Century Bank of Oklahoma in Pryor, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Century Bank of Oklahoma in Pryor, Oklahoma (OK)
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Century Bank of Oklahoma - Overview

  • General
  • FDIC Certificate #: 24342
    Status: Active
    Federal Reserve ID: 522856
    Bank Holding Company (Regulatory Top Holder): Cnbo Bancorp, Inc. (RSSDID: 1067112, Location: Pryor, OK)
    Date Established: January 24, 1983
    WWW: http://www.centuryofok.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 53060
    FDIC's unique #: 16935
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 24, 1983
    Last Structure Change Effective Date: August 21, 2008
    Last Structure Change Process Date: August 21, 2008
    Last Data Update: August 21, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1913 South Elliott, Pryor, OK 74361
    County: Mayes
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $83.8 mil
    Equity capital: $6.3 mil
    Deposits held in domestic offices: $77.1 mil
    Return on assets (ROA): 0.44% ($0.4 mil)
    Quarterly return on assets: 0.51% ($0.4 mil)
    Return on Equity (ROE): 5.16% ($0.3 mil)
    Quarterly return on equity: 6.68% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.44% ($368.5 mil)
    Quarterly Pretax return on assets: 0.51% ($427.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $83,750Total assets
  • $5,700Cash and due from depository institutions
  • $250Interest-bearing balances
  • $1Securities
  • $17,478Federal funds sold & reverse repurchase agreements
  • $57,765Net loans & leases
  • $732Loan loss allowance
  • $0Trading account assets
  • $1,849Bank premises and fixed assets
  • $395Other real estate owned
  • $0Goodwill and other intangibles
  • $83,750Life insurance assets
  • $562All other assets
  • $77,409Total liabilities and capital
  • $77,123Total liabilities
  • $50,231Total deposits
  • $77,123Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $211Trading liabilities
  • $0Other borrowed funds
  • $75Subordinated debt
  • $6,341All other liabilities
  • $6,341Total equity capital
  • $6,341Total bank equity capital
  • $0Perpetual preferred stock
  • $750Common stock
  • $5,138Surplus
  • $453Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $549Income earned, not collected on loans
  • $0Earning assets
  • $217Long-term assets (5+ years)
  • $75,494Average Assets, year-to-date
  • $5,114Average Assets, quarterly
  • $73,400Volatile liabilities
  • $82,280Insider loans
  • $59,984FHLB advances
  • $78,747Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,341Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,524Restructured Loans and leases
  • $100Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,508Total interest income
  • $574Total interest expense
  • $2,934Net interest income
  • $608Provision for loan and lease losses
  • $675Total noninterest income
  • $0Fiduciary activities
  • $252Service charges on deposit accounts
  • $0Trading account gains & fees
  • $423Additional noninterest income
  • $2,681Total noninterest expense
  • $1,445Salaries and employee benefits
  • $428Premises and equipment expense
  • $808Additional noninterest expense
  • $320Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $320Income before extraordinary items
  • $0Extraordinary gains - net
  • $320Net income attributable to bank
  • $0Net charge-offs
  • $320Cash dividends
  • $417Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.24%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 4.38%Net interest margin
  • 1.01%Noninterest income to earning assets
  • 4.00%Noninterest expense to earning assets
  • 0.44%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.44%Pretax return on assets
  • 5.16%Return on equity (ROE)
  • 5.16%Retained earnings to average equity (YTD only)
  • 0.75%Net charge-offs to loans
  • 145.80%Credit loss provision to net charge-offs
  • 2.23%Efficiency ratio
  • 74,287Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 133.33%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 0.94%Net loans and leases to deposits
  • 74.90%Net loans and leases to core deposits
  • 82.47%Equity capital to assets
  • 7.57%Core capital (leverage) ratio
  • 8.05%Tier 1 risk-based capital ratio
  • 10.57%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $73,400Average earning assets
  • $6,201Average equity
  • $66,992Average loans

List of branches

  • 4 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016935Century Bank Of Oklahoma1913 South Elliott, Pryor, OK 74361January 24, 1983Full Service Brick and Mortar
    2433496Downtown Branch125 East Graham Street, Pryor, OK 74361November 22, 2004Full Service Brick and Mortar
    3482171Century Bank Of Oklahoma5707 East 71st Street South, Tulsa, OK 74135November 12, 2008Full Service Brick and Mortar
    4525929East 21st Branch2201 East 21st Street, Tulsa, OK 74114October 03, 2011Full Service Brick and Mortar

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