Peoples National Bank Leadville in Leadville, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Peoples National Bank Leadville in Leadville, Colorado (CO)
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Peoples National Bank Leadville - Overview

  • General
  • FDIC Certificate #: 16409
    Status: Active
    Federal Reserve ID: 390457
    Bank Holding Company (Regulatory Top Holder): Winter Trust Of 12/3/74 (RSSDID: 1995103, Location: Lawrence, KS)
    Date Established: May 22, 1940
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 11141
    FDIC's unique #: 10585
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: April 18, 1946
    Last Structure Change Effective Date: November 02, 2007
    Last Structure Change Process Date: December 13, 2007
    Last Data Update: December 13, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 Harrison Avenue, Leadville, CO 80461
    County: Lake
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Edwards, CO (#20780)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Reorganization
    Change in Location
    Name Change
    Office Sold
  • Financial Summary
  • Total assets: $50.2 mil
    Equity capital: $4.5 mil
    Deposits held in domestic offices: $45.5 mil
    Return on assets (ROA): 0.77% ($0.4 mil)
    Quarterly return on assets: 0.79% ($0.4 mil)
    Return on Equity (ROE): 8.46% ($0.4 mil)
    Quarterly return on equity: 8.82% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.05% ($527.6 mil)
    Quarterly Pretax return on assets: 1.24% ($623.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $50,248Total assets
  • $4,232Cash and due from depository institutions
  • $3,942Interest-bearing balances
  • $18,883Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $26,141Net loans & leases
  • $264Loan loss allowance
  • $0Trading account assets
  • $252Bank premises and fixed assets
  • $192Other real estate owned
  • $0Goodwill and other intangibles
  • $50,248Life insurance assets
  • $548All other assets
  • $45,733Total liabilities and capital
  • $45,452Total liabilities
  • $37,455Total deposits
  • $45,452Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $281Subordinated debt
  • $4,515All other liabilities
  • $4,515Total equity capital
  • $4,515Total bank equity capital
  • $0Perpetual preferred stock
  • $221Common stock
  • $2,602Surplus
  • $1,692Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $18,404Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $202Income earned, not collected on loans
  • $0Earning assets
  • $119Long-term assets (5+ years)
  • $48,966Average Assets, year-to-date
  • $16,965Average Assets, quarterly
  • $47,393Volatile liabilities
  • $50,114Insider loans
  • $17,983FHLB advances
  • $49,827Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,239Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,586Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,289Total interest income
  • $209Total interest expense
  • $1,080Net interest income
  • -$119Provision for loan and lease losses
  • $341Total noninterest income
  • $0Fiduciary activities
  • $162Service charges on deposit accounts
  • $0Trading account gains & fees
  • $179Additional noninterest income
  • $1,222Total noninterest expense
  • $584Salaries and employee benefits
  • $122Premises and equipment expense
  • $516Additional noninterest expense
  • $318Pre-tax net operating income
  • $179Securities gains (losses)
  • $132Applicable income taxes
  • $365Income before extraordinary items
  • $0Extraordinary gains - net
  • $365Net income attributable to bank
  • $0Net charge-offs
  • $365Cash dividends
  • $21Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.81%Yield on earning assets
  • 0.46%Cost of funding earning assets
  • 2.35%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 2.66%Noninterest expense to earning assets
  • 0.49%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 8.46%Return on equity (ROE)
  • 8.46%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • -566.67%Credit loss provision to net charge-offs
  • 9.48%Efficiency ratio
  • 85,996Assets per employee
  • 7.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 130.69%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 0.77%Net loans and leases to deposits
  • 57.51%Net loans and leases to core deposits
  • 62.52%Equity capital to assets
  • 8.99%Core capital (leverage) ratio
  • 8.51%Tier 1 risk-based capital ratio
  • 23.57%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $47,393Average earning assets
  • $4,316Average equity
  • $45,914Average loans

List of branches

  • 1 Colorado Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010585Peoples National Bank Leadville400 Harrison Avenue, Leadville, CO 80461May 22, 1940Full Service Brick and Mortar

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