Colorado Capital Bank in Castle Rock, Colorado (CO)



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Colorado Capital Bank routing number info

Table of contents:
Colorado Capital Bank
GeneralFDIC Certificate #: 34522
Status: Inactive
Closing history: Absorption - Assisted
Acquiring institution: First-Citizens Bank & Trust Company (#11063)
Federal Reserve ID: 2595461
Date Established: April 20, 1998
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 15778
FDIC's unique #: 59029
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: April 20, 1998
Last Structure Change Effective Date: July 08, 2011
Last Structure Change Process Date: July 11, 2011
Last Data Update: July 11, 2011
Data Source Date: April 05, 2012
LocationAddress: 7505 Village Square Drive, Suite 101, Castle Rock, CO 80104
County: Douglas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Denver, CO (#2080)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial SummaryTotal assets: $665.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)
(Dollar figures in thousands)
Total employees (full-time equivalent)165
Total assets$919,148
Cash and due from depository institutions$218,743
Interest-bearing balances$217,070
Securities$55,356
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$617,550
Loan loss allowance $36,691
Trading account assets$0
Bank premises and fixed assets$6,671
Other real estate owned$8,684
Goodwill and other intangibles$0
All other assets$12,144
Life insurance assets$0
Total liabilities and capital$919,148
Total liabilities$884,384
Total deposits$856,628
Interest-bearing deposits$780,039
Deposits held in domestic offices$856,628
% insured (estimated)67.63%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $25,319
Subordinated debt $0
All other liabilities $2,437
Total equity capital$34,764
Total bank equity capital$34,764
Perpetual preferred stock$34,764
Common stock$0
Surplus$1,250
Undivided profits $76,320
Memoranda
Noncurrent loans and leases $-42,806
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $43,044
Income earned, not collected on loans $0
Earning assets $103,231
Long-term assets (5+ years) $0
Average Assets, year-to-date $3,061
Average Assets, quarterly $889,976
Volatile liabilities $46,375
Insider loans $889,545
FHLB advances $919,166
Loans and leases held for sale $463,961
Unused loan commitments $11,441
Tier 1 (core) risk-based capital $15,000
Tier 2 risk-based capital $20,140
Total risk weighted assets $13,760
Total unused commitments $43,044
Restructured Loans and leases $34,516
Derivatives$8,008
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Income and Expense (December 31, 2010)
(Dollar figures in thousands)
Total interest income $40,572
Total interest expense $11,262
Net interest income $29,310
Provision for loan and lease losses $35,026
Total noninterest income $5,629
Fiduciary activities $769
Service charges on deposit accounts $112
Trading account gains & fees $0
Additional noninterest income $4,748
Total noninterest expense $35,381
Salaries and employee benefits $20,106
Premises and equipment expense $4,471
Additional noninterest expense $10,804
Pre-tax net operating income -$35,468
Securities gains (losses) $0
Applicable income taxes -$705
Income before extraordinary items -$34,763
Extraordinary gains - net $0
Net income attributable to bank -$34,763
Net charge-offs $0
Cash dividends -$34,763
Sale, conversion, retirement of capital stock, net $17,049
Net operating income $0
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Performance and Condition Ratios (December 31, 2010)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.75%
Cost of funding earning assets 1.32%
Net interest margin 3.43%
Noninterest income to earning assets 0.66%
Noninterest expense to earning assets 4.14%
Net operating income to assets -3.91%
Return on assets (ROA) -3.91%
Pretax return on assets -3.99%
Return on equity (ROE) -58.02%
Retained earnings to average equity (YTD only) -58.02%
Net charge-offs to loans 2.41%
Credit loss provision to net charge-offs 205.44%
Efficiency ratio-0.03%
Assets per employee$101,265
Cash dividends to net income (YTD only)5.57%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 5.61%
Noncurrent assets plus other real estate owned to assets 35.54%
Noncurrent loans to loans 12.18%
Net loans and leases to deposits15.78%
Net loans and leases to core deposits 72.09%
Equity capital to assets 155.31%
Core capital (leverage) ratio 3.78%
Tier 1 risk-based capital ratio 3.73%
Total risk-based capital ratio 5.62%
Memoranda
Average assets$7
Average earning assets$889,545
Average equity $59,918
Average loans $854,489
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Total Fiduciary and Related Assets (December 31, 2010)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$105,118
Number of Accounts1
Personal trust and agency accounts$96,468
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$96,468
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts343
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$8,650
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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