Columbus Bank and Trust Company in Columbus, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1996

Columbus Bank and Trust Company in Columbus, Indiana (IN)
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Columbus Bank and Trust Company - Overview

General
FDIC Certificate #: 21894
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Salin Bank and Trust Company (#9092)
Federal Reserve ID: 64842
Date Established: January 02, 1975
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
OTS Docket #: 9908
FDIC's unique #: 15173
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 02, 1975
Last Structure Change Effective Date: July 01, 1996
Last Structure Change Process Date: July 25, 1996
Last Data Update: July 25, 1996
Data Source Date: April 05, 2012
Location
Address: 436 Washington Street, Columbus, IN 47201
County: Bartholomew
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Columbus, IN (#18020)
CBSA Metro Statistical Area: Columbus, IN (#18020)
Financial Summary
Total assets: $104.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$40Total assets
$101,362Cash and due from depository institutions
$7,411Interest-bearing balances
$0Securities
$17,975Federal funds sold & reverse repurchase agreements
$2,500Net loans & leases
$70,968Loan loss allowance
$1,017Trading account assets
$0Bank premises and fixed assets
$1,000Other real estate owned
$0Goodwill and other intangibles
$1,508Life insurance assets
$0All other assets
$0Total liabilities and capital
$101,362Total liabilities
$93,808Total deposits
$90,725Interest-bearing deposits
$74,849Deposits held in domestic offices
90725.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,064Subordinated debt
$0All other liabilities
$1,019Total equity capital
$1,019Total bank equity capital
$7,554Perpetual preferred stock
$0Common stock
$1,000Surplus
$2,500Undivided profits
Memoranda
$4,054Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$542Income earned, not collected on loans
$313Earning assets
$91,443Long-term assets (5+ years)
$5,509Average Assets, year-to-date
$94,336Average Assets, quarterly
$97,634Volatile liabilities
$6,830Insider loans
$1,574FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$16,586Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,529Total risk weighted assets
$79,070Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$7,516Total interest expense
$3,330Net interest income
$4,186Provision for loan and lease losses
$60Total noninterest income
$649Fiduciary activities
$0Service charges on deposit accounts
$194Trading account gains & fees
$0Additional noninterest income
$455Total noninterest expense
$2,766Salaries and employee benefits
$1,253Premises and equipment expense
$302Additional noninterest expense
$1,211Pre-tax net operating income
$2,009Securities gains (losses)
$0Applicable income taxes
$732Income before extraordinary items
$1,277Extraordinary gains - net
$0Net income attributable to bank
$1,277Net charge-offs
$47Cash dividends
$600Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.67%Cost of funding earning assets
3.84%Net interest margin
4.83%Noninterest income to earning assets
0.75%Noninterest expense to earning assets
3.19%Net operating income to assets
1.35%Return on assets (ROA)
1.35%Pretax return on assets
2.13%Return on equity (ROE)
17.33%Retained earnings to average equity (YTD only)
9.19%Net charge-offs to loans
0.07%Credit loss provision to net charge-offs
127.66%Efficiency ratio
57,208Assets per employee
2.53%Cash dividends to net income (YTD only)
Condition Ratios (%)
46.99%Loss allowance to loans
1.41%Loss allowance to noncurrent loans
187.64%Noncurrent assets plus other real estate owned to assets
0.53%Noncurrent loans to loans
0.75%Net loans and leases to deposits
78.22%Net loans and leases to core deposits
82.56%Equity capital to assets
7.45%Core capital (leverage) ratio
7.62%Tier 1 risk-based capital ratio
9.52%Total risk-based capital ratio
Memoranda
$11Average assets
$94,336Average earning assets
$7,369Average equity
$86,672Average loans

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