Salin Bank and Trust Company in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


Salin Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 9092
    Status: Active
    Federal Reserve ID: 123646
    Bank Holding Company (Regulatory Top Holder): Salin Bancshares, Inc. (RSSDID: 1139466, Location: Indianapolis, IN)
    Date Established: May 15, 1902
    WWW: http://www.salin.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 23 (Domestic: 23, Interstate: No)
    OTS Docket #: 10757
    FDIC's unique #: 5822
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 8455 Keystone Crossing Drive, Indianapolis, IN 46240
    County: Marion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $851.0 mil
    Equity capital: $85.4 mil
    Deposits held in domestic offices: $677.9 mil
    Return on assets (ROA): 0.62% ($5.3 mil)
    Quarterly return on assets: 0.76% ($6.5 mil)
    Return on Equity (ROE): 6.33% ($5.4 mil)
    Quarterly return on equity: 7.59% ($6.5 mil)
    Net income: $5.1 mil
    Quarterly Net income: $1.6 mil
    Pretax return on assets: 0.62% ($5,276.1 mil)
    Quarterly Pretax return on assets: 0.76% ($6,467.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 204Total employees (full-time equivalent)
  • $850,986Total assets
  • $42,408Cash and due from depository institutions
  • $26,999Interest-bearing balances
  • $212,545Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $550,625Net loans & leases
  • $11,984Loan loss allowance
  • $0Trading account assets
  • $18,845Bank premises and fixed assets
  • $12,524Other real estate owned
  • $2,707Goodwill and other intangibles
  • $850,986Life insurance assets
  • $11,332All other assets
  • $765,556Total liabilities and capital
  • $677,871Total liabilities
  • $569,275Total deposits
  • $677,871Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 56386.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $27,118Trading liabilities
  • $0Other borrowed funds
  • $4,181Subordinated debt
  • $85,430All other liabilities
  • $85,430Total equity capital
  • $85,430Total bank equity capital
  • $0Perpetual preferred stock
  • $3,000Common stock
  • $20,000Surplus
  • $62,430Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $370Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16,795Income earned, not collected on loans
  • $0Earning assets
  • $3,426Long-term assets (5+ years)
  • $790,169Average Assets, year-to-date
  • $210,585Average Assets, quarterly
  • $813,625Volatile liabilities
  • $836,251Insider loans
  • $619,545FHLB advances
  • $839,658Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $79,936Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $175,596Restructured Loans and leases
  • $7,853Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $35,487Total interest income
  • $5,771Total interest expense
  • $29,716Net interest income
  • $3,300Provision for loan and lease losses
  • $9,950Total noninterest income
  • $1,111Fiduciary activities
  • $4,666Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,173Additional noninterest income
  • $29,797Total noninterest expense
  • $14,985Salaries and employee benefits
  • $4,539Premises and equipment expense
  • $10,273Additional noninterest expense
  • $6,569Pre-tax net operating income
  • -$1,485Securities gains (losses)
  • $0Applicable income taxes
  • $5,084Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,084Net income attributable to bank
  • $0Net charge-offs
  • $5,084Cash dividends
  • $2,355Sale, conversion, retirement of capital stock, net
  • $1,684Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 3.93%Net interest margin
  • 1.32%Noninterest income to earning assets
  • 3.94%Noninterest expense to earning assets
  • 0.81%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 0.62%Pretax return on assets
  • 6.33%Return on equity (ROE)
  • 4.23%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 140.13%Credit loss provision to net charge-offs
  • 4.19%Efficiency ratio
  • 73,025Assets per employee
  • 4.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.12%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 71.35%Noncurrent assets plus other real estate owned to assets
  • 3.45%Noncurrent loans to loans
  • 2.99%Net loans and leases to deposits
  • 81.23%Net loans and leases to core deposits
  • 83.19%Equity capital to assets
  • 10.04%Core capital (leverage) ratio
  • 9.52%Tier 1 risk-based capital ratio
  • 12.90%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $813,625Average earning assets
  • $80,362Average equity
  • $755,443Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $223,635Managed Assets
  • 1Number of Accounts
  • $186,226Personal trust and agency accounts
  • $57,651Employee benefit-defined contribution accounts
  • $69,759Employee benefit-defined benefit accounts
  • $29,772Other retirement accounts
  • $7,053Corporate trust and agency accounts
  • $1,175Investment management agency accounts
  • $16,747Other fiduciary accounts
  • $4,069Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 256Number of Accounts
  • $0Personal trust and agency accounts
  • $7,053Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $37,409Other retirement accounts
  • $29,028Corporate trust and agency accounts
  • $342Other fiduciary accounts
  • $8,039Fiduciary accounts held in foreign offices

