Century Bank in city_name, state_name - Detailed Financial Reports, Location

Century Bank in Santa Fe, New Mexico (NM)
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Century Bank routing number info

Century Bank - Overview

General
FDIC Certificate #: 28362
Status: Active
Federal Reserve ID: 83375
Bank Holding Company (Regulatory Top Holder): Century Financial Services Corporation (RSSDID: 3632756, Location: Santa Fe, NM)
Date Established: January 01, 1910
WWW: http://www.centurynetbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
OTS Docket #: 1441
FDIC's unique #: 41196
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: March 14, 1952
Last Structure Change Effective Date: December 01, 2007
Last Structure Change Process Date: December 12, 2007
Last Data Update: December 12, 2007
Data Source Date: April 05, 2012
Location
Address: 100 South Federal Place At Lincoln Av, Santa Fe, NM 87504
County: Santa Fe
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Santa Fe, NM (#7490)
Combined Statistical Area (CSA): Santa Fe-Espanola, NM (#492)
Core Based Statistical Area (CBSA): Santa Fe, NM (#42140)
CBSA Metro Statistical Area: Santa Fe, NM (#42140)
History of Changes
Name Change
Change in Primary Regulatory Agency
Change in Entity Type
Change in Supervisory Agency
Financial Summary
Total assets: $545.5 mil
Equity capital: $63.3 mil
Deposits held in domestic offices: $440.6 mil
Return on assets (ROA): 0.48% ($2.6 mil)
Quarterly return on assets: 0.65% ($3.5 mil)
Return on Equity (ROE): 4.34% ($2.7 mil)
Quarterly return on equity: 5.61% ($3.5 mil)
Net income: $2.6 mil
Quarterly Net income: $0.9 mil
Pretax return on assets: 0.48% ($2,618.6 mil)
Quarterly Pretax return on assets: 0.65% ($3,546.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
160Total employees (full-time equivalent)
$545,533Total assets
$9,424Cash and due from depository institutions
$3,954Interest-bearing balances
$196,851Securities
$0Federal funds sold & reverse repurchase agreements
$308,345Net loans & leases
$5,500Loan loss allowance
$131Trading account assets
$12,246Bank premises and fixed assets
$8,811Other real estate owned
$0Goodwill and other intangibles
$545,533Life insurance assets
$9,725All other assets
$482,267Total liabilities and capital
$440,553Total liabilities
$329,757Total deposits
$440,553Interest-bearing deposits
$74Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$38,486Trading liabilities
$0Other borrowed funds
$3,228Subordinated debt
$63,266All other liabilities
$63,266Total equity capital
$63,266Total bank equity capital
$0Perpetual preferred stock
$322Common stock
$20,383Surplus
$42,561Undivided profits
Memoranda
$0Noncurrent loans and leases
$4,104Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$9,524Income earned, not collected on loans
$0Earning assets
$2,158Long-term assets (5+ years)
$509,281Average Assets, year-to-date
$190,483Average Assets, quarterly
$534,338Volatile liabilities
$540,989Insider loans
$370,521FHLB advances
$538,239Loans and leases held for sale
$1,883Unused loan commitments
$1,883Tier 1 (core) risk-based capital
$59,615Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$63,331Restructured Loans and leases
$7,732Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$23,747Total interest income
$2,571Total interest expense
$21,176Net interest income
$3,137Provision for loan and lease losses
$5,435Total noninterest income
$338Fiduciary activities
$3,455Service charges on deposit accounts
$51Trading account gains & fees
$1,591Additional noninterest income
$21,856Total noninterest expense
$12,601Salaries and employee benefits
$2,772Premises and equipment expense
$6,483Additional noninterest expense
$1,618Pre-tax net operating income
$971Securities gains (losses)
$0Applicable income taxes
$2,589Income before extraordinary items
$0Extraordinary gains - net
$2,589Net income attributable to bank
$0Net charge-offs
$2,589Cash dividends
$2,800Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.79%Yield on earning assets
0.52%Cost of funding earning assets
4.27%Net interest margin
1.10%Noninterest income to earning assets
4.41%Noninterest expense to earning assets
0.30%Net operating income to assets
0.48%Return on assets (ROA)
0.48%Pretax return on assets
4.34%Return on equity (ROE)
4.34%Retained earnings to average equity (YTD only)
0.90%Net charge-offs to loans
112.04%Credit loss provision to net charge-offs
1.70%Efficiency ratio
82,131Assets per employee
3.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.75%Loss allowance to noncurrent loans
57.75%Noncurrent assets plus other real estate owned to assets
3.36%Noncurrent loans to loans
3.03%Net loans and leases to deposits
69.99%Net loans and leases to core deposits
86.67%Equity capital to assets
11.60%Core capital (leverage) ratio
11.08%Tier 1 risk-based capital ratio
16.09%Total risk-based capital ratio
Memoranda
$17Average assets
$534,338Average earning assets
$59,687Average equity
$496,144Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$35,678Managed Assets
1Number of Accounts
$34,719Personal trust and agency accounts
$19,982Employee benefit-defined contribution accounts
$864Employee benefit-defined benefit accounts
$0Other retirement accounts
$2,072Corporate trust and agency accounts
$0Investment management agency accounts
$11,801Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
94Number of Accounts
$0Personal trust and agency accounts
$2,072Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$959Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$69Fiduciary accounts held in foreign offices

List of branches

8 New Mexico Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	41196	Century Bank	100 South Federal Place At Lincoln Av, Santa Fe, NM 87504	January 01, 1910	Full Service Brick and Mortar
1	266980	St. Michaels Drive Branch	1790 St Michaels Drive, Santa Fe, NM 87501	January 01, 1910	Full Service Brick and Mortar
2	266981	Devargas Branch	498 North Guadalupe, Santa Fe, NM 87501	June 30, 1996	Full Service Brick and Mortar
3	359187	Rodeo Road Branch	4062 Cerrillos Road, Santa Fe, NM 87505	June 01, 2000	Full Service Brick and Mortar
4	450423	Espanola Branch	460 G Riverside Drive, Espanola, NM 87532	July 13, 2002	Full Service Brick and Mortar
5	478975	Customer Service Center Branch	2108 Warner Ave, Santa Fe, NM 87505	May 01, 1998	Limited Service Administrative
6	487516	Albuquerque Branch	8220 San Pedro Drive Ne, Suite 200, Albuquerque, NM 87113	January 20, 2009	Full Service Brick and Mortar
7	512900	Las Cruces Branch	141 Roadrunner Parkway, Las Cruces, NM 88011	October 04, 2010	Full Service Brick and Mortar

Century Bank in Santa Fe, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

Century Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Century Bank in Santa Fe, New Mexico (NM)Overview, Financial Summary, Detailed Financial Reports, Branches

Century Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Century Bank in Santa Fe, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches