st Avenue, Honolulu, HI 96816July 15, 1996Full Service Retail
    27241415Kailua-Kona Branch75-1010 Henry Street, Kailua-Kona, HI 96740November 24, 1997Full Service Brick and Mortar
    28241416Kaheka Don Quijote801 Kaheka Street, Honolulu, HI 96814March 30, 1998Full Service Retail
    29365776Kihei Branch207 Piikea Avenue, Suite 6-63, Kihei, HI 96753December 16, 2002Full Service Brick and Mortar
    31243616Mccully Branch2002 South King Street, Honolulu, HI 96826May 29, 1962Full Service Brick and Mortar
    32243617Kapalama Branch1535 Dillingham Boulevard, Honolulu, HI 96817August 24, 1962Full Service Brick and Mortar
    33243618Kailua Branch419 Kuulei Road, Kailua, HI 96734Febuary 01, 1961Full Service Brick and Mortar
    36243621Wahiawa Branch935 California Avenue, Wahiawa, HI 96786November 08, 1975Full Service Brick and Mortar
    37243623Waikiki Shopping Plaza Branch2250 Kalakaua Avenue, Honolulu, HI 96815September 15, 1979Full Service Brick and Mortar
    38243624Beretania Branch1338 South Beretania Street, Honolulu, HI 96814November 14, 1981Full Service Brick and Mortar
    47275383Kahala Branch4211 Waialae Avenue, Honolulu, HI 96816January 01, 1925Full Service Brick and Mortar
    48275385Kapahulu Branch830 Kapahulu Avenue, Suite 130, Honolulu, HI 96816January 01, 1925Full Service Brick and Mortar
    52438772Kapolei Branch680 Kamokila Boulevard, Kapolei, HI 96707Febuary 22, 2005Full Service Brick and Mortar
    53438773Wailuku Branch2061 Wells Street, Wailuku, HI 96793Febuary 22, 2005Full Service Brick and Mortar
    56467745Pearl Highlands Branch1030 Makolu Street, Pearl City, HI 96782August 30, 2007Full Service Brick and Mortar
    57479145Lahaina Branch355 Keawe Street, Suite 401, Lahaina, HI 96767Febuary 16, 2008Full Service Brick and Mortar
    58510941Kaneohe Branch46 077 Kamehameha Hwy, Kaneohe, HI 96744September 26, 2009Full Service Brick and Mortar

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