Century Bank of Oklahoma in city_name, state_name - Detailed Financial Reports, Location

Century Bank of Oklahoma in Pryor, Oklahoma (OK)
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Century Bank of Oklahoma routing number info

Century Bank of Oklahoma - Overview

General
FDIC Certificate #: 24342
Status: Active
Federal Reserve ID: 522856
Bank Holding Company (Regulatory Top Holder): Cnbo Bancorp, Inc. (RSSDID: 1067112, Location: Pryor, OK)
Date Established: January 24, 1983
WWW: http://www.centuryofok.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 53060
FDIC's unique #: 16935
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 24, 1983
Last Structure Change Effective Date: August 21, 2008
Last Structure Change Process Date: August 21, 2008
Last Data Update: August 21, 2008
Data Source Date: April 05, 2012
Location
Address: 1913 South Elliott, Pryor, OK 74361
County: Mayes
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Name Change
Financial Summary
Total assets: $83.8 mil
Equity capital: $6.3 mil
Deposits held in domestic offices: $77.1 mil
Return on assets (ROA): 0.44% ($0.4 mil)
Quarterly return on assets: 0.51% ($0.4 mil)
Return on Equity (ROE): 5.16% ($0.3 mil)
Quarterly return on equity: 6.68% ($0.4 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.44% ($368.5 mil)
Quarterly Pretax return on assets: 0.51% ($427.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
25Total employees (full-time equivalent)
$83,750Total assets
$5,700Cash and due from depository institutions
$250Interest-bearing balances
$1Securities
$17,478Federal funds sold & reverse repurchase agreements
$57,765Net loans & leases
$732Loan loss allowance
$0Trading account assets
$1,849Bank premises and fixed assets
$395Other real estate owned
$0Goodwill and other intangibles
$83,750Life insurance assets
$562All other assets
$77,409Total liabilities and capital
$77,123Total liabilities
$50,231Total deposits
$77,123Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$211Trading liabilities
$0Other borrowed funds
$75Subordinated debt
$6,341All other liabilities
$6,341Total equity capital
$6,341Total bank equity capital
$0Perpetual preferred stock
$750Common stock
$5,138Surplus
$453Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$549Income earned, not collected on loans
$0Earning assets
$217Long-term assets (5+ years)
$75,494Average Assets, year-to-date
$5,114Average Assets, quarterly
$73,400Volatile liabilities
$82,280Insider loans
$59,984FHLB advances
$78,747Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,341Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$11,524Restructured Loans and leases
$100Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,508Total interest income
$574Total interest expense
$2,934Net interest income
$608Provision for loan and lease losses
$675Total noninterest income
$0Fiduciary activities
$252Service charges on deposit accounts
$0Trading account gains & fees
$423Additional noninterest income
$2,681Total noninterest expense
$1,445Salaries and employee benefits
$428Premises and equipment expense
$808Additional noninterest expense
$320Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$320Income before extraordinary items
$0Extraordinary gains - net
$320Net income attributable to bank
$0Net charge-offs
$320Cash dividends
$417Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.24%Yield on earning assets
0.86%Cost of funding earning assets
4.38%Net interest margin
1.01%Noninterest income to earning assets
4.00%Noninterest expense to earning assets
0.44%Net operating income to assets
0.44%Return on assets (ROA)
0.44%Pretax return on assets
5.16%Return on equity (ROE)
5.16%Retained earnings to average equity (YTD only)
0.75%Net charge-offs to loans
145.80%Credit loss provision to net charge-offs
2.23%Efficiency ratio
74,287Assets per employee
3.35%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
133.33%Noncurrent assets plus other real estate owned to assets
1.13%Noncurrent loans to loans
0.94%Net loans and leases to deposits
74.90%Net loans and leases to core deposits
82.47%Equity capital to assets
7.57%Core capital (leverage) ratio
8.05%Tier 1 risk-based capital ratio
10.57%Total risk-based capital ratio
Memoranda
$12Average assets
$73,400Average earning assets
$6,201Average equity
$66,992Average loans

List of branches

4 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	16935	Century Bank Of Oklahoma	1913 South Elliott, Pryor, OK 74361	January 24, 1983	Full Service Brick and Mortar
2	433496	Downtown Branch	125 East Graham Street, Pryor, OK 74361	November 22, 2004	Full Service Brick and Mortar
3	482171	Century Bank Of Oklahoma	5707 East 71st Street South, Tulsa, OK 74135	November 12, 2008	Full Service Brick and Mortar
4	525929	East 21st Branch	2201 East 21st Street, Tulsa, OK 74114	October 03, 2011	Full Service Brick and Mortar

Century Bank of Oklahoma in Pryor, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Century Bank of Oklahoma - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Century Bank of Oklahoma in Pryor, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Century Bank of Oklahoma - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Century Bank of Oklahoma in Pryor, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches