Central Valley Bank in Toppenish, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Central Valley Bank in Toppenish, Washington (WA)
  • Show street view No street view available for this location

Central Valley Bank - Overview

  • General
  • FDIC Certificate #: 18616
    Status: Active
    Federal Reserve ID: 37378
    Bank Holding Company (Regulatory Top Holder): Heritage Financial Corporation (RSSDID: 2166124, Location: Olympia, WA)
    Date Established: November 01, 1962
    WWW: http://www.cvbankwa.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 12501
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 01, 1962
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 537 West Second, Toppenish, WA 98948
    County: Yakima
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Yakima, WA (#9260)
    Core Based Statistical Area (CBSA): Yakima, WA (#49420)
    CBSA Metro Statistical Area: Yakima, WA (#49420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $165.6 mil
    Equity capital: $16.8 mil
    Deposits held in domestic offices: $147.9 mil
    Return on assets (ROA): 1.42% ($2.4 mil)
    Quarterly return on assets: 1.49% ($2.5 mil)
    Return on Equity (ROE): 13.98% ($2.4 mil)
    Quarterly return on equity: 14.27% ($2.4 mil)
    Net income: $2.3 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 2.22% ($3,676.7 mil)
    Quarterly Pretax return on assets: 2.60% ($4,306.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $165,615Total assets
  • $32,983Cash and due from depository institutions
  • $27,149Interest-bearing balances
  • $11,063Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $113,853Net loans & leases
  • $2,981Loan loss allowance
  • $0Trading account assets
  • $2,974Bank premises and fixed assets
  • $577Other real estate owned
  • $0Goodwill and other intangibles
  • $165,615Life insurance assets
  • $4,165All other assets
  • $148,859Total liabilities and capital
  • $147,912Total liabilities
  • $111,103Total deposits
  • $147,912Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $947Subordinated debt
  • $16,756All other liabilities
  • $16,756Total equity capital
  • $16,756Total bank equity capital
  • $0Perpetual preferred stock
  • $1,700Common stock
  • $1,339Surplus
  • $13,717Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,957Income earned, not collected on loans
  • $0Earning assets
  • $1,080Long-term assets (5+ years)
  • $152,065Average Assets, year-to-date
  • $41,124Average Assets, quarterly
  • $163,705Volatile liabilities
  • $164,347Insider loans
  • $115,205FHLB advances
  • $165,822Loans and leases held for sale
  • $542Unused loan commitments
  • $542Tier 1 (core) risk-based capital
  • $16,754Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $32,142Restructured Loans and leases
  • $3,355Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,938Total interest income
  • $1,003Total interest expense
  • $7,935Net interest income
  • $780Provision for loan and lease losses
  • $1,240Total noninterest income
  • $0Fiduciary activities
  • $550Service charges on deposit accounts
  • $0Trading account gains & fees
  • $690Additional noninterest income
  • $4,680Total noninterest expense
  • $2,467Salaries and employee benefits
  • $502Premises and equipment expense
  • $1,711Additional noninterest expense
  • $3,715Pre-tax net operating income
  • -$74Securities gains (losses)
  • $1,312Applicable income taxes
  • $2,329Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,329Net income attributable to bank
  • $0Net charge-offs
  • $2,329Cash dividends
  • $222Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.88%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 5.22%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 2.22%Pretax return on assets
  • 13.98%Return on equity (ROE)
  • 13.98%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 351.35%Credit loss provision to net charge-offs
  • 20.25%Efficiency ratio
  • 51,008Assets per employee
  • 4.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.55%Loss allowance to noncurrent loans
  • 100.81%Noncurrent assets plus other real estate owned to assets
  • 2.13%Noncurrent loans to loans
  • 2.53%Net loans and leases to deposits
  • 76.97%Net loans and leases to core deposits
  • 78.20%Equity capital to assets
  • 10.12%Core capital (leverage) ratio
  • 10.10%Tier 1 risk-based capital ratio
  • 14.54%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $163,705Average earning assets
  • $16,663Average equity
  • $151,995Average loans

List of branches

  • 6 Washington Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012501Central Valley Bank537 West Second, Toppenish, WA 98948November 01, 1962Full Service Brick and Mortar
    2245880Wapato Branch507 West First Street, Wapato, WA 98951May 04, 1977Full Service Brick and Mortar
    5245883Yakima Branch2205 South First Street, Yakima, WA 98903March 15, 1994Full Service Brick and Mortar
    6245884Downtown Yakima Branch301 West Yakima Avenue, Yakima, WA 98902May 20, 1996Full Service Brick and Mortar
    7245885Nob Hill Branch3919 W Nob Hill Blvd, Yakima, WA 98907June 30, 1998Full Service Brick and Mortar
    8357091Ellensburg Branch100 North Main Street, Ellensburg, WA 98926June 01, 2000Full Service Brick and Mortar
Jason Romine
Dec 13, 2023 @ 11:23 pm
I'm trying to get a voided copy of a central valley bank Toppenish branch business finance check for a class project I'm doing can anyone help

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Central Valley Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents