Clackamas County Bank in Sandy, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches


Clackamas County Bank - Overview

  • General
  • FDIC Certificate #: 9486
    Status: Active
    Federal Reserve ID: 641579
    Bank Holding Company (Regulatory Top Holder): Ccb Financial Corporation (RSSDID: 1246690, Location: Sandy, OR)
    Date Established: January 31, 1911
    WWW: http://www.clackamascountybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 10086
    FDIC's unique #: 6094
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 12, 2009
    Last Structure Change Process Date: March 12, 2009
    Last Data Update: March 12, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 38975 Proctor Blvd., Sandy, OR 97055
    County: Clackamas
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $160.4 mil
    Equity capital: $23.1 mil
    Deposits held in domestic offices: $126.1 mil
    Return on assets (ROA): -0.34% (-$0.5 mil)
    Quarterly return on assets: -1.16% (-$1.9 mil)
    Return on Equity (ROE): -2.30% (-$0.5 mil)
    Quarterly return on equity: -7.96% (-$1.8 mil)
    Net income: -$0.5 mil
    Quarterly Net income: -$0.5 mil
    Pretax return on assets: -0.34% (-$545.3 mil)
    Quarterly Pretax return on assets: -1.16% (-$1,860.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $160,386Total assets
  • $21,994Cash and due from depository institutions
  • $7,750Interest-bearing balances
  • $44,364Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $87,591Net loans & leases
  • $1,785Loan loss allowance
  • $0Trading account assets
  • $1,185Bank premises and fixed assets
  • $3,069Other real estate owned
  • $0Goodwill and other intangibles
  • $160,386Life insurance assets
  • $2,183All other assets
  • $137,325Total liabilities and capital
  • $126,085Total liabilities
  • $92,927Total deposits
  • $126,085Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 10992.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $248Subordinated debt
  • $23,061All other liabilities
  • $23,061Total equity capital
  • $23,061Total bank equity capital
  • $0Perpetual preferred stock
  • $310Common stock
  • $7,090Surplus
  • $15,661Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,217Income earned, not collected on loans
  • $0Earning assets
  • $746Long-term assets (5+ years)
  • $139,705Average Assets, year-to-date
  • $30,099Average Assets, quarterly
  • $157,142Volatile liabilities
  • $160,096Insider loans
  • $102,163FHLB advances
  • $159,770Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $22,254Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,824Restructured Loans and leases
  • $1,013Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,733Total interest income
  • $981Total interest expense
  • $6,752Net interest income
  • $2,351Provision for loan and lease losses
  • $530Total noninterest income
  • $0Fiduciary activities
  • $440Service charges on deposit accounts
  • $0Trading account gains & fees
  • $90Additional noninterest income
  • $5,482Total noninterest expense
  • $3,169Salaries and employee benefits
  • $666Premises and equipment expense
  • $1,647Additional noninterest expense
  • -$551Pre-tax net operating income
  • $13Securities gains (losses)
  • $0Applicable income taxes
  • -$538Income before extraordinary items
  • $0Extraordinary gains - net
  • -$538Net income attributable to bank
  • $0Net charge-offs
  • -$538Cash dividends
  • $2,264Sale, conversion, retirement of capital stock, net
  • $600Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.38%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 4.69%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 3.81%Noninterest expense to earning assets
  • -0.35%Net operating income to assets
  • -0.34%Return on assets (ROA)
  • -0.34%Pretax return on assets
  • -2.30%Return on equity (ROE)
  • -4.87%Retained earnings to average equity (YTD only)
  • 2.36%Net charge-offs to loans
  • 103.84%Credit loss provision to net charge-offs
  • 0.80%Efficiency ratio
  • 75,282Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -111.52%Loss allowance to loans
  • 2.00%Loss allowance to noncurrent loans
  • 146.67%Noncurrent assets plus other real estate owned to assets
  • 2.67%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 69.47%Net loans and leases to core deposits
  • 72.04%Equity capital to assets
  • 14.38%Core capital (leverage) ratio
  • 13.93%Tier 1 risk-based capital ratio
  • 21.78%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $157,142Average earning assets
  • $23,384Average equity
  • $143,822Average loans

List of branches

  • 4 Oregon Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06094Clackamas County Bank38975 Proctor Blvd., Sandy, OR 97055January 31, 1911Full Service Brick and Mortar
    1220261Hoodland Branch67430 E. Highway 26, Welches, OR 97067January 31, 1967Full Service Brick and Mortar
    2220262Boring Branch28500 S.E. Highway 212, Boring, OR 97009July 05, 1978Full Service Brick and Mortar
    4220264Gresham Branch2482 East Burnside, Gresham, OR 97030January 03, 1989Full Service Brick and Mortar

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