Colorado Capital Bank in Castle Rock, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 2011

  • Colorado Capital Bank in Castle Rock, Colorado (CO)
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Colorado Capital Bank - Overview

  • General
  • FDIC Certificate #: 34522
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: First-Citizens Bank & Trust Company (#11063)
    Federal Reserve ID: 2595461
    Date Established: April 20, 1998
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 15778
    FDIC's unique #: 59029
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 20, 1998
    Last Structure Change Effective Date: July 08, 2011
    Last Structure Change Process Date: July 11, 2011
    Last Data Update: July 11, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 7505 Village Square Drive, Suite 101, Castle Rock, CO 80104
    County: Douglas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $665.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 165Total employees (full-time equivalent)
  • $919,148Total assets
  • $218,743Cash and due from depository institutions
  • $217,070Interest-bearing balances
  • $55,356Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $617,550Net loans & leases
  • $36,691Loan loss allowance
  • $0Trading account assets
  • $6,671Bank premises and fixed assets
  • $8,684Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $12,144All other assets
  • $919,148Total liabilities and capital
  • $884,384Total liabilities
  • $856,628Total deposits
  • $780,039Interest-bearing deposits
  • $856,628Deposits held in domestic offices
  • 67.63%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $25,319Other borrowed funds
  • $0Subordinated debt
  • $2,437All other liabilities
  • $34,764Total equity capital
  • $34,764Total bank equity capital
  • $34,764Perpetual preferred stock
  • $0Common stock
  • $1,250Surplus
  • $76,320Undivided profits
  • Memoranda
  • $-42,806Noncurrent loans and leases
  • $43,044Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $103,231Earning assets
  • $0Long-term assets (5+ years)
  • $3,061Average Assets, year-to-date
  • $889,976Average Assets, quarterly
  • $46,375Volatile liabilities
  • $889,545Insider loans
  • $919,166FHLB advances
  • $463,961Loans and leases held for sale
  • $11,441Unused loan commitments
  • $15,000Tier 1 (core) risk-based capital
  • $20,140Tier 2 risk-based capital
  • $13,760Total risk weighted assets
  • $43,044Total unused commitments
  • $34,516Restructured Loans and leases
  • $8,008Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $40,572Total interest income
  • $11,262Total interest expense
  • $29,310Net interest income
  • $35,026Provision for loan and lease losses
  • $5,629Total noninterest income
  • $769Fiduciary activities
  • $112Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,748Additional noninterest income
  • $35,381Total noninterest expense
  • $20,106Salaries and employee benefits
  • $4,471Premises and equipment expense
  • $10,804Additional noninterest expense
  • -$35,468Pre-tax net operating income
  • $0Securities gains (losses)
  • -$705Applicable income taxes
  • -$34,763Income before extraordinary items
  • $0Extraordinary gains - net
  • -$34,763Net income attributable to bank
  • $0Net charge-offs
  • -$34,763Cash dividends
  • $17,049Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.75%Yield on earning assets
  • 1.32%Cost of funding earning assets
  • 3.43%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 4.14%Noninterest expense to earning assets
  • -3.91%Net operating income to assets
  • -3.91%Return on assets (ROA)
  • -3.99%Pretax return on assets
  • -58.02%Return on equity (ROE)
  • -58.02%Retained earnings to average equity (YTD only)
  • 2.41%Net charge-offs to loans
  • 205.44%Credit loss provision to net charge-offs
  • -0.03%Efficiency ratio
  • 101,265Assets per employee
  • 5.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.61%Loss allowance to noncurrent loans
  • 35.54%Noncurrent assets plus other real estate owned to assets
  • 12.18%Noncurrent loans to loans
  • 15.78%Net loans and leases to deposits
  • 72.09%Net loans and leases to core deposits
  • 155.31%Equity capital to assets
  • 3.78%Core capital (leverage) ratio
  • 3.73%Tier 1 risk-based capital ratio
  • 5.62%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $889,545Average earning assets
  • $59,918Average equity
  • $854,489Average loans

Total Fiduciary and Related Assets (December 31, 2010)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $105,118Managed Assets
  • 1Number of Accounts
  • $96,468Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $96,468Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 343Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $8,650Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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