The Bank of Denver in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank of Denver - Overview

  • General
  • FDIC Certificate #: 17244
    Status: Active
    Federal Reserve ID: 651756
    Bank Holding Company (Regulatory Top Holder): Denver Bankshares, Inc. (RSSDID: 2209058, Location: Denver, CO)
    Date Established: October 01, 1941
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 11270
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 15, 1953
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 810 East 17th Avenue, Denver, CO 80218
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $192.1 mil
    Equity capital: $19.1 mil
    Deposits held in domestic offices: $164.3 mil
    Return on assets (ROA): 1.08% ($2.1 mil)
    Quarterly return on assets: 1.08% ($2.1 mil)
    Return on Equity (ROE): 10.79% ($2.1 mil)
    Quarterly return on equity: 10.59% ($2.0 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.63% ($3,131.5 mil)
    Quarterly Pretax return on assets: 1.63% ($3,131.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $192,118Total assets
  • $41,319Cash and due from depository institutions
  • $34,972Interest-bearing balances
  • $21,814Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $115,829Net loans & leases
  • $1,344Loan loss allowance
  • $0Trading account assets
  • $6,962Bank premises and fixed assets
  • $2,829Other real estate owned
  • $0Goodwill and other intangibles
  • $192,118Life insurance assets
  • $3,365All other assets
  • $173,036Total liabilities and capital
  • $164,332Total liabilities
  • $124,043Total deposits
  • $164,332Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,000Trading liabilities
  • $0Other borrowed funds
  • $704Subordinated debt
  • $19,082All other liabilities
  • $19,082Total equity capital
  • $19,082Total bank equity capital
  • $0Perpetual preferred stock
  • $900Common stock
  • $2,100Surplus
  • $16,082Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $53Income earned, not collected on loans
  • $0Earning assets
  • $537Long-term assets (5+ years)
  • $172,615Average Assets, year-to-date
  • $20,649Average Assets, quarterly
  • $189,066Volatile liabilities
  • $188,716Insider loans
  • $139,523FHLB advances
  • $186,413Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,507Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,694Restructured Loans and leases
  • $500Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,227Total interest income
  • $957Total interest expense
  • $8,270Net interest income
  • $225Provision for loan and lease losses
  • $1,049Total noninterest income
  • $0Fiduciary activities
  • $541Service charges on deposit accounts
  • $0Trading account gains & fees
  • $508Additional noninterest income
  • $6,149Total noninterest expense
  • $3,678Salaries and employee benefits
  • $810Premises and equipment expense
  • $1,661Additional noninterest expense
  • $2,945Pre-tax net operating income
  • $138Securities gains (losses)
  • $1,041Applicable income taxes
  • $2,042Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,042Net income attributable to bank
  • $0Net charge-offs
  • $2,042Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $1,710Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.43%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 4.86%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 3.62%Noninterest expense to earning assets
  • 1.03%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 10.79%Return on equity (ROE)
  • 1.75%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 7500.00%Credit loss provision to net charge-offs
  • 1056.67%Efficiency ratio
  • 65,983Assets per employee
  • 3.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.74%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 2535.85%Noncurrent assets plus other real estate owned to assets
  • 1.50%Noncurrent loans to loans
  • 0.05%Net loans and leases to deposits
  • 70.48%Net loans and leases to core deposits
  • 75.43%Equity capital to assets
  • 9.93%Core capital (leverage) ratio
  • 9.93%Tier 1 risk-based capital ratio
  • 13.26%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $189,066Average earning assets
  • $18,925Average equity
  • $170,028Average loans

List of branches

  • 5 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011270The Bank Of Denver810 East 17th Avenue, Denver, CO 80218October 01, 1941Full Service Brick and Mortar
    1241151Golden Triangle Branch606 West Colfax Avenue, Denver, CO 80204Febuary 17, 1982Full Service Brick and Mortar
    2241152Leetsdale Branch530 S Holly Street, Denver, CO 80246October 24, 1995Full Service Brick and Mortar
    3357239Uptown Branch800 East 17th Avenue, Denver, CO 80218April 03, 2000Full Service Brick and Mortar
    445262116th Street Mall Branch405 - 16th Street, Denver, CO 80202January 06, 2006Full Service Brick and Mortar

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