Century Bank of Oklahoma in Pryor, Oklahoma (OK)

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Century Bank of Oklahoma routing number info

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Century Bank of Oklahoma
GeneralFDIC Certificate #: 24342
Status: Active
Federal Reserve ID: 522856
Bank Holding Company (Regulatory Top Holder): Cnbo Bancorp, Inc. (RSSDID: 1067112, Location: Pryor, OK)
Date Established: January 24, 1983
WWW: http://www.centuryofok.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 53060
FDIC's unique #: 16935
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 24, 1983
Last Structure Change Effective Date: August 21, 2008
Last Structure Change Process Date: August 21, 2008
Last Data Update: August 21, 2008
Data Source Date: April 05, 2012
LocationAddress: 1913 South Elliott, Pryor, OK 74361
County: Mayes
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesName Change
Financial SummaryTotal assets: $83.8 mil
Equity capital: $6.3 mil
Deposits held in domestic offices: $77.1 mil
Return on assets (ROA): 0.44% ($0.4 mil)
Quarterly return on assets: 0.51% ($0.4 mil)
Return on Equity (ROE): 5.16% ($0.3 mil)
Quarterly return on equity: 6.68% ($0.4 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.44% ($368.5 mil)
Quarterly Pretax return on assets: 0.51% ($427.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)25
Total assets$83,750
Cash and due from depository institutions$5,700
Interest-bearing balances$250
Federal funds sold & reverse repurchase agreements$17,478
Net loans & leases$57,765
Loan loss allowance $732
Trading account assets$0
Bank premises and fixed assets$1,849
Other real estate owned$395
Goodwill and other intangibles$0
All other assets$562
Life insurance assets$83,750
Total liabilities and capital$77,409
Total liabilities$77,123
Total deposits$50,231
Interest-bearing deposits$77,123
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$211
Other borrowed funds $0
Subordinated debt $75
All other liabilities $6,341
Total equity capital$6,341
Total bank equity capital$6,341
Perpetual preferred stock$0
Common stock$750
Undivided profits $453
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $549
Earning assets $0
Long-term assets (5+ years) $217
Average Assets, year-to-date $75,494
Average Assets, quarterly $5,114
Volatile liabilities $73,400
Insider loans $82,280
FHLB advances $59,984
Loans and leases held for sale $78,747
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $6,341
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $11,524
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,508
Total interest expense $574
Net interest income $2,934
Provision for loan and lease losses $608
Total noninterest income $675
Fiduciary activities $0
Service charges on deposit accounts $252
Trading account gains & fees $0
Additional noninterest income $423
Total noninterest expense $2,681
Salaries and employee benefits $1,445
Premises and equipment expense $428
Additional noninterest expense $808
Pre-tax net operating income $320
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $320
Extraordinary gains - net $0
Net income attributable to bank $320
Net charge-offs $0
Cash dividends $320
Sale, conversion, retirement of capital stock, net $417
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.24%
Cost of funding earning assets 0.86%
Net interest margin 4.38%
Noninterest income to earning assets 1.01%
Noninterest expense to earning assets 4.00%
Net operating income to assets 0.44%
Return on assets (ROA) 0.44%
Pretax return on assets 0.44%
Return on equity (ROE) 5.16%
Retained earnings to average equity (YTD only) 5.16%
Net charge-offs to loans 0.75%
Credit loss provision to net charge-offs 145.80%
Efficiency ratio2.23%
Assets per employee$74,287
Cash dividends to net income (YTD only)3.35%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.25%
Noncurrent assets plus other real estate owned to assets 133.33%
Noncurrent loans to loans 1.13%
Net loans and leases to deposits0.94%
Net loans and leases to core deposits 74.90%
Equity capital to assets 82.47%
Core capital (leverage) ratio 7.57%
Tier 1 risk-based capital ratio 8.05%
Total risk-based capital ratio 10.57%
Average assets$12
Average earning assets$73,400
Average equity $6,201
Average loans $66,992
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4 Oklahoma Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
016935Century Bank Of Oklahoma1913 South Elliott, Pryor, OK 74361January 24, 1983Full Service Brick and Mortar
2433496Downtown Branch125 East Graham Street, Pryor, OK 74361November 22, 2004Full Service Brick and Mortar
3482171Century Bank Of Oklahoma5707 East 71st Street South, Tulsa, OK 74135November 12, 2008Full Service Brick and Mortar
4525929East 21st Branch2201 East 21st Street, Tulsa, OK 74114October 03, 2011Full Service Brick and Mortar
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