Hawaii National Bank in Honolulu, Hawaii (HI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Hawaii National Bank in Honolulu, Hawaii (HI)
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Hawaii National Bank - Overview

  • General
  • FDIC Certificate #: 18296
    Status: Active
    Federal Reserve ID: 915065
    Bank Holding Company (Regulatory Top Holder): Hawaii National Bancshares, Inc. (RSSDID: 1142439, Location: Honolulu, HI)
    Date Established: September 16, 1960
    WWW: http://www.hawaiinational.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 14 (Domestic: 14, Interstate: No)
    OTS Docket #: 11914
    FDIC's unique #: 12212
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 16, 1960
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 45 North King Street, 7th Floor, Honolulu, HI 96817
    County: Honolulu
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Honolulu, HI (#3320)
    Core Based Statistical Area (CBSA): Honolulu, HI (#26180)
    CBSA Metro Statistical Area: Honolulu, HI (#26180)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $618.2 mil
    Equity capital: $52.4 mil
    Deposits held in domestic offices: $563.8 mil
    Return on assets (ROA): 0.15% ($0.9 mil)
    Quarterly return on assets: 0.18% ($1.1 mil)
    Return on Equity (ROE): 1.71% ($0.9 mil)
    Quarterly return on equity: 2.03% ($1.1 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.09% ($556.3 mil)
    Quarterly Pretax return on assets: 0.16% ($989.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 214Total employees (full-time equivalent)
  • $618,162Total assets
  • $122,303Cash and due from depository institutions
  • $101,515Interest-bearing balances
  • $136,384Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $337,263Net loans & leases
  • $4,250Loan loss allowance
  • $0Trading account assets
  • $5,487Bank premises and fixed assets
  • $579Other real estate owned
  • $472Goodwill and other intangibles
  • $618,162Life insurance assets
  • $15,674All other assets
  • $565,730Total liabilities and capital
  • $563,799Total liabilities
  • $494,347Total deposits
  • $563,799Interest-bearing deposits
  • $67Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,931Subordinated debt
  • $52,432All other liabilities
  • $52,432Total equity capital
  • $52,432Total bank equity capital
  • $0Perpetual preferred stock
  • $5,910Common stock
  • $7,750Surplus
  • $38,772Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,349Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,108Income earned, not collected on loans
  • $0Earning assets
  • $1,525Long-term assets (5+ years)
  • $575,162Average Assets, year-to-date
  • $164,411Average Assets, quarterly
  • $591,183Volatile liabilities
  • $605,428Insider loans
  • $365,772FHLB advances
  • $592,938Loans and leases held for sale
  • $5,674Unused loan commitments
  • $5,674Tier 1 (core) risk-based capital
  • $51,585Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $138,192Restructured Loans and leases
  • $212Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $23,056Total interest income
  • $943Total interest expense
  • $22,113Net interest income
  • $0Provision for loan and lease losses
  • $3,662Total noninterest income
  • $0Fiduciary activities
  • $1,026Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,636Additional noninterest income
  • $26,253Total noninterest expense
  • $13,625Salaries and employee benefits
  • $6,072Premises and equipment expense
  • $6,556Additional noninterest expense
  • -$478Pre-tax net operating income
  • $1,009Securities gains (losses)
  • -$348Applicable income taxes
  • $879Income before extraordinary items
  • $0Extraordinary gains - net
  • $879Net income attributable to bank
  • $0Net charge-offs
  • $879Cash dividends
  • $1,501Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.19%Yield on earning assets
  • 0.17%Cost of funding earning assets
  • 4.02%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 4.77%Noninterest expense to earning assets
  • -0.02%Net operating income to assets
  • 0.15%Return on assets (ROA)
  • 0.09%Pretax return on assets
  • 1.71%Return on equity (ROE)
  • 1.71%Retained earnings to average equity (YTD only)
  • 0.45%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -0.32%Efficiency ratio
  • 101,855Assets per employee
  • 2.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 103.46%Noncurrent assets plus other real estate owned to assets
  • 0.76%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 59.82%Net loans and leases to core deposits
  • 75.71%Equity capital to assets
  • 8.48%Core capital (leverage) ratio
  • 8.70%Tier 1 risk-based capital ratio
  • 14.10%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $591,183Average earning assets
  • $51,474Average equity
  • $550,071Average loans

List of branches

  • 14 Hawaii Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012212Hawaii National Bank45 North King Street, 7th Floor, Honolulu, HI 96817September 16, 1960Full Service Brick and Mortar
    1244717Airport Branch540 Lagoon Drive, Honolulu, HI 96819May 04, 1962Full Service Brick and Mortar
    2244718Hawaii-Kai Branch266 Lunalilo Home Road, Honolulu, HI 96825June 28, 1962Full Service Brick and Mortar
    3244719Kapiolani Branch1311 Kapiolani Blvd, Suite 100, Honolulu, HI 96814December 10, 1962Full Service Brick and Mortar
    5244721Kailua Branch345 Hahani Street, Kailua, HI 96734October 09, 1965Full Service Brick and Mortar
    6244722Kaimuki Branch3450 Waialae Avenue, Honolulu, HI 96816October 03, 1966Full Service Brick and Mortar
    7244723Kalihi Branch1620 North School Street, Honolulu, HI 96817October 01, 1969Full Service Brick and Mortar
    8244724Hilo Branch30 Kalakaua Street, Hilo, HI 96720January 05, 1970Full Service Brick and Mortar
    10244726Main Branch45 North King Street, Honolulu, HI 96817August 07, 1972Full Service Brick and Mortar
    11244727Bishop Street Branch841 Bishop Street, Suite 145, Honolulu, HI 96813November 13, 1989Full Service Brick and Mortar
    1316603Kihei Branch95 East Lipoa Street, Kihei, HI 96753March 10, 1982Full Service Brick and Mortar
    14255450Kahului Branch50 South Puunene Avenue, Kahului, HI 96732March 01, 1982Full Service Brick and Mortar
    15244728Pearl City Branch98-1268 Kaahumanu Street, Pearl City, HI 96782May 17, 1997Full Service Brick and Mortar
    17364154Puainako Branch2100 Kanoelehua Avenue, Hilo, HI 96720July 24, 2002Full Service Brick and Mortar

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