Community Bankers' Bank in Midlothian, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Community Bankers' Bank in Midlothian, Virginia (VA)
  • Show street view No street view available for this location

Community Bankers' Bank - Overview

  • General
  • FDIC Certificate #: 26871
    Status: Active
    Federal Reserve ID: 77422
    Bank Holding Company (Regulatory Top Holder): Cbb Financial Corp. (RSSDID: 3848632, Location: Midlothian, VA)
    Date Established: January 02, 1987
    WWW: http://www.cbbonline.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 36151
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 02, 1987
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2601 Promenade Parkway, Midlothian, VA 23113
    County: Chesterfield
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Richmond
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Richmond-Petersburg, VA (#6760)
    Core Based Statistical Area (CBSA): Richmond, VA (#40060)
    CBSA Metro Statistical Area: Richmond, VA (#40060)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $143.6 mil
    Equity capital: $15.0 mil
    Deposits held in domestic offices: $118.5 mil
    Return on assets (ROA): 0.35% ($0.5 mil)
    Quarterly return on assets: 0.21% ($0.3 mil)
    Return on Equity (ROE): 3.59% ($0.5 mil)
    Quarterly return on equity: 2.01% ($0.3 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.49% ($703.7 mil)
    Quarterly Pretax return on assets: 0.26% ($373.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $143,618Total assets
  • $25,362Cash and due from depository institutions
  • $25,255Interest-bearing balances
  • $18,381Securities
  • $9,733Federal funds sold & reverse repurchase agreements
  • $80,531Net loans & leases
  • $3,117Loan loss allowance
  • $0Trading account assets
  • $1,122Bank premises and fixed assets
  • $1,970Other real estate owned
  • $0Goodwill and other intangibles
  • $143,618Life insurance assets
  • $6,519All other assets
  • $128,651Total liabilities and capital
  • $118,503Total liabilities
  • $54,335Total deposits
  • $118,503Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 8707.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,441Subordinated debt
  • $14,967All other liabilities
  • $14,967Total equity capital
  • $14,967Total bank equity capital
  • $0Perpetual preferred stock
  • $2,088Common stock
  • $6,489Surplus
  • $6,390Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,988Income earned, not collected on loans
  • $0Earning assets
  • $416Long-term assets (5+ years)
  • $133,900Average Assets, year-to-date
  • $21,233Average Assets, quarterly
  • $148,085Volatile liabilities
  • $144,808Insider loans
  • $94,743FHLB advances
  • $145,442Loans and leases held for sale
  • $3,513Unused loan commitments
  • $1,718Tier 1 (core) risk-based capital
  • $14,864Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,795Total unused commitments
  • $12,263Restructured Loans and leases
  • $816Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,240Total interest income
  • $640Total interest expense
  • $4,600Net interest income
  • $1,185Provision for loan and lease losses
  • $2,849Total noninterest income
  • $0Fiduciary activities
  • $1,953Service charges on deposit accounts
  • $0Trading account gains & fees
  • $896Additional noninterest income
  • $5,531Total noninterest expense
  • $2,499Salaries and employee benefits
  • $295Premises and equipment expense
  • $2,737Additional noninterest expense
  • $733Pre-tax net operating income
  • $0Securities gains (losses)
  • $208Applicable income taxes
  • $525Income before extraordinary items
  • $0Extraordinary gains - net
  • $525Net income attributable to bank
  • $0Net charge-offs
  • $525Cash dividends
  • $1,016Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.80%Yield on earning assets
  • 0.46%Cost of funding earning assets
  • 3.34%Net interest margin
  • 2.07%Noninterest income to earning assets
  • 4.01%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.35%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 3.59%Return on equity (ROE)
  • 3.59%Retained earnings to average equity (YTD only)
  • 1.26%Net charge-offs to loans
  • 116.63%Credit loss provision to net charge-offs
  • 1.89%Efficiency ratio
  • 74,252Assets per employee
  • 6.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.73%Loss allowance to noncurrent loans
  • 156.79%Noncurrent assets plus other real estate owned to assets
  • 2.76%Noncurrent loans to loans
  • 2.38%Net loans and leases to deposits
  • 67.96%Net loans and leases to core deposits
  • 85.57%Equity capital to assets
  • 10.42%Core capital (leverage) ratio
  • 10.22%Tier 1 risk-based capital ratio
  • 15.69%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $148,085Average earning assets
  • $14,628Average equity
  • $137,791Average loans

List of branches

  • 1 Virginia Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    036151Community Bankers' Bank2601 Promenade Parkway, Midlothian, VA 23113January 02, 1987Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bankers' Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents