Albina Community Bank in Portland, Oregon (OR)



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Albina Community Bank routing number info

Table of contents:
Albina Community Bank
GeneralFDIC Certificate #: 34106
Status: Active
Federal Reserve ID: 2332666
Bank Holding Company (Regulatory Top Holder): Albina Community Bancorp (RSSDID: 2332590, Location: Portland, OR)
Date Established: December 19, 1995
WWW: http://www.albinabank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 14711
FDIC's unique #: 56247
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: December 19, 1995
Last Structure Change Effective Date: April 21, 2011
Last Structure Change Process Date: April 22, 2011
Last Data Update: April 22, 2011
Data Source Date: April 05, 2012
LocationAddress: 2002 N.E. Martin Luther King Jr Boulevard, Portland, OR 97212
County: Multnomah
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
Financial SummaryTotal assets: $129.7 mil
Equity capital: $5.7 mil
Deposits held in domestic offices: $120.0 mil
Return on assets (ROA): 0.58% ($0.8 mil)
Quarterly return on assets: 0.83% ($1.1 mil)
Return on Equity (ROE): 14.48% ($0.9 mil)
Quarterly return on equity: 19.42% ($1.2 mil)
Net income: $0.8 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.59% ($765.2 mil)
Quarterly Pretax return on assets: 0.81% ($1,050.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)37
Total assets$129,690
Cash and due from depository institutions$11,273
Interest-bearing balances$10,871
Securities$19,069
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$90,330
Loan loss allowance $2,910
Trading account assets$0
Bank premises and fixed assets$2,551
Other real estate owned$795
Goodwill and other intangibles$0
All other assets$5,672
Life insurance assets$129,689
Total liabilities and capital$123,993
Total liabilities$120,020
Total deposits$86,991
Interest-bearing deposits$120,020
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,570
Other borrowed funds $0
Subordinated debt $1,403
All other liabilities $5,696
Total equity capital$5,696
Total bank equity capital$5,696
Perpetual preferred stock$0
Common stock$2,900
Surplus$10,814
Undivided profits $-8,018
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $4,606
Earning assets $0
Long-term assets (5+ years) $402
Average Assets, year-to-date $120,270
Average Assets, quarterly $12,686
Volatile liabilities $134,988
Insider loans $131,065
FHLB advances $95,810
Loans and leases held for sale $130,049
Unused loan commitments $2,779
Tier 1 (core) risk-based capital $2,779
Tier 2 risk-based capital $5,111
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $10,567
Derivatives$2,440
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $6,995
Total interest expense $1,089
Net interest income $5,906
Provision for loan and lease losses $650
Total noninterest income $1,835
Fiduciary activities $0
Service charges on deposit accounts $588
Trading account gains & fees $0
Additional noninterest income $1,247
Total noninterest expense $6,302
Salaries and employee benefits $2,705
Premises and equipment expense $814
Additional noninterest expense $2,783
Pre-tax net operating income $789
Securities gains (losses) $4
Applicable income taxes $8
Income before extraordinary items $785
Extraordinary gains - net $0
Net income attributable to bank $785
Net charge-offs $0
Cash dividends $785
Sale, conversion, retirement of capital stock, net $1,038
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.60%
Cost of funding earning assets 0.87%
Net interest margin 4.73%
Noninterest income to earning assets 1.47%
Noninterest expense to earning assets 5.05%
Net operating income to assets 0.58%
Return on assets (ROA) 0.58%
Pretax return on assets 0.59%
Return on equity (ROE) 14.48%
Retained earnings to average equity (YTD only) 14.48%
Net charge-offs to loans 1.02%
Credit loss provision to net charge-offs 62.62%
Efficiency ratio1.39%
Assets per employee$81,411
Cash dividends to net income (YTD only)3.51%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 3.12%
Noncurrent assets plus other real estate owned to assets 63.18%
Noncurrent loans to loans 4.16%
Net loans and leases to deposits4.94%
Net loans and leases to core deposits 75.26%
Equity capital to assets 79.77%
Core capital (leverage) ratio 4.39%
Tier 1 risk-based capital ratio 3.93%
Total risk-based capital ratio 5.33%
Memoranda
Average assets$7
Average earning assets$134,988
Average equity $5,421
Average loans $124,914
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5 Oregon Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
056247Albina Community Bank2002 N.E. Martin Luther King Jr Boulevard, Portland, OR 97212December 19, 1995Full Service Brick and Mortar
3365281St. John's Branch8040 N. Lombard, Portland, OR 97203January 03, 2002Full Service Brick and Mortar
4428726Ne Fremont Branch4020 B Ne Fremont Street, Portland, OR 97212June 14, 2004Full Service Brick and Mortar
5429326Social Impact Banking430 Nw 10th Avenue, Portland, OR 97209June 14, 2004Full Service Brick and Mortar
6450853Rose City Branch5636 N.E. Sandy Boulevard, Portland, OR 97213May 01, 2006Full Service Brick and Mortar
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