Farmers State Bank, S/B in Schell City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers State Bank, S/B - Overview

  • General
  • FDIC Certificate #: 11003
    Status: Active
    Federal Reserve ID: 365950
    Bank Holding Company (Regulatory Top Holder): Farmers Financial Corporation (RSSDID: 2973779, Location: Bolivar, MO)
    Date Established: November 24, 1910
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 7053
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 20, 2007
    Last Structure Change Process Date: December 20, 2007
    Last Data Update: December 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Main Street, Schell City, MO 64783
    County: Vernon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $69.7 mil
    Equity capital: $10.0 mil
    Deposits held in domestic offices: $56.2 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: 0.15% ($0.1 mil)
    Return on Equity (ROE): 0.05% ($0.0 mil)
    Quarterly return on equity: 1.00% ($0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.00% ($0.0 mil)
    Quarterly Pretax return on assets: 0.16% ($111.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $69,692Total assets
  • $12,943Cash and due from depository institutions
  • $7,174Interest-bearing balances
  • $12,886Securities
  • $2,908Federal funds sold & reverse repurchase agreements
  • $36,915Net loans & leases
  • $531Loan loss allowance
  • $0Trading account assets
  • $2,396Bank premises and fixed assets
  • $744Other real estate owned
  • $0Goodwill and other intangibles
  • $69,692Life insurance assets
  • $900All other assets
  • $59,736Total liabilities and capital
  • $56,210Total liabilities
  • $49,695Total deposits
  • $56,210Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,295Trading liabilities
  • $0Other borrowed funds
  • $231Subordinated debt
  • $9,956All other liabilities
  • $9,956Total equity capital
  • $9,956Total bank equity capital
  • $0Perpetual preferred stock
  • $160Common stock
  • $8,985Surplus
  • $811Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $67Income earned, not collected on loans
  • $0Earning assets
  • $282Long-term assets (5+ years)
  • $59,883Average Assets, year-to-date
  • $11,799Average Assets, quarterly
  • $65,604Volatile liabilities
  • $66,573Insider loans
  • $40,164FHLB advances
  • $64,131Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,919Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,357Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,645Total interest income
  • $614Total interest expense
  • $2,031Net interest income
  • $0Provision for loan and lease losses
  • $229Total noninterest income
  • $0Fiduciary activities
  • $180Service charges on deposit accounts
  • $0Trading account gains & fees
  • $49Additional noninterest income
  • $2,262Total noninterest expense
  • $1,293Salaries and employee benefits
  • $245Premises and equipment expense
  • $724Additional noninterest expense
  • -$2Pre-tax net operating income
  • $0Securities gains (losses)
  • -$7Applicable income taxes
  • $5Income before extraordinary items
  • $0Extraordinary gains - net
  • $5Net income attributable to bank
  • $0Net charge-offs
  • $5Cash dividends
  • $677Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.55%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 3.49%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • 0.01%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • -0.00%Pretax return on assets
  • 0.05%Return on equity (ROE)
  • 0.05%Retained earnings to average equity (YTD only)
  • 1.82%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -0.00%Efficiency ratio
  • 100,088Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 792.54%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 65.67%Net loans and leases to core deposits
  • 68.18%Equity capital to assets
  • 14.29%Core capital (leverage) ratio
  • 15.47%Tier 1 risk-based capital ratio
  • 24.70%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $65,604Average earning assets
  • $9,898Average equity
  • $58,159Average loans

List of branches

  • 5 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07053Farmers State Bank, S/B100 North Main Street, Schell City, MO 64783November 24, 1910Full Service Brick and Mortar
    2223550Bolivar Branch111 West Jackson Street, Bolivar, MO 65613July 07, 1997Limited Service Facility
    3223551Bolivar Branch - South Killingsworth1630 South Killingsworth, Bolivar, MO 65613January 11, 1999Full Service Brick and Mortar
    4360020Galmey BranchCorner Of Missouri Highway 254, Wheatland, MO 65779December 01, 2000Full Service Brick and Mortar
    5425710Pittsburg BranchHc 79, Box 1101, State Route 64, Pittsburg, MO 65724Febuary 02, 2004Full Service Brick and Mortar

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