The First National Bank of Santa Fe in Santa Fe, New Mexico (NM), CO



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The First National Bank of Santa Fe routing number info

Table of contents:
The First National Bank of Santa Fe
GeneralFDIC Certificate #: 2239
Status: Active
Federal Reserve ID: 787253
Bank Holding Company (Regulatory Top Holder): New Mexico Banquest Corporation (RSSDID: 1023154, Location: Santa Fe, NM)
Date Established: December 13, 1870
WWW: http://www.fnb-sf.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 13 (Domestic: 13, Interstate: Yes)
OTS Docket #: 11698
FDIC's unique #: 1489
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 28, 2010
Last Structure Change Process Date: May 28, 2010
Last Data Update: May 28, 2010
Data Source Date: April 05, 2012
LocationAddress: 62 Lincoln Avenue, Santa Fe, NM 87501
County: Santa Fe
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Santa Fe, NM (#7490)
Combined Statistical Area (CSA): Santa Fe-Espanola, NM (#492)
Core Based Statistical Area (CBSA): Santa Fe, NM (#42140)
CBSA Metro Statistical Area: Santa Fe, NM (#42140)
History of ChangesChange in Location
Financial SummaryTotal assets: $734.6 mil
Equity capital: $77.2 mil
Deposits held in domestic offices: $654.7 mil
Return on assets (ROA): 1.00% ($7.3 mil)
Quarterly return on assets: 0.87% ($6.4 mil)
Return on Equity (ROE): 9.60% ($7.4 mil)
Quarterly return on equity: 8.36% ($6.4 mil)
Net income: $7.3 mil
Quarterly Net income: $1.6 mil
Pretax return on assets: 1.00% ($7,346.0 mil)
Quarterly Pretax return on assets: 0.87% ($6,391.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)189
Total assets$734,604
Cash and due from depository institutions$137,501
Interest-bearing balances$123,293
Securities$178,050
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$376,949
Loan loss allowance $8,594
Trading account assets$0
Bank premises and fixed assets$16,556
Other real estate owned$1,394
Goodwill and other intangibles$0
All other assets$24,154
Life insurance assets$734,604
Total liabilities and capital$657,416
Total liabilities$654,685
Total deposits$563,618
Interest-bearing deposits$654,685
Deposits held in domestic offices$77
% insured (estimated)450.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $2,281
All other liabilities $77,188
Total equity capital$77,188
Total bank equity capital$77,188
Perpetual preferred stock$0
Common stock$1,100
Surplus$23,201
Undivided profits $52,887
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,850
Income earned, not collected on loans $2,480
Earning assets $0
Long-term assets (5+ years) $2,344
Average Assets, year-to-date $678,292
Average Assets, quarterly $144,294
Volatile liabilities $722,466
Insider loans $739,792
FHLB advances $477,509
Loans and leases held for sale $737,917
Unused loan commitments $15,905
Tier 1 (core) risk-based capital $15,905
Tier 2 risk-based capital $76,222
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $65,257
Derivatives$1,547
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $27,014
Total interest expense $3,302
Net interest income $23,712
Provision for loan and lease losses $450
Total noninterest income $5,364
Fiduciary activities $1,784
Service charges on deposit accounts $945
Trading account gains & fees $0
Additional noninterest income $2,635
Total noninterest expense $21,693
Salaries and employee benefits $11,800
Premises and equipment expense $2,580
Additional noninterest expense $7,313
Pre-tax net operating income $6,933
Securities gains (losses) $323
Applicable income taxes $0
Income before extraordinary items $7,256
Extraordinary gains - net $0
Net income attributable to bank $7,256
Net charge-offs $0
Cash dividends $7,256
Sale, conversion, retirement of capital stock, net $796
Net operating income $4,049
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.03%
Cost of funding earning assets 0.49%
Net interest margin 3.54%
Noninterest income to earning assets 0.80%
Noninterest expense to earning assets 3.24%
Net operating income to assets 0.96%
Return on assets (ROA) 1.00%
Pretax return on assets 1.00%
Return on equity (ROE) 9.60%
Retained earnings to average equity (YTD only) 4.24%
Net charge-offs to loans 0.19%
Credit loss provision to net charge-offs 56.53%
Efficiency ratio9.28%
Assets per employee$74,608
Cash dividends to net income (YTD only)3.89%
Condition Ratios (%)
Loss allowance to loans 55.80%
Loss allowance to noncurrent loans 2.23%
Noncurrent assets plus other real estate owned to assets 346.53%
Noncurrent loans to loans 0.53%
Net loans and leases to deposits0.64%
Net loans and leases to core deposits 57.58%
Equity capital to assets 63.55%
Core capital (leverage) ratio 10.51%
Tier 1 risk-based capital ratio 10.33%
Total risk-based capital ratio 15.96%
Memoranda
Average assets$17
Average earning assets$722,466
Average equity $75,569
Average loans $670,393
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$169,560
Number of Accounts1
Personal trust and agency accounts$153,264
Employee benefit-defined contribution accounts$88,332
Employee benefit-defined benefit accounts$971
Other retirement accounts$0
Corporate trust and agency accounts$3,081
Investment management agency accounts$0
Other fiduciary accounts$37,809
Fiduciary accounts held in foreign offices$12,012
Non-managed Assets$11,059
Number of Accounts360
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$16,296
Corporate trust and agency accounts$15,747
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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1 Colorado Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
1433227Denver Glenarm Office1800 Glenarm Place, Suite 103, Denver, CO 80202January 06, 1986Full Service Brick and Mortar
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12 New Mexico Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01489The First National Bank Of Santa Fe62 Lincoln Avenue, Santa Fe, NM 87501December 13, 1870Full Service Brick and Mortar
1192144Los Alamos Office1910 Trinity Drive, Los Alamos, NM 87544January 26, 1948Full Service Brick and Mortar
2192145Cordova Office516 West Cordova, Santa Fe, NM 87501July 15, 1965Full Service Brick and Mortar
3192146Cerrillos Road Office2021 Cerrillos Road, Santa Fe, NM 87501July 06, 1956Full Service Brick and Mortar
5192148Alameda Motor Branch100 Sandoval Street, Santa Fe, NM 87501October 23, 1972Limited Service Facility
6192149Custom Banking Office124 West Palace Avenue, Santa Fe, NM 87502January 17, 1983Full Service Brick and Mortar
10192153Eldorado Branch13 Avenida Vista Grande, Santa Fe, NM 87505November 15, 1995Full Service Brick and Mortar
11192154Santa Fe Mobile62 Lincoln Avenue, Santa Fe, NM 87501August 01, 1996Limited Service Mobile
12364072Abq Uptown Branch6501 Americas Parkway, N.E., Suite 101, Albuquerque, NM 87110March 15, 2002Full Service Brick and Mortar
13444125South Side Branch4995 Governor Miles Rd, Santa Fe, NM 87507Febuary 22, 2005Full Service Brick and Mortar
15479627Hospital Drive Branch1672 Hospital Drive, Santa Fe, NM 87505May 12, 2008Full Service Brick and Mortar
16493089Abq Journal Center Branch7620 Jefferson Ne, Albuquerque, NM 87109May 05, 2009Full Service Brick and Mortar
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