Collegiate Peaks Bank in Buena Vista, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Collegiate Peaks Bank in Buena Vista, Colorado (CO)
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Collegiate Peaks Bank - Overview

  • General
  • FDIC Certificate #: 26916
    Status: Active
    Federal Reserve ID: 622756
    Bank Holding Company (Regulatory Top Holder): Columbine Capital Corp. (RSSDID: 3465253, Location: Buena Vista, CO)
    Date Established: March 18, 1987
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 14643
    FDIC's unique #: 36304
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 18, 1987
    Last Structure Change Effective Date: November 01, 2006
    Last Structure Change Process Date: Febuary 09, 2007
    Last Data Update: Febuary 09, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 Centennial Plaza, Buena Vista, CO 81211
    County: Chaffee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $217.9 mil
    Equity capital: $29.9 mil
    Deposits held in domestic offices: $180.4 mil
    Return on assets (ROA): 0.71% ($1.5 mil)
    Quarterly return on assets: 0.95% ($2.1 mil)
    Return on Equity (ROE): 5.40% ($1.6 mil)
    Quarterly return on equity: 7.01% ($2.1 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.71% ($1,547.4 mil)
    Quarterly Pretax return on assets: 0.95% ($2,070.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $217,942Total assets
  • $45,731Cash and due from depository institutions
  • $41,830Interest-bearing balances
  • $19,049Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $136,550Net loans & leases
  • $1,956Loan loss allowance
  • $0Trading account assets
  • $6,591Bank premises and fixed assets
  • $108Other real estate owned
  • $7,446Goodwill and other intangibles
  • $217,942Life insurance assets
  • $2,467All other assets
  • $188,048Total liabilities and capital
  • $180,431Total liabilities
  • $131,039Total deposits
  • $180,431Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 7133.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $484Subordinated debt
  • $29,894All other liabilities
  • $29,894Total equity capital
  • $29,894Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $26,871Surplus
  • $2,523Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $243Income earned, not collected on loans
  • $0Earning assets
  • $586Long-term assets (5+ years)
  • $197,429Average Assets, year-to-date
  • $33,190Average Assets, quarterly
  • $204,085Volatile liabilities
  • $218,943Insider loans
  • $161,232FHLB advances
  • $205,987Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $22,029Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $55,222Restructured Loans and leases
  • $6,950Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,587Total interest income
  • $719Total interest expense
  • $7,868Net interest income
  • $370Provision for loan and lease losses
  • $474Total noninterest income
  • $0Fiduciary activities
  • $278Service charges on deposit accounts
  • $0Trading account gains & fees
  • $196Additional noninterest income
  • $6,513Total noninterest expense
  • $3,946Salaries and employee benefits
  • $807Premises and equipment expense
  • $1,760Additional noninterest expense
  • $1,459Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,459Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,459Net income attributable to bank
  • $0Net charge-offs
  • $1,459Cash dividends
  • $53Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 0.39%Cost of funding earning assets
  • 4.30%Net interest margin
  • 0.26%Noninterest income to earning assets
  • 3.56%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 0.71%Pretax return on assets
  • 5.40%Return on equity (ROE)
  • 5.40%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 698.11%Credit loss provision to net charge-offs
  • 34.51%Efficiency ratio
  • 74,802Assets per employee
  • 4.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 804.94%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 75.68%Net loans and leases to core deposits
  • 80.33%Equity capital to assets
  • 13.72%Core capital (leverage) ratio
  • 10.69%Tier 1 risk-based capital ratio
  • 13.66%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $204,085Average earning assets
  • $26,994Average equity
  • $182,954Average loans

List of branches

  • 4 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    036304Collegiate Peaks Bank105 Centennial Plaza, Buena Vista, CO 81211March 18, 1987Full Service Brick and Mortar
    1260476Salida Branch540 Highway 50, Salida, CO 81201December 26, 1995Full Service Brick and Mortar
    2486589Fitzsimons Office Branch2101 North Ursula Street, Aurora, CO 80045January 20, 2009Full Service Brick and Mortar
    3487508Belcaro Office Branch885 South Colorado Blvd, Denver, CO 80246Febuary 17, 2009Full Service Brick and Mortar

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