First Pryority Bank in city_name, state_name - Detailed Financial Reports, Location

First Pryority Bank in Pryor, Oklahoma (OK)
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First Pryority Bank routing number info

First Pryority Bank - Overview

General
FDIC Certificate #: 4185
Status: Active
Federal Reserve ID: 524953
Bank Holding Company (Regulatory Top Holder): First Pryor Bancorp, Inc. (RSSDID: 2224408, Location: Pryor, OK)
Date Established: January 01, 1900
WWW: http://www.firstpryoritybank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 15705
FDIC's unique #: 2739
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 310 East Graham Avenue, Pryor, OK 74361
County: Mayes
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $113.2 mil
Equity capital: $12.2 mil
Deposits held in domestic offices: $100.4 mil
Return on assets (ROA): 0.47% ($0.5 mil)
Quarterly return on assets: 0.59% ($0.7 mil)
Return on Equity (ROE): 4.51% ($0.5 mil)
Quarterly return on equity: 5.57% ($0.7 mil)
Net income: $0.5 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.36% ($407.4 mil)
Quarterly Pretax return on assets: 0.14% ($158.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
29Total employees (full-time equivalent)
$113,153Total assets
$5,060Cash and due from depository institutions
$2,273Interest-bearing balances
$13,945Securities
$19,973Federal funds sold & reverse repurchase agreements
$60,130Net loans & leases
$1,839Loan loss allowance
$0Trading account assets
$2,518Bank premises and fixed assets
$3,991Other real estate owned
$0Goodwill and other intangibles
$113,153Life insurance assets
$7,536All other assets
$100,988Total liabilities and capital
$100,423Total liabilities
$88,443Total deposits
$100,423Interest-bearing deposits
$81Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$565Subordinated debt
$12,165All other liabilities
$12,165Total equity capital
$12,165Total bank equity capital
$0Perpetual preferred stock
$2,000Common stock
$5,955Surplus
$4,210Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,986Income earned, not collected on loans
$0Earning assets
$369Long-term assets (5+ years)
$96,321Average Assets, year-to-date
$19,963Average Assets, quarterly
$110,425Volatile liabilities
$112,618Insider loans
$79,843FHLB advances
$114,992Loans and leases held for sale
$5,144Unused loan commitments
$5,144Tier 1 (core) risk-based capital
$12,151Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,826Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,602Total interest income
$1,016Total interest expense
$3,586Net interest income
$208Provision for loan and lease losses
$541Total noninterest income
$0Fiduciary activities
$125Service charges on deposit accounts
$0Trading account gains & fees
$416Additional noninterest income
$3,522Total noninterest expense
$1,603Salaries and employee benefits
$690Premises and equipment expense
$1,229Additional noninterest expense
$397Pre-tax net operating income
$0Securities gains (losses)
-$120Applicable income taxes
$517Income before extraordinary items
$0Extraordinary gains - net
$517Net income attributable to bank
$0Net charge-offs
$517Cash dividends
$903Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.89%Yield on earning assets
1.08%Cost of funding earning assets
3.81%Net interest margin
0.57%Noninterest income to earning assets
3.74%Noninterest expense to earning assets
0.47%Net operating income to assets
0.47%Return on assets (ROA)
0.36%Pretax return on assets
4.51%Return on equity (ROE)
4.51%Retained earnings to average equity (YTD only)
1.45%Net charge-offs to loans
23.03%Credit loss provision to net charge-offs
0.67%Efficiency ratio
85,340Assets per employee
3.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.97%Loss allowance to noncurrent loans
46.14%Noncurrent assets plus other real estate owned to assets
7.05%Noncurrent loans to loans
6.43%Net loans and leases to deposits
59.88%Net loans and leases to core deposits
62.70%Equity capital to assets
10.75%Core capital (leverage) ratio
10.57%Tier 1 risk-based capital ratio
15.22%Total risk-based capital ratio
Memoranda
$16Average assets
$110,425Average earning assets
$11,474Average equity
$94,206Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	2739	First Pryority Bank	310 East Graham Avenue, Pryor, OK 74361	January 01, 1900	Full Service Brick and Mortar
1	478938	First Pryority Bank Branch	10632 S. Memorial, Tulsa, OK 74133	Febuary 11, 2002	Full Service Brick and Mortar

First Pryority Bank in Pryor, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Pryority Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First Pryority Bank in Pryor, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First Pryority Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Pryority Bank in Pryor, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches