First State Bank in city_name, state_name - Detailed Financial Reports, Location

First State Bank in Loomis, Nebraska (NE)
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First State Bank routing number info

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First State Bank - Overview

General
FDIC Certificate #: 16333
Status: Active
Federal Reserve ID: 172859
Bank Holding Company (Regulatory Top Holder): Loomis Company (RSSDID: 1058071, Location: Omaha, NE)
Date Established: October 22, 1945
WWW: http://www.fsbloomis.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 10517
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: November 05, 1945
Last Structure Change Effective Date: April 20, 2006
Last Structure Change Process Date: June 06, 2006
Last Data Update: June 06, 2006
Data Source Date: April 05, 2012
Location
Address: 211 Commercial St., Loomis, NE 68958
County: Phelps
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Office Purchased
Financial Summary
Total assets: $89.9 mil
Equity capital: $9.1 mil
Deposits held in domestic offices: $75.8 mil
Return on assets (ROA): 1.43% ($1.3 mil)
Quarterly return on assets: 1.36% ($1.2 mil)
Return on Equity (ROE): 13.62% ($1.2 mil)
Quarterly return on equity: 12.77% ($1.1 mil)
Net income: $1.2 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 2.17% ($1,950.4 mil)
Quarterly Pretax return on assets: 2.06% ($1,851.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
17Total employees (full-time equivalent)
$89,880Total assets
$8,714Cash and due from depository institutions
$3,920Interest-bearing balances
$10,554Securities
$0Federal funds sold & reverse repurchase agreements
$66,127Net loans & leases
$807Loan loss allowance
$0Trading account assets
$731Bank premises and fixed assets
$0Other real estate owned
$1,714Goodwill and other intangibles
$89,880Life insurance assets
$2,040All other assets
$80,746Total liabilities and capital
$75,838Total liabilities
$61,674Total deposits
$75,838Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,550Trading liabilities
$0Other borrowed funds
$358Subordinated debt
$9,134All other liabilities
$9,134Total equity capital
$9,134Total bank equity capital
$0Perpetual preferred stock
$210Common stock
$4,240Surplus
$4,684Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$84Income earned, not collected on loans
$0Earning assets
$1,287Long-term assets (5+ years)
$80,601Average Assets, year-to-date
$9,900Average Assets, quarterly
$87,133Volatile liabilities
$88,267Insider loans
$69,500FHLB advances
$85,538Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,329Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$28,811Restructured Loans and leases
$2,919Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,292Total interest income
$757Total interest expense
$3,535Net interest income
$79Provision for loan and lease losses
$669Total noninterest income
$0Fiduciary activities
$283Service charges on deposit accounts
$0Trading account gains & fees
$386Additional noninterest income
$2,232Total noninterest expense
$1,376Salaries and employee benefits
$161Premises and equipment expense
$695Additional noninterest expense
$1,893Pre-tax net operating income
$0Securities gains (losses)
$646Applicable income taxes
$1,247Income before extraordinary items
$0Extraordinary gains - net
$1,247Net income attributable to bank
$0Net charge-offs
$1,247Cash dividends
$7Sale, conversion, retirement of capital stock, net
$800Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.44%Yield on earning assets
0.96%Cost of funding earning assets
4.48%Net interest margin
0.85%Noninterest income to earning assets
2.83%Noninterest expense to earning assets
1.43%Net operating income to assets
1.43%Return on assets (ROA)
2.17%Pretax return on assets
13.62%Return on equity (ROE)
4.88%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
1128.57%Credit loss provision to net charge-offs
281.71%Efficiency ratio
52,854Assets per employee
5.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
64.15%Loss allowance to loans
1.21%Loss allowance to noncurrent loans
960.71%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.13%Net loans and leases to deposits
87.20%Net loans and leases to core deposits
91.81%Equity capital to assets
10.16%Core capital (leverage) ratio
8.57%Tier 1 risk-based capital ratio
10.55%Total risk-based capital ratio
Memoranda
$12Average assets
$87,133Average earning assets
$9,154Average equity
$78,835Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	10517	First State Bank	211 Commercial St., Loomis, NE 68958	October 22, 1945	Full Service Brick and Mortar
1	8041	620 West Main Street Branch	620 West Main Street, Alma, NE 68920	January 01, 1900	Full Service Brick and Mortar

First State Bank in Loomis, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank in Loomis, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank in Loomis, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches