Century National Bank in Zanesville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2004

  • Century National Bank in Zanesville, Ohio (OH)
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Century National Bank - Overview

  • General
  • FDIC Certificate #: 29575
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Century National Bank (#28624)
    Federal Reserve ID: 195072
    Date Established: January 01, 1896
    WWW: http://www.centurynationalbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 3688
    FDIC's unique #: 42409
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 19, 1936
    Last Structure Change Effective Date: December 31, 2004
    Last Structure Change Process Date: January 13, 2005
    Last Data Update: January 13, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 14 South Fifth Street, Zanesville, OH 43701
    County: Muskingum
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Zanesville, OH (#49780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $503.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 166Total employees (full-time equivalent)
  • $496,649Total assets
  • $19,990Cash and due from depository institutions
  • $0Interest-bearing balances
  • $155,835Securities
  • $12,500Federal funds sold & reverse repurchase agreements
  • $286,453Net loans & leases
  • $6,789Loan loss allowance
  • $0Trading account assets
  • $5,481Bank premises and fixed assets
  • $113Other real estate owned
  • $1,313Goodwill and other intangibles
  • $0Life insurance assets
  • $14,964All other assets
  • $496,649Total liabilities and capital
  • $469,042Total liabilities
  • $340,657Total deposits
  • $329,715Interest-bearing deposits
  • $340,657Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $18,057Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $100,443Other borrowed funds
  • $3,000Subordinated debt
  • $6,885All other liabilities
  • $27,607Total equity capital
  • $27,607Total bank equity capital
  • $27,607Perpetual preferred stock
  • $0Common stock
  • $863Surplus
  • $16,564Undivided profits
  • Memoranda
  • $10,180Noncurrent loans and leases
  • $50,168Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,256Earning assets
  • $0Long-term assets (5+ years)
  • $2,735Average Assets, year-to-date
  • $454,788Average Assets, quarterly
  • $161,468Volatile liabilities
  • $462,461Insider loans
  • $472,027FHLB advances
  • $125,904Loans and leases held for sale
  • $5,889Unused loan commitments
  • $100,159Tier 1 (core) risk-based capital
  • $1,919Tier 2 risk-based capital
  • $1,771Total risk weighted assets
  • $50,168Total unused commitments
  • $0Restructured Loans and leases
  • $6,477Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $26,635Total interest income
  • $7,455Total interest expense
  • $19,180Net interest income
  • $2,025Provision for loan and lease losses
  • $6,143Total noninterest income
  • $323Fiduciary activities
  • $1,684Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,136Additional noninterest income
  • $11,356Total noninterest expense
  • $6,534Salaries and employee benefits
  • $1,185Premises and equipment expense
  • $3,637Additional noninterest expense
  • $11,942Pre-tax net operating income
  • -$559Securities gains (losses)
  • $3,754Applicable income taxes
  • $7,629Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,629Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,598Sale, conversion, retirement of capital stock, net
  • $6,000Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.24%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 4.49%Net interest margin
  • 1.44%Noninterest income to earning assets
  • 2.66%Noninterest expense to earning assets
  • 1.73%Net operating income to assets
  • 1.65%Return on assets (ROA)
  • 2.46%Pretax return on assets
  • 25.81%Return on equity (ROE)
  • 5.51%Retained earnings to average equity (YTD only)
  • 0.55%Net charge-offs to loans
  • 126.72%Credit loss provision to net charge-offs
  • 8.74%Efficiency ratio
  • 44,845Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.65%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 300.93%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.77%Net loans and leases to deposits
  • 84.09%Net loans and leases to core deposits
  • 92.98%Equity capital to assets
  • 5.56%Core capital (leverage) ratio
  • 5.81%Tier 1 risk-based capital ratio
  • 9.48%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $462,461Average earning assets
  • $29,553Average equity
  • $426,870Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $51,399Managed Assets
  • 1Number of Accounts
  • $46,453Personal trust and agency accounts
  • $22,455Employee benefit-defined contribution accounts
  • $106Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $7,891Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $16,001Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 178Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4,946Other retirement accounts
  • $0Corporate trust and agency accounts
  • $4,261Other fiduciary accounts
  • $685Fiduciary accounts held in foreign offices

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