Community Bank in Superior, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 15, 2008

  • Community Bank in Superior, Wisconsin (WI)
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Community Bank - Overview

  • General
  • FDIC Certificate #: 8709
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National Bank of Commerce (#14266)
    Federal Reserve ID: 712750
    Date Established: January 01, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 12543
    FDIC's unique #: 5542
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 15, 2008
    Last Structure Change Process Date: December 02, 2008
    Last Data Update: December 02, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1214 Tower Avenue, Superior, WI 54880
    County: Douglas
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Duluth-Superior, MN-WI (#2240)
    Core Based Statistical Area (CBSA): Duluth, MN-WI (#20260)
    CBSA Metro Statistical Area: Duluth, MN-WI (#20260)
  • Financial Summary
  • Total assets: $97.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $90,369Total assets
  • $1,648Cash and due from depository institutions
  • $51Interest-bearing balances
  • $19,253Securities
  • $5,529Federal funds sold & reverse repurchase agreements
  • $59,559Net loans & leases
  • $854Loan loss allowance
  • $0Trading account assets
  • $1,142Bank premises and fixed assets
  • $340Other real estate owned
  • $0Goodwill and other intangibles
  • $1,814Life insurance assets
  • $2,898All other assets
  • $90,369Total liabilities and capital
  • $81,455Total liabilities
  • $81,052Total deposits
  • $71,599Interest-bearing deposits
  • $81,052Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $403All other liabilities
  • $8,914Total equity capital
  • $8,914Total bank equity capital
  • $8,914Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $2,200Undivided profits
  • Memoranda
  • $6,414Noncurrent loans and leases
  • $2,826Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,348Earning assets
  • $0Long-term assets (5+ years)
  • $415Average Assets, year-to-date
  • $84,392Average Assets, quarterly
  • $1,742Volatile liabilities
  • $88,770Insider loans
  • $90,252FHLB advances
  • $14,277Loans and leases held for sale
  • $4,566Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,826Total unused commitments
  • $584Restructured Loans and leases
  • $724Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $5,571Total interest income
  • $2,867Total interest expense
  • $2,704Net interest income
  • $0Provision for loan and lease losses
  • $441Total noninterest income
  • $0Fiduciary activities
  • $263Service charges on deposit accounts
  • $0Trading account gains & fees
  • $178Additional noninterest income
  • $1,938Total noninterest expense
  • $1,131Salaries and employee benefits
  • $338Premises and equipment expense
  • $469Additional noninterest expense
  • $1,207Pre-tax net operating income
  • $0Securities gains (losses)
  • $379Applicable income taxes
  • $828Income before extraordinary items
  • $0Extraordinary gains - net
  • $828Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $24Sale, conversion, retirement of capital stock, net
  • $1,492Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.78%Yield on earning assets
  • 3.49%Cost of funding earning assets
  • 3.29%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 2.36%Noninterest expense to earning assets
  • 0.93%Net operating income to assets
  • 0.93%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 9.23%Return on equity (ROE)
  • -7.40%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 50.29%Efficiency ratio
  • 61,622Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 180.19%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 63.35%Noncurrent assets plus other real estate owned to assets
  • 1.87%Noncurrent loans to loans
  • 2.23%Net loans and leases to deposits
  • 73.48%Net loans and leases to core deposits
  • 89.19%Equity capital to assets
  • 9.86%Core capital (leverage) ratio
  • 9.89%Tier 1 risk-based capital ratio
  • 15.43%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $88,770Average earning assets
  • $8,971Average equity
  • $82,188Average loans

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