Community First Bank in Butler, Missouri (MO)

Show street view No street view available for this location

Community First Bank routing number info

Table of contents:
Community First Bank
GeneralFDIC Certificate #: 10595
Status: Active
Federal Reserve ID: 756848
Bank Holding Company (Regulatory Top Holder): Community First Bancshares, Inc. (RSSDID: 2587411, Location: Butler, MO)
Date Established: January 01, 1932
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 6791
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 12, 2010
Last Structure Change Process Date: August 12, 2010
Last Data Update: August 12, 2010
Data Source Date: April 05, 2012
LocationAddress: 915 West Fort Scott Street, Butler, MO 64730
County: Bates
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of ChangesChange in Geographic Region/Area/Territory/Field Office
Financial SummaryTotal assets: $158.6 mil
Equity capital: $14.6 mil
Deposits held in domestic offices: $135.2 mil
Return on assets (ROA): 1.99% ($3.2 mil)
Quarterly return on assets: 2.80% ($4.5 mil)
Return on Equity (ROE): 22.20% ($3.3 mil)
Quarterly return on equity: 30.05% ($4.5 mil)
Net income: $3.1 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 1.99% ($3,155.7 mil)
Quarterly Pretax return on assets: 2.80% ($4,440.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)42
Total assets$158,580
Cash and due from depository institutions$7,885
Interest-bearing balances$487
Federal funds sold & reverse repurchase agreements$15,235
Net loans & leases$115,979
Loan loss allowance $1,350
Trading account assets$0
Bank premises and fixed assets$1,821
Other real estate owned$504
Goodwill and other intangibles$459
All other assets$4,416
Life insurance assets$158,580
Total liabilities and capital$143,990
Total liabilities$135,158
Total deposits$118,787
Interest-bearing deposits$135,158
Deposits held in domestic offices$87
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$8,184
Other borrowed funds $0
Subordinated debt $648
All other liabilities $14,590
Total equity capital$14,590
Total bank equity capital$14,590
Perpetual preferred stock$0
Common stock$314
Undivided profits $7,656
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $6,848
Earning assets $0
Long-term assets (5+ years) $1,546
Average Assets, year-to-date $143,982
Average Assets, quarterly $51,528
Volatile liabilities $154,313
Insider loans $153,115
FHLB advances $107,588
Loans and leases held for sale $152,648
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $13,633
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $9,461
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $7,529
Total interest expense $2,163
Net interest income $5,366
Provision for loan and lease losses $280
Total noninterest income $1,348
Fiduciary activities $0
Service charges on deposit accounts $460
Trading account gains & fees $0
Additional noninterest income $888
Total noninterest expense $3,520
Salaries and employee benefits $1,904
Premises and equipment expense $458
Additional noninterest expense $1,158
Pre-tax net operating income $2,914
Securities gains (losses) $162
Applicable income taxes $0
Income before extraordinary items $3,076
Extraordinary gains - net $0
Net income attributable to bank $3,076
Net charge-offs $0
Cash dividends $3,076
Sale, conversion, retirement of capital stock, net $348
Net operating income $1,860
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.50%
Cost of funding earning assets 1.58%
Net interest margin 3.92%
Noninterest income to earning assets 0.99%
Noninterest expense to earning assets 2.57%
Net operating income to assets 1.89%
Return on assets (ROA) 1.99%
Pretax return on assets 1.99%
Return on equity (ROE) 22.20%
Retained earnings to average equity (YTD only) 8.78%
Net charge-offs to loans 0.30%
Credit loss provision to net charge-offs 80.46%
Efficiency ratio9.18%
Assets per employee$51,579
Cash dividends to net income (YTD only)3.78%
Condition Ratios (%)
Loss allowance to loans 60.47%
Loss allowance to noncurrent loans 1.15%
Noncurrent assets plus other real estate owned to assets 19.71%
Noncurrent loans to loans 4.64%
Net loans and leases to deposits5.84%
Net loans and leases to core deposits 85.81%
Equity capital to assets 88.99%
Core capital (leverage) ratio 9.20%
Tier 1 risk-based capital ratio 8.93%
Total risk-based capital ratio 12.67%
Average assets$14
Average earning assets$154,313
Average equity $13,855
Average loans $136,791
Back to page top, Back to table top

3 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06791Community First Bank915 West Fort Scott Street, Butler, MO 64730January 01, 1932Full Service Brick and Mortar
1275698Appleton City Branch214-16 West 4th Street, Appleton City, MO 64724January 01, 1913Full Service Brick and Mortar
211741Cfb West Branch1109 W. Ft. Scott Street, Butler, MO 64730October 15, 1902Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community First Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.