List of branches

  • 23 Indiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05822Salin Bank And Trust Company8455 Keystone Crossing Drive, Indianapolis, IN 46240May 15, 1902Full Service Brick and Mortar
    2219461Eastgate Branch2901 East Market Street, Logansport, IN 46947October 16, 1959Full Service Brick and Mortar
    48284Walton Branch100-102 South Main Street, Walton, IN 46994January 01, 1911Full Service Brick and Mortar
    5229048Galveston Branch436 South California, Galveston, IN 46932November 18, 1980Full Service Brick and Mortar
    7227928Flora Branch106 West Columbia Street, Flora, IN 46929January 04, 1982Full Service Brick and Mortar
    8227929Lafayette Branch400 Main Street, Lafayette, IN 47901Febuary 01, 1988Full Service Brick and Mortar
    95820Burlington Branch401 N Michigan Road, Burlington, IN 46915January 01, 1904Full Service Brick and Mortar
    10219455Delphi Branch102 S Market Street, Delphi, IN 46923Febuary 16, 1976Full Service Brick and Mortar
    11227930Creasy Lane Branch330 North Creasy Lane, Lafayette, IN 47902October 09, 1989Full Service Brick and Mortar
    12227931Kokomo Downtown Branch112 South Washington St, Kokomo, IN 46901October 10, 1991Full Service Brick and Mortar
    13227932Braddock Branch3623 Braddock Drive, Lafayette, IN 47909January 02, 1992Full Service Brick and Mortar
    15219463Logansport Branch421 East Broadway, Logansport, IN 46947August 01, 1995Full Service Brick and Mortar
    17253694Columbus Main Office655 Third Street, Columbus, IN 47201Febuary 28, 1975Full Service Brick and Mortar
    19253696Rocky Ford Branch3501 Central Avenue, Columbus, IN 47203May 25, 1988Full Service Brick and Mortar
    23219466Edinburgh Branch100 West Main Street, Edinburgh, IN 46124November 17, 1997Full Service Brick and Mortar
    29219472Dupont Kroger Branch601 E. Dupont Road, Fort Wayne, IN 46825September 22, 1997Full Service Retail
    312864Marion Downtown Branch302 South Washington Street, Marion, IN 46952June 28, 1933Full Service Brick and Mortar
    32203432Marion Northwest Branch1200 North Baldwin Avenue, Marion, IN 46952December 19, 1955Full Service Brick and Mortar
    34203435Gas City Branch716 East Main Street, Gas City, IN 46933June 24, 1974Full Service Brick and Mortar
    36358941Kokomo Kroger West605 N. Dixon Road, Kokomo, IN 46901August 31, 2000Full Service Brick and Mortar
    37361856Fort Wayne Downtown110 West Main Street, Fort Wayne, IN 46802August 28, 2001Full Service Brick and Mortar
    39420076Fort Wayne Georgetown Branch6634 E State Blvd, Fort Wayne, IN 46815May 05, 2003Full Service Brick and Mortar
    40425126Wabash Village Branch351 Sagamore Parkway West, West Lafayette, IN 47906December 08, 2003Full Service Brick and Mortar

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