Community Bank in city_name, state_name - Detailed Financial Reports, Location

Community Bank in Alma, Nebraska (NE)
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Community Bank routing number info

Community Bank - Overview

General
FDIC Certificate #: 34139
Status: Active
Federal Reserve ID: 2413510
Bank Holding Company (Regulatory Top Holder): Stamford Banco, Inc. (RSSDID: 1052332, Location: Stamford, NE)
Date Established: Febuary 20, 1996
WWW: http://www.acommunitybank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 14700
FDIC's unique #: 56282
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 20, 1996
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1108 West 7th, Alma, NE 68920
County: Harlan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $44.6 mil
Equity capital: $5.5 mil
Deposits held in domestic offices: $34.4 mil
Return on assets (ROA): 1.46% ($0.7 mil)
Quarterly return on assets: 1.12% ($0.5 mil)
Return on Equity (ROE): 12.11% ($0.7 mil)
Quarterly return on equity: 9.10% ($0.5 mil)
Net income: $0.6 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.49% ($663.9 mil)
Quarterly Pretax return on assets: 1.14% ($508.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
15Total employees (full-time equivalent)
$44,559Total assets
$6,262Cash and due from depository institutions
$6,013Interest-bearing balances
$13,400Securities
$0Federal funds sold & reverse repurchase agreements
$22,488Net loans & leases
$472Loan loss allowance
$0Trading account assets
$266Bank premises and fixed assets
$154Other real estate owned
$0Goodwill and other intangibles
$44,559Life insurance assets
$1,989All other assets
$39,033Total liabilities and capital
$34,375Total liabilities
$28,918Total deposits
$34,375Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,546Trading liabilities
$0Other borrowed funds
$112Subordinated debt
$5,526All other liabilities
$5,526Total equity capital
$5,526Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$3,700Surplus
$1,526Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$234Income earned, not collected on loans
$0Earning assets
$465Long-term assets (5+ years)
$41,901Average Assets, year-to-date
$11,427Average Assets, quarterly
$44,024Volatile liabilities
$44,646Insider loans
$31,906FHLB advances
$43,546Loans and leases held for sale
$728Unused loan commitments
$728Tier 1 (core) risk-based capital
$5,469Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,003Total interest income
$513Total interest expense
$1,490Net interest income
$60Provision for loan and lease losses
$217Total noninterest income
$0Fiduciary activities
$146Service charges on deposit accounts
$0Trading account gains & fees
$71Additional noninterest income
$1,166Total noninterest expense
$690Salaries and employee benefits
$145Premises and equipment expense
$331Additional noninterest expense
$481Pre-tax net operating income
$176Securities gains (losses)
$16Applicable income taxes
$641Income before extraordinary items
$0Extraordinary gains - net
$641Net income attributable to bank
$0Net charge-offs
$641Cash dividends
$89Sale, conversion, retirement of capital stock, net
$101Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.84%Yield on earning assets
1.24%Cost of funding earning assets
3.60%Net interest margin
0.52%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
1.06%Net operating income to assets
1.46%Return on assets (ROA)
1.49%Pretax return on assets
12.11%Return on equity (ROE)
10.20%Retained earnings to average equity (YTD only)
0.38%Net charge-offs to loans
67.42%Credit loss provision to net charge-offs
6.08%Efficiency ratio
68,307Assets per employee
2.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
15.76%Loss allowance to loans
2.06%Loss allowance to noncurrent loans
201.71%Noncurrent assets plus other real estate owned to assets
0.87%Noncurrent loans to loans
1.02%Net loans and leases to deposits
65.42%Net loans and leases to core deposits
67.47%Equity capital to assets
12.40%Core capital (leverage) ratio
12.56%Tier 1 risk-based capital ratio
17.14%Total risk-based capital ratio
Memoranda
$18Average assets
$44,024Average earning assets
$5,294Average equity
$41,388Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	56282	Community Bank	1108 West 7th, Alma, NE 68920	Febuary 20, 1996	Full Service Brick and Mortar
1	7330	Stamford Branch	130 North Beaver Avenue, Stamford, NE 68977	June 01, 1890	Full Service Brick and Mortar

Community Bank in Alma, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Community Bank in Alma, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank in Alma, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches