Citywide Banks in Aurora, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Citywide Banks in Aurora, Colorado (CO)
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Citywide Banks - Overview

  • General
  • FDIC Certificate #: 19858
    Status: Active
    Federal Reserve ID: 697754
    Bank Holding Company (Regulatory Top Holder): Citywide Banks Of Colorado, Inc. (RSSDID: 1055007, Location: Denver, CO)
    Date Established: Febuary 17, 1969
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 13 (Domestic: 13, Interstate: No)
    OTS Docket #: 16155
    FDIC's unique #: 13649
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 17, 1969
    Last Structure Change Effective Date: May 19, 2009
    Last Structure Change Process Date: May 19, 2009
    Last Data Update: May 19, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 10660 East Colfax Avenue, Aurora, CO 80010
    County: Arapahoe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $989.9 mil
    Equity capital: $99.3 mil
    Deposits held in domestic offices: $866.7 mil
    Return on assets (ROA): 0.58% ($5.7 mil)
    Quarterly return on assets: 0.09% ($0.9 mil)
    Return on Equity (ROE): 5.82% ($5.8 mil)
    Quarterly return on equity: 0.86% ($0.9 mil)
    Net income: $5.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.58% ($5,741.5 mil)
    Quarterly Pretax return on assets: 0.09% ($890.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 221Total employees (full-time equivalent)
  • $989,913Total assets
  • $69,166Cash and due from depository institutions
  • $43,641Interest-bearing balances
  • $194,872Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $636,673Net loans & leases
  • $14,653Loan loss allowance
  • $0Trading account assets
  • $18,139Bank premises and fixed assets
  • $46,420Other real estate owned
  • $0Goodwill and other intangibles
  • $989,913Life insurance assets
  • $24,643All other assets
  • $890,563Total liabilities and capital
  • $866,659Total liabilities
  • $571,642Total deposits
  • $866,659Interest-bearing deposits
  • $75Deposits held in domestic offices
  • 17340.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,564Subordinated debt
  • $99,350All other liabilities
  • $99,350Total equity capital
  • $99,350Total bank equity capital
  • $0Perpetual preferred stock
  • $1,459Common stock
  • $24,300Surplus
  • $73,591Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,072Income earned, not collected on loans
  • $0Earning assets
  • $2,654Long-term assets (5+ years)
  • $875,186Average Assets, year-to-date
  • $99,282Average Assets, quarterly
  • $984,758Volatile liabilities
  • $993,757Insider loans
  • $770,585FHLB advances
  • $999,032Loans and leases held for sale
  • $15,896Unused loan commitments
  • $13,117Tier 1 (core) risk-based capital
  • $97,971Tier 2 risk-based capital
  • $2,779Total risk weighted assets
  • $0Total unused commitments
  • $228,156Restructured Loans and leases
  • $16,319Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $42,835Total interest income
  • $5,418Total interest expense
  • $37,417Net interest income
  • $3,732Provision for loan and lease losses
  • $5,095Total noninterest income
  • $0Fiduciary activities
  • $2,862Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,233Additional noninterest income
  • $33,389Total noninterest expense
  • $16,336Salaries and employee benefits
  • $3,436Premises and equipment expense
  • $13,617Additional noninterest expense
  • $5,391Pre-tax net operating income
  • $272Securities gains (losses)
  • $0Applicable income taxes
  • $5,663Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,663Net income attributable to bank
  • $0Net charge-offs
  • $5,663Cash dividends
  • $2,304Sale, conversion, retirement of capital stock, net
  • $1,771Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.83%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 4.22%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.58%Pretax return on assets
  • 5.82%Return on equity (ROE)
  • 4.00%Retained earnings to average equity (YTD only)
  • 0.37%Net charge-offs to loans
  • 161.98%Credit loss provision to net charge-offs
  • 3.96%Efficiency ratio
  • 78,540Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.27%Loss allowance to loans
  • 2.25%Loss allowance to noncurrent loans
  • 132.34%Noncurrent assets plus other real estate owned to assets
  • 5.81%Noncurrent loans to loans
  • 1.70%Net loans and leases to deposits
  • 73.46%Net loans and leases to core deposits
  • 81.47%Equity capital to assets
  • 10.04%Core capital (leverage) ratio
  • 9.81%Tier 1 risk-based capital ratio
  • 12.71%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $984,758Average earning assets
  • $97,239Average equity
  • $886,739Average loans

List of branches

  • 13 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013649Citywide Banks10660 East Colfax Avenue, Aurora, CO 80010Febuary 17, 1969Full Service Brick and Mortar
    332036Wadsworth Branch3290 South Wadsworth Boulevard, Lakewood, CO 80227December 10, 1984Full Service Brick and Mortar
    424969348th & Ward Road12501 West 52nd Avenue, Arvada, CO 80002May 12, 1997Full Service Brick and Mortar
    512692Peoria Branch12075 East 45th Avenue, Denver, CO 80239July 22, 1963Full Service Brick and Mortar
    6246605Broadway Branch1800 Larimer St Ste. 100, Denver, CO 80237July 21, 1997Full Service Brick and Mortar
    716557Mississippi Branch13731 East Mississippi Avenue, Aurora, CO 80012December 30, 1981Full Service Brick and Mortar
    8256628Belleview Branch8101 East Belleview Avenue, Denver, CO 80237April 11, 1994Full Service Brick and Mortar
    9362444Citywide Banks/Araphoe Corners10637 East Briarwood Circle, Centennial, CO 80112November 19, 2001Full Service Brick and Mortar
    11364450Cherry Creek Branch44 Cook Street #10, Denver, CO 80206June 03, 2002Full Service Brick and Mortar
    12419918Lowry Town Center Branch200 Quebec Street, Suite 101, Denver, CO 80230December 02, 2002Full Service Brick and Mortar
    14434075Santa Fe Branch1490 South Santa Fe, Denver, CO 80223December 27, 2004Full Service Brick and Mortar
    15443329Hampden Branch6500 E Hampden Ave, Denver, CO 80224January 12, 2005Full Service Brick and Mortar
    17466673Metro North Branch11990 Grant Street, Suite 101, Northglenn, CO 80233June 11, 2007Full Service Brick and Mortar

